Sentences with phrase «by purchasing separate policies»

The only way to insure your home against flood damage is by purchasing a separate policy since your homeowners or renters insurance will not be enough.

Not exact matches

But a policyholder who operates a daycare out of their home will likely be required by their homeowners insurance company to purchase an endorsement or a separate commercial policy.

Water - caused by plumbing failure, appliance failure, fire sprinklers or other accidental discharges of water (You can purchase flood insurance as a separate rider to your renters insurance policy.)

Still, renters should think about purchasing an endorsement or getting a separate policy to cover sinkholes — they are not covered by renters insurance.

You can avoid this financial risk by raising the liability coverage on your Texas car insurance or by purchasing a separate umbrella insurance policy.

Flood damage is not covered by renters insurance and anyone who needs that coverage must purchase a separate policy.

Still, renters should think about purchasing an endorsement or getting a separate policy to cover sinkholes — they are not covered by renters insurance.

While some policies may require you to purchase separate endorsements, or riders, for certain natural disasters, most policies will cover damage caused by wind, rain, hail and ice.

In some cases, homeowners insurance policies will cover damages caused by heavy winds, but in many states where wind damage is common, insurance companies may require homeowners to purchase a separate windstorm insurance rider to provide coverage for damages.

You can make an inventory of all your priced possessions in your home and cover them by purchasing separate coverage, something that your home insurance policy does not offer when flood occurs.

Make an inventory of all your priced possessions and cover them by purchasing separate coverage something which your home insurance policy does not offer.

If not potected by director's and officer's Liability Insurance, it is recommended to purchase a separate Professional Liability Insurance policy.

Sometimes called second - to - die insurance, survivorship life is often purchased by married couples or other pairs of people with insurable interest in each other, and it's generally more affordable than two separate policies.

Note also that flood damage is not covered by a standard homeowners policy — you have to purchase separate coverage.

Water - caused by plumbing failure, appliance failure, fire sprinklers or other accidental discharges of water (You can purchase flood insurance as a separate rider to your renters insurance policy.)

Damage due to an earthquake is not covered by standard home insurance, but you can purchase a separate policy for protection — especially important in quake - prone regions.

An endorsement is an alternative to purchasing a separate policy to provide coverage for a particular vehicle not covered by the original auto policy, which is a more expensive option.

Typically, floods caused by weather catastrophes aren't covered by standard homeowners insurance policies, which is why it's smart to consider purchasing separate flood insurance.

You must purchase a separate policy for flooding events caused by a storm or other natural disasters such as hurricanes.

Most homeowner, condo and rental insurance policies do not cover damage caused by an earthquake, but coverage can be purchased as an endorsement or a separate policy.

Are you familiar with this type of request that in addition to renters personal property and liability that a separate public liability policy be purchased by tenant naming landlord as additional insured?

Typically, water that comes from the bottom up — such as an overflowing river — is covered by a separate flood insurance policy, which can be purchased from the federal government's National Flood Insurance Program (NFIP), and from some private insurers.

You can still protect your home against either event by purchasing flood insurance through FEMA and either a separate policy or endorsement for earthquakes.

To save money, instead of buying a single $ 500,000, 20 year term policy, you can purchase two separate policies totaling $ 500,000, by using a shorter term and a longer term.

By eliminating the need to purchase a separate policy for every member of your family, you can save both time and money.

Many of the most common perils your house will face are covered under a standard homeowners policy, but same problems can only be protected against by purchasing special insurance riders or even completely separate policies.

Protect your assets by purchasing additional liability coverage with your auto policy or purchase a separate umbrella insurance policy.

You can avoid this financial risk by raising the liability coverage on your Texas car insurance or by purchasing a separate umbrella insurance policy.

Also known as second to die insurance, it is generally more affordable than two separate policies and is often purchased by married couples with insurable interests in each other.

Note, the bank's title insurance policy won't help a buyer (or property owner), which is why most, if not all, buyers purchase their own separate owner's title insurance policy as part of their closing costs (the premium paid for a title insurance policy is sometimes paid by the buyer, sometimes by the seller — see our discussion on negotiation of closing costs).