Sentences with phrase «cds at lower yields»

Since the term risk of a good direct 5 - year CD already is so low, there's not much point in buying shorter - term CDs at lower yields to reduce term risk.

Not exact matches

Since the yield for most CDs remain lower than inflation, which is at 2.1 %, they are not an attractive option for investors, said Conor Delaney, co-founder and president at Good Life Advisor Systems, a Wyomissing, Penn. company which provides turnkey solutions to independent financial advisers.

For taxable accounts, I'll take the slightly lower rate at Ally in return for the lower cost to break the CD and reinvest in a higher - yielding CD if interest rates increase significantly in the next few years.

Additionally, at American Express CDs with maturities less than 24 months actually have lower yields than the current yield on the savings account.

You won't see the same returns as long - term laddering, but at least you get access to your money, the best current CD rates for low maturities, and a better yield than a savings account.

Even a great savings account these days is yielding relatively lower returns; Bankrate surveys show that the best cd rates aren't too exciting, with the average yield for a three - month CD lingering at 0.86 percencd rates aren't too exciting, with the average yield for a three - month CD lingering at 0.86 percenCD lingering at 0.86 percent.

With CDs now at historically low yields — many earning as little as.25 % and lower — where does one go to actually earn a decent return on their cash?

However, you may feel that paying off your mortgage makes more sense at this time since the stock market has been on a down streak and CDs and Treasurys have pretty low yields.