If you are a current or former
CIBC cardholder, we may approve your application but you will not be eligible for the offer.
You must comply with
the CIBC Cardholder Banking Service Agreement including safeguarding your card, your card details and PIN.
Credit Card Transfers: All transfers of funds from your CIBC credit card Account to another Account using Online Banking and all bill payments from your CIBC credit card Account using Online Banking are treated as cash advances under
the CIBC Cardholder Agreement.
Convenience and security for your everyday banking: contains
the CIBC Cardholder Banking Service Agreement (PDF, 1.3 MB)
For more information on how interest is calculated, please refer to
your CIBC Cardholder Agreement also included in your welcome package.
CIBC may notify you of such changes by sending a notice in accordance to the terms of
your CIBC Cardholder Agreement.
Not exact matches
But think twice about switching over if you're a
CIBC Aerogold
cardholder who isn't being involuntarily switched over to TD.
With
CIBC and TD fighting for your business, new
cardholders are the ones who come out ahead.
Current
CIBC Aerogold
cardholders who have other business with the bank — say through a personal savings account — will stay
CIBC red while the rest will be sporting TD green.
14 The primary
cardholder may assign and change the Authorized User Spending Limits on the credit card account for any authorized user (s) by contacting
CIBC.
The terms of your
CIBC credit card are outlined in your
cardholder agreement so you can easily reference them.
Chances are
cardholders without banking ties to
CIBC beyond the Aeroplan credit card will get transitioned over to a TD Aeroplan branded credit card eventually however.
«TD and
CIBC will communicate directly to
cardholders about next steps very soon, to make the transition a smooth and comfortable experience,» the banks said in a joint release.
1 The primary
cardholder may assign and change the Authorized User Spending Limits on the credit card account for any authorized users by contacting
CIBC.
Tim Cash is awarded to the primary
cardholder's Tim Card Account immediately upon processing of
CIBC Tim Hortons Double Double Visa Card credit purchases, provided that your card is open in good standing at the time of purchase.
Also, if the Credit Card Account is closed because the Card (s) are being converted by the primary
Cardholder or
CIBC into another type of
CIBC Credit Card, all Aventura Points in the Aventura Account will be forfeited unless the replacement card (s) offers loyalty rewards into which
CIBC permits Aventura Points to be converted or transferred on Card transfers, and the primary
Cardholder meets any applicable requirements set by
CIBC.
If your Credit Card Account is closed because your Card (s) are being converted by the Primary
Cardholder or us into another type of
CIBC credit card, all Aventura Points must be redeemed within 60 days unless you are otherwise advised by us.
In other words,
CIBC will disclose the current Aventura Account balance to the primary
Cardholder or any authorized user of the same Credit Card Account.
CIBC may disclose information about an Aventura Account to any
Cardholder of the Credit Card Account.
As a
cardholder, you'll also have access to
CIBC CreditSmart ® - great for tracking your spending.
5
CIBC Rewards Program clients may «transfer,» which means move, the Aventura Points earned from eligible Aventura credit card accounts, where they are the primary
cardholders.
Although eligible
CIBC Aventura
cardholders as of October 1, 2013, can convert their Aventura points into Aeroplan Miles, these conversions are not eligible for this bonus miles promotion.
Factoring in welcome bonuses, someone spending $ 2,000 a month would earn 42,500 miles by the end of his or her first year with the AeroplanPlus ® Gold Card, while a
CIBC Aero Platinum
cardholder would earn just 21,000.