You're eligible for a special enrollment
period because you just lost your job - based health insurance due to being laid off (note that you're eligible to get a plan in the individual market — on or off - exchange — even if you also have the option to continue your job - based insurance via
COBRA.You have the full 60 - day
election period to pick
COBRA or an individual market plan, and you're allowed to change your mind within that 60 - day window too, which wasn't the case prior to 2017).