Sentences with phrase «cras use»

CRAs use a variety of sources, including a national network of local court researchers, state and local databases, interviews, and other sources depending on the requirements of the job.

Your FICO ® Score is calculated separately by each of the three CRAs using a formula FICO ® has developed.

Not exact matches

Trends such as the fierce with the two fingers or using words that are purposely shortened like cra - cra instead of crazy, infuriates me.

You are going to have to overcome these misconceptions by presenting yourself using the interviewers» language — you have to talk to CRAs, pick up the terminology, and develop opinions on key issues.

Before I get into all the ways I really didn't go all «cra cra» with the porch this year, and basically used what I had to usher in my favorite season of the year on the front porch, can I just stop and say thanks.

If you do your own taxes, be sure you use CRAs auto fill option, or manually match the T3 slips they have to the ones you have.

The CRAs then use that software and add their own programs and statistical data to produce customized credit scores under names like Beacon, Empirica, and Scorecard.

Use the Annual Credit Report site to review your credit report from at least one of the three listed credit reporting agencies («CRAs»).

The FCRA was designed to ensure that consumer reporting agencies, or CRAs, «furnish correct and complete information to businesses to use when evaluating your application.»

Even though the exact algorithm that the CRAs and FICO use to generate scores is a well - kept secret, over the years more information has become available to consumers looking to better manage their credit.

Use this sample letter ONLY AFTER sending dispute letters directly to the CRAs asking them to correct inaccurate information listed in your personal credit profile.

«A balanced use of CRAs should focus on improving functional and ecological attributes of forested landscapes, e.g., habitat integrity (and thus biodiversity), carbon stocks, and water balance regulation, crucial for maintaining hydroelectric power generation in Brazil.»

CRAs should absolutely use a national database search, but only as a guide to the authoritative local source.

Professional CRAs should be using multiple reliable sources in constructing a consumer report.

Many CRAs have committed themselves to the responsible use of criminal records and no PII off - shoring.

Companies that perform pre-employment screening services are also considered CRAs and are governed by the FCRA, as are the employers that use background screening services.

But Miller adds that employers can certainly use the case as «a template to talk to CRAs about the issues raised in the settlement.

Participating screening firms certify that their practices conform to Concerned CRAs» guidelines with respect to the responsible use of criminal history information and avoiding transmission of consumers» personal information outside of the US.

Companies that perform background screening services, such as Clarifacts, are considered CRAs and are governed by the FCRA, as are the employers that use such services.

Because of this, it is reasonable for the FTC to assume that employers may be using these mobile apps for employment screening purposes which would then require the CRAs to meet several obligations:

They may then use the Concerned CRAs logo in their marketing materials to emphasize their consumer protection efforts.

A CRA includes companies like Trak - 1 that provide background screening services or any kind of report that relates to the general characteristics, and CRAs are governed by the FCRA, as are the end users that use Trak - 1 services.

USE A QUALIFIED CRA TO CONDUCT RECORD CHECKS — All background screening firms (Consumer Reporting Agencies or CRAs) are not equal.

Produce guidelines on matching criteria, especially for consumers with common names, to prohibit CRAs from relying on name - only matches and requiring CRAs to use all available data to determine a match before providing a criminal background check report.

In lumping CRAs together with data brokers, Rosen writes that the NCLC report fails to note that a group of approximately 170 leading CRAs formed a group called «Concerned CRAs» to publically reject the use of databases without taking the steps necessary to a ensure accuracy and completeness as required under the FCRA.

Rosen also wrote a second whitepaper for employers who use third party background screening providers entitled «Common Ways Consumer Reporting Agencies are Sued Under the FCRA» that describes certain practices employers should keep in mind when choosing a CRA and describes issues that can give rise to FCRA class action lawsuits against CRAs in the area of background checks.

Her practice includes the representation of Consumer Reporting Agencies (CRAs), entities who furnish information to CRAs, and employers who use background checks for employment purposes.

More and more background screening firms — also known as Consumer Reporting Agencies or «CRAs» — are facing lawsuits concerning the accuracy of background check reports and the failure to meet the guidelines of the federal Fair Credit Reporting Act (FCRA) that regulates background checks and the collection, dissemination, and use of consumer information in the United States.

Also, the NCLC report apparently did not appreciate or understand the difference between «data brokers» that dispense aggregated / unconfirmed data and Consumer Reporting Agencies (CRAs) that conduct FCRA regulated background checks using material from a number of sources to provide a report where all information reported has been confirmed at the source during its preparation.

Employers should consider the quality of CRAs» procedures and results and not decide which one to use based solely upon cost.

To help Consumer Reporting Agencies (CRAs) better understand the U.S. Equal Employment Opportunity Commission (EEOC) guidance for the use criminal records in employment background checks, ClearStar Technology is sponsoring a webinar titled «Best Practices Standards: A Powerful Tool for CRAs» that will be held Wednesday, February 25, 2015 at 2:00 p.m. ET / 11: 00 a.m. PT.

A new law in Rhode Island taking effect in October of 2016 — S 2864 as Amended — requires Transportation Network Companies (TNCs) such as Uber and Lyft who use third party Consumer Reporting Agencies (CRAs) for the background screening of potential drivers to only use CRAs accredited by the National Association of Professional Background Screeners (NAPBS ®).

Consumer Reporting Agencies (CRAs) like ESR who are accredited by the National Association of Professional Background Screeners (NAPBS ®) must use business practices that ensure proper character of owners and employees.