Not exact matches
Canadian investors tend to stick close to home when buying
bonds and other fixed - income
investments, but diversifying is worthwhile if you do your homework
Which doesn't cover
investments in shares, the returns on which are directly affected by changes in the corporate tax rate (or the myriad of other
investment vehicles liked
bonds, REITs, mutual fund trusts, etc. that make up the bulk of the universe for
Canadian investors).
With the exception of the very front end of the yield curve,
Canadian government
bond yields declined, as did spreads on
investment grade corporate
bonds.
Government of Canada marketable debt, which includes treasury bills and marketable
bonds, is distributed through competitive auctions to Government Securities Distributors, a group of banks and
investment dealers in the
Canadian market.
In addition, SMART Saver women have less of their assets in cash (56 %) than other
Canadian women (66 %), and are far more likely to have portfolio exposures to equities,
bonds and
investment properties.
In BlackRock's annual Global Investor Pulse survey,
Canadians expressed a strong bias to domestic funds; the research revealed that
Canadian investors hold approximately two - thirds of their
investments in
Canadian stocks and
bonds [1].
In that case it would be worthwhile making sure a lot of your
investments are in
Canadian dollars as well — perhaps by concentrating on
Canadian bonds.
Canada and the United States are alike in more ways than one, but should U.S. investors consider the
Canadian bond market as an
investment destination?
Cash, eligible
Canadian and U.S. equities, mutual funds,
bonds, money market instruments, foreign
investments and some options can all be held in your self - directed RSP / RIF portfolio.
Within the last year I started with the Couch potato portfolio of TD e-funds (25 % each of
Canadian Bond Index, U.S. Index, International Index,
Canadian Index), for both my RRSP & non registered
investments.
The iShares
Canadian Universe
Bond Index ETF (XBB), which tracks the overall Canadian investment - grade bond market, has a duration of
Bond Index ETF (XBB), which tracks the overall
Canadian investment - grade
bond market, has a duration of
bond market, has a duration of 6.9.
Full - service brokerages, online brokerages and
investment dealers who trade stocks and bonds are regulated by the Investment Industry Regulatory Association of Canada (IIROC) and are automatically members of the Canadian Investor Protection Fu
investment dealers who trade stocks and
bonds are regulated by the
Investment Industry Regulatory Association of Canada (IIROC) and are automatically members of the Canadian Investor Protection Fu
Investment Industry Regulatory Association of Canada (IIROC) and are automatically members of the
Canadian Investor Protection Fund (CIPF).
For instance, the RBC Target 2020 Corporate
Bond ETF will replicate the performance of a portfolio of
Canadian dollar - denominated
investment grade corporate
bonds that effectively mature in 2020.
(1) Canso's
Investment Grade and Broad Corporate
bond mandates are in the top quartile of the Pavilion ™ Performance Appraisal Report of
Canadian fixed income managers since inception in 1997.
-- The Four Pillars of Investing is quite good too — The Wealth Barber is a (kind of dated)
Canadian Classic — For a more sophisticated look at over all
investment, I like «Are you a Stock or a
Bond?»
What you pay depends on a number of factors: Where you buy the
bond — say an online broker or a full service
investment firm; what type it is — U.S.,
Canadian, corporate or government; and how much of it you want — the price can go down the more you buy, so institutional investors usually get a better price.
I'd recommend using the customization feature and replacing these with
investment - grade
Canadian bonds only.
It noted that in January 2010
Canadian investors more than doubled their
investment in
bond funds, an increase of $ 806.5 million.
If you're looking for a single fund that covers the
Canadian investment - grade
bond market, look for one that tracks the DEX Universe.
Because he has a reliable pension, he can afford to take more risk with his other
investments by putting 70 % in
Canadian, U.S. and international equities, and the rest in
bonds.
You also need a few ingredients to make a well - diversified
investment portfolio — some
Canadian equity, some U.S. and international equity and a dollop (even a large dollop) of fixed income, perhaps in the form of
bonds or a
bond fund.
When we talk about government
bonds, especially Canadian Government Bonds, we think of prudent safe investm
bonds, especially
Canadian Government
Bonds, we think of prudent safe investm
Bonds, we think of prudent safe
investments.
The Vanguard
Canadian Aggregate
Bond Index ETF will track an index of
Canadian government and
investment grade corporate
bonds.
However, all
Canadian mutual funds or ETFs, regardless of whether they hold
Canadian or foreign stocks or
bonds, are classified as passive foreign
investment companies (PFICs).
The Vanguard
Canadian Short - Term
Bond ETF will track an index of
Canadian government and
investment grade corporate
bonds with maturities ranging from 1 to 5 years.
The sectors covered by the active ETFs are
Canadian Dividend, U.S. Dividend, Global Dividend, Preferred Shares and Crossover
Bonds (those on the line between
investment grade and high - yield).
Canada and the United States are alike in more ways than one, but should U.S. investors consider the
Canadian bond market as an
investment destination?
The
bonds are a universe of all
Canadian bonds (SCM Universe of federal, provincial, including
investment - grade corporates).
Canada Savings
Bonds (CSBs) and Canada Premium
Bonds (CPBs) are considered lower - risk
investments because they're backed by the
Canadian government.
The other thing I would suggest is to consider the tax implications of each
investment and then balance them across multiple accounts; ie, the stuff that generates interest and that is taxed at the highest rates (
Bonds, GICs, REITs) goes in your TFSAs, International stuff goes into your RRSPs so there's no withholding of foreign dividends, and stuff that generates
Canadian dividends goes in your taxable account to get the
Canadian gross up tax dividend.
Yields of
Canadian corporate
investment - grade and high - yield
bonds have been trending lower (up in price) since the beginning of March 2016.
DXV aims to provide a floating rate of interest income while preserving capital by investing primarily in
Canadian investment grade corporate
bonds and through using interest rate derivatives that seek to mitigate the effects of interest rate fluctuations.
DEX Universe
Bond Index: With over 1,000
bonds represented, this index has broad representation from
investment - grade
bonds issued by
Canadian companies and by government - sector issuers.
Adding asset classes such as
bonds and foreign
investments to a
Canadian stock portfolio reduces risk by 40 % and narrows the range of returns in a given year to between -9.0 % and +30 %.
Alternatively, if you put your money into an
investment portfolio comprised of
Canadian stocks, international stocks, and
bonds you would be able to lower your risk through diversification.
If you want to pick your own non-core high - yield North American corporate
bond fund, TD offers the TD High Yield Bond Fund, which focuses mainly on BB and B rated issues at the higher quality end of below - investment grade and mostly hedges its U.S. currency exposure back to the Canadian dol
bond fund, TD offers the TD High Yield
Bond Fund, which focuses mainly on BB and B rated issues at the higher quality end of below - investment grade and mostly hedges its U.S. currency exposure back to the Canadian dol
Bond Fund, which focuses mainly on BB and B rated issues at the higher quality end of below -
investment grade and mostly hedges its U.S. currency exposure back to the
Canadian dollar.
For the fixed - income
investments, Bender recommended an ETF tracking the whole
Canadian bond market, and another that includes only short - term
bonds.
Investment returns —
bond interest,
Canadian and foreign stock dividends, capital gains — are taxed in different ways.
Ideally, you would want to have more tax efficient
investments like
Canadian stocks held outside your RRSPs and less tax efficient
investments like
bonds held inside your RRSPs.
Canso
Investment Counsel Ltd. is a specialty manager of
Canadian corporate
bond portfolios for some of Canada's most sophisticated investors.
Hence
Canadian Government
bonds become a great
investment option for investors.
In non-registered accounts, owning
investments that generate capital gains is more efficient than dividends in most cases and,
Canadian dividends are more tax efficient than foreign dividends and interest income that
bonds and GICs produce.
Often,
investment in farmland outperforms
Canadian stock and
bond indices.
To those who want some income from their
investment, another alternative is the
Canadian government Real Return
Bond (RRB) program, which issues inflation - linked government
bonds.
As we explained above,
Canadian plan sponsors have traditionally restricted their managers to
investment grade
bonds, particularly rated A or higher.
Since investor bear no currency risk from holding these
bonds, Maple Bonds are an attractive investment security for Canadian inves
bonds, Maple
Bonds are an attractive investment security for Canadian inves
Bonds are an attractive
investment security for
Canadian investors.
PowerShares 1 - 5 Year Laddered
Investment Grade Corporate Bond ETF (TSX: PSB) tracks the performance of a bond ladder comprised of Canadian investment - grade corporate bonds maturing in one to f
Investment Grade Corporate
Bond ETF (TSX: PSB) tracks the performance of a bond ladder comprised of Canadian investment - grade corporate bonds maturing in one to five ye
Bond ETF (TSX: PSB) tracks the performance of a
bond ladder comprised of Canadian investment - grade corporate bonds maturing in one to five ye
bond ladder comprised of
Canadian investment - grade corporate bonds maturing in one to f
investment - grade corporate
bonds maturing in one to five years.
Brokers are graded here on their webpage for trading stocks,
bonds and funds; on the range of
investment products clients can buy online; and the availability of registered accounts that can hold U.S. dollars (many brokers force a conversion into
Canadian dollars when clients sell U.S. stocks or receive dividends from such stocks).
Up until I read about the buzz around Vanguard and it's lower MERs, I was planning on investing all of our money in the Complete Couch Potato portfolio as suggested in the 2011 Edition of the MoneySense Guide To The Perfect Portfolio: i.e. —
Canadian equity 20 % iShares S&P / TSX Capped Composite (XIC) US equity 15 % Vanguard Total Stock Market (VTI) International equity 15 % Vanguard Total International Stock (VXUS) Real estate
investment trusts 10 % BMO Equal Weight REITs (ZRE) Real - return
bonds 10 % iShares DEX Real - Return
Bond (XRB)
Canadian bonds 30 % iShares DEX Universe
Bond (XBB)
In allocating HMA's portfolio, Landry selects the top ranked global asset classes, out of a current universe of 16; which include in part,
Canadian and U.S. equities, emerging market equities, U.S. and
Canadian bonds, real estate
investment trusts, and gold.