Sentences with phrase «canadian debt markets»

As more foreign issuers access the Canadian debt markets, domestic Canadian bond issuers will pay more for their financings.

The dominant position of Canadian investment banks in the Canadian debt markets will be eroded by increased investment by Canadians in the bonds of foreign issuers and increased issuance by foreign entities in the Canadian dollar debt markets.

Large Canadian issuers running out of room in the Canadian debt markets, provincial and corporate, have historically financed in foreign currencies.

Will Canadians buy foreign credit and will the foreign issuers come to the Canadian debt markets?

Not exact matches

The house - price bubble, combined with record levels of household debt, represent the biggest threat facing the Canadian economy; the sooner real - estate markets mellow and Canadians lower their debt burdens, the better.

Statistics Canada reported September 15 that the credit - market debt of Canadians exceeded gross domestic product in the second quarter.

Many people believe that housing agency Canada Mortgage and Housing Corp. (CMHC) has facilitated the formation of a bubble in the Canadian housing market by insuring so much mortgage debt.

Canadian households are carrying near - record debt loads, and we are growing increasingly concerned about risks in some housing markets.

The 2011 Shadow Budget, they argue, would protect Canadians from possible debt - market disruptions arising from sovereign - debt concerns and would put federal debt on a downward track before the pressure of population ageing on government finances intensifies.

On Monday, Finance Minister Jim Flaherty said he was pleased housing was moderating and that Canadians were starting to pay off debt, a shift in the credit and mortgage market he attributed in part to his decision to tighten borrowing rules in July.

While foreign interest in the loonie bodes well for Canadians who shop south of the border, it will also jolt Canada's fixed - income markets as reserve managers buy liquid debt securities with the Canadian dollars they own.

If there's one word that defines the Canadian economy at the moment, it's uncertainty — what with the shaky housing market, towering household debt loads and, of course, a certain orange - hued world leader rattling the sabre of trade wars.

Today, it's perched atop global currency markets as Canada wins acclaim for its economic outlook and handling of the public debt, a point driven home Wednesday when a Russian Central Bank official confirmed that the Canadian dollar would be added to its international reserves.

Government of Canada marketable debt, which includes treasury bills and marketable bonds, is distributed through competitive auctions to Government Securities Distributors, a group of banks and investment dealers in the Canadian market.

For the past few years, the Finance Minister has been trying to prevent Canadian house prices and consumer debts from rising too quickly — without causing a major slump in the real estate market that would hurt the economy.

The figures are a bit better in Canada (which did not have a housing market collapse) but even so one - quarter of Canadian boomers plan to carry some debt into retirement.

After all, the debt - to - income ratio of Canadians is at a record high, close to the levels experienced in the United States before its market crashed, and home ownership is at nearly 70 $, also a record and five points more than its neighbours to the south.

Canadians have more equity in their homes than Americans did, the default rate is lower, the sub-prime market is tiny, and mortgage interest is not tax - deductible, so there's no incentive to build up debt.

Tags: balance sheet recession, Bund, Canadian Dollar, central banks, CNOOC, Draghi, ECB, ESM, euros, Gold, LTRO, NEXEN, Nowotny, Schatz, SPS, Wolfgang Schaeuble Posted in Debt Market, Europe 2 Comments»

To make things worse, Canada's economy has been hit hard by falling oil prices, and investors remain wary of a Canadian housing market that has shown signs of becoming a bubble, as well as rising consumer debt rates.

Canadian debt may resolve on its own as the mortgage market cools.

Those remarks sent 10 - year Canadian yields higher by seven basis points, to 1.64 per cent, making them among the worst performers among developed - market sovereign debt.

The panel discussed debt and equity crowdfunding in the Canadian capital markets; as well as capital formation, regulatory issues, investor protection and social welfare.

HSBC Mortgage Fund HSBC Canadian Bond Fund HSBC Emerging Markets Debt Fund HSBC Monthly Income Fund HSBC U.S. Dollar Monthly Income Fund HSBC Global Corporate Bond Fund

Baby Boomers were buying While young Canadians benefited from easier access to credit and more lax mortgage rules, it was debt - happy baby boomers who flocked to the market.

That means, on average, Canadians owed $ 1.67 in credit market debt — mortgages, other loans and consumer credit — for every dollar of disposable income.

«After the lengthy run - up of the past decade, it's encouraging that many Canadians are planning to rein in their debt, as interest rates won't stay low forever,» Sal Guatieri, senior economist, BMO Capital Markets, said in a release.»

Despite recent concerns about Canadians» high personal debt and rising interest rates, Sal Guatieri, a senior economist at BMO Capital Markets, told Bloomberg that «mortgage rates are still near historical lows and this, combined with an expected cooling in house prices, will help support affordability for Canadians.»

Our specialists are trained experts with years of experience in the Canadian credit and debt market, qualifying them to help you settle your debt at the least possible cost in the shortest possible time and, just as importantly, put you on the path to a solid credit rating that will qualify you to enjoy the benefit of credit.

He says with debt loads at a record and little in the way of savings to fall back on, Canadians may be «caught off guard» if housing markets cool significantly or North American Free Trade Agreement talks go sideways.

The Development Finance Group services the Canadian real estate development market specializing in real estate debt and equity capital origination and loan / investment management.

And while the European debt crisis and worsening American recession continue to plague the global marketplace, it appears to have had little effect on the Canadian housing market.

Much of the debate around Canada's buoyant housing market has centred on the growing amount of Canadian household debt, and questions about the ability of consumers to handle their overall debt burdens if and when interest rates rise from prolonged lows.

The total amount of credit market debt — which includes mortgages, non-mortgage loans and consumer credit — held by Canadian households increased to 162.6 per cent of disposable income during the quarter, from a revised 161.5 per cent in the previous quarter.

While the overall Canadian housing market is sound, house prices have risen significantly in some markets, notably Toronto and Vancouver, and some borrowers are taking on high levels of debt.

Yes, the Canadian housing market remains vulnerable to some weakness, and yes, more credit growth appears unsustainable for households that already have debt - to - income ratios of 170 per cent.

By skyfinancial 2017-01-04T01:02:19 +00:00 October 31st, 2013 Categories: Mortgage Tips Tags: amortization period, Banks, Canada Mortgage housing Corporation, Canadian Mortgage, CMHC, Downpayment, GDS, gross debt service, Home buyers, household income, Mortgage, Mortgage Insurance, Mortgage market, Mortgage payments, mortgage rules, Refinancing, TDS, total debt service

There is a growing concern among U.S. hedge fund managers regarding the Canadian housing market and Canadian household debt as many expect a U.S. - style meltdown in Canada, similar to what happened in the U.S. in 2007 - 2009.

The bonds held are U.S. dollar denominated sovereign debt from emerging market issuers, and the currency is hedged back to Canadian dollars.

The large pool of long - term Canadian dollar investment capital will still be managed by those with experience and expertise in the Canadian dollar debt markets.

According to Leger Marketing, 24 % of Canadians surveyed said they plan to carry debt into their retirement.

«Many Canadians have to go into debt to subsidize their living,» said Bruce Joseph, a Barrie, Ont., mortgage broker who consults on the Canadian real estate market for investment fund managers.

Mortgage News Banks hint at renewed rate war — CMP Canadian Economic and Market Fundamentals Research Report — 2012 Second Quarter — Morguard More than half of retired Canadians carrying debt — CIBC Debt - burdened Canadians succumb to lure of long - term car loans — Globe and Mail Canaddebt — CIBC Debt - burdened Canadians succumb to lure of long - term car loans — Globe and Mail CanadDebt - burdened Canadians succumb to lure of long - term car loans — Globe and Mail Canada ’s

-- Recommended Canadian lawyer in capital markets: debt and equity (2010 - 2012)

«Canadian households have high liquidity, a healthy debt - to - assets ratio, and enjoy strong labour markets, and strong wealth gains.

Changing interest rates, new Canadian mortgage rules, and higher household debt leaving much of the market uncertain.

The Development Finance Group services the Canadian real estate development market specializing in real estate debt and equity capital origination and loan / investment management.

The market has been hit by a confluence of policies: Ontario's Fair Housing Policy, including a foreign buyers» tax aimed at cooling the market; a new mortgage stress test targeted at protecting Canadians from dangerously high household debt levels; and the Bank of Canada's moves to increase interest rates.

Canadian mortgage holders are comfortable with their mortgage debt levels and consider mortgages to be a form of «good debt,» says the annual State of the Residential Mortgage Market in Canada report by the Canadian Association of Accredited Mortgage Professionals (CAAMP)'s chief economist, Will Dunning.

«Key to the current stability in the mortgage market is the fact that Canadians continue to pay down their mortgage debt faster than they are required and they continue to take out five - year, fixed - rate mortgages.