Sentences with phrase «cash contribution plan»

Purpose's Pre-Authorized Cash Contribution Plan («PACC Plan») offers convenience to existing shareholders of Purpose Funds to make regular (monthly, quarterly or annual) purchases of shares.

The Pre-Authorized Cash Contribution Plan: I know you said you're going to fund the RESP with your bonus from work and contribute to it once per year, but in case that changes this ETF will allow you to make smaller monthly contributions without paying trading commissions each time.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

To help reach retirement, Nationwide provides a 401 (k) plan with matching contributions, a cash balance pension plan, and access to retiree medical options.

These regulations would affect participants in, beneficiaries of, employers maintaining, and administrators of tax - qualified plans that contain cash or deferred arrangements or provide for matching contributions or employee contributions.

This document contains proposed amendments to the definitions of qualified matching contributions (QMACs) and qualified nonelective contributions (QNECs) under regulations relating to certain qualified retirement plans that contain cash or deferred arrangements under section 401 (k) or that provide for matching contributions or employee contributions under section 401 (m).

CBO's measure of before - tax comprehensive income includes all cash income (including non-taxable income not reported on tax returns, such as child support), taxes paid by businesses, [15] employees» contributions to 401 (k) retirement plans, and the estimated value of in - kind income received from various sources (such as food stamps, Medicare and Medicaid, and employer - paid health insurance premiums).

contribution plan) and qualified Cash Balance Plan (a defined benefit pension plplan) and qualified Cash Balance Plan (a defined benefit pension plPlan (a defined benefit pension planplan).

A cash balance plan is an already - existing type of defined benefit pension plan that incorporates some features of a defined contribution plan.

The Cash Balance Plan is a defined benefit plan and the 401 (k) Plan is a defined contribution plan, both intended to qualify under the IRC and comply with the Employee Retirement Income Security Act of 1974, as amended (ERIPlan is a defined benefit plan and the 401 (k) Plan is a defined contribution plan, both intended to qualify under the IRC and comply with the Employee Retirement Income Security Act of 1974, as amended (ERIplan and the 401 (k) Plan is a defined contribution plan, both intended to qualify under the IRC and comply with the Employee Retirement Income Security Act of 1974, as amended (ERIPlan is a defined contribution plan, both intended to qualify under the IRC and comply with the Employee Retirement Income Security Act of 1974, as amended (ERIplan, both intended to qualify under the IRC and comply with the Employee Retirement Income Security Act of 1974, as amended (ERISA).

The Wells Fargo Cash Balance Plan is a defined benefit plan and the Wells Fargo 401 (k) Plan is a defined contribution plan, both intended to qualify under the IRC and comply with ERPlan is a defined benefit plan and the Wells Fargo 401 (k) Plan is a defined contribution plan, both intended to qualify under the IRC and comply with ERplan and the Wells Fargo 401 (k) Plan is a defined contribution plan, both intended to qualify under the IRC and comply with ERPlan is a defined contribution plan, both intended to qualify under the IRC and comply with ERplan, both intended to qualify under the IRC and comply with ERISA.

Include the total cash contributions received by the plan.

A defined contribution plan intended to qualify under the IRC as both an employee stock ownership plan and a 401 (k) cash or deferred arrangement and to comply with ERISA.

In addition, our company allocates to each participant's Deferred Compensation Matching Plan account a matching contribution of up to 6 % of the amount by which the participant's base salary and cash incentive payment exceed the then - applicable limitation in Section 401 (a)(17) of the Internal Revenue Code.

And, over time, the employer's role in funding the plans would shrink: in 1989, employers contributed roughly 70 percent of the money that went into retirement plans; by 2002, employees» cash contributions outstripped company payments into retirement plans of all kinds — including traditional pensions.

31 percent of defined contribution plan participants say they don't know whether they will roll their 401 (k) money into an individual retirement account (IRA), keep it in their employer - sponsored plan or simply cash it out.

By being included in ERISA, company contributions of cash or stock to an ESOP defined contribution plan became deductible similarly to company contributions to other retirement plans.

Many companies that used to offer cash profit sharing began to designate their match to the employee contributions to 401 (k) plans as the profit sharing contribution.

It is tax - deferred but unlike other 401 Ks and retirement plans, the contributions must be for the company's stock only, thus making them partial owners The company receives more cash flow, tax savings, and more motivated employees since they are part owners, and most likely will be...

That figure would include salary and any deferred compensation earned, the Manhattan Democrat said, as well as employer contributions to a retirement plan and any lump - sum cash payment made to the hospital executive.

This is accomplished by defined contribution (DC) or cash balance (CB) plans that vest immediately or nearly so.

Employers offer a guaranteed rate of return on current and past contributions to a cash balance plan and take the risk of higher contributions if the actual rate of return falls below the promised one.

This would be the case if states also changed their retirement plans from DB pensions to an alternative design, particularly defined contribution (DC) savings accounts such as 403 (b) plans, but also a cash balance plan.

We favor cash - balance plans that generate notional individual retirement accounts, with contributions from employer and employee, and an investment return guaranteed by the employer.

This is accomplished by defined - contribution (DC) or cash - balance (CB) plans that vest immediately or nearly so.

This could be especially problematic for workers with children or those who face other spending constraints, because they're forced to follow the pension plans» mandatory contribution rates even if they might prefer more upfront cash and less in savings.

The middle row illustrates how long the teacher would be required to stay until her pension would finally be worth more than a cash balance plan (Rhee and Fornia calculate slightly shorter break - even points for their defined contribution plans).

It shows how benefits accumulate for newly hired, 25 - year - old females under the current pension system (blue line), a defined contribution plan (red line), a defined contribution plan with no employer contributions (dotted blue line), and a cash balance plan (dotted green line).

As we have argued elsewhere, there are various ways to do this (cash balance plans, defined contribution, and hybrids), but without fundamental change, schools will continue to be vulnerable to cost hikes beyond their control.

It will add new funding streams to the state's woefully under - funded pension plans, limit pension «spiking» whereby employees cash out vacation and sick leave to artificially inflate their benefits, raise the retirement age for current workers, limit annual cost - of - living adjustments, and allow a limited number of employees to choose a defined contribution plan over the traditional defined benefit.

By offering upfront cash payments, states may be able to induce some teachers to switch from the current defined benefit plan, with large and unpredictable debt costs, to more predictable defined contribution plans.

The new cash balance plan is technically a defined benefit plan, but rather than defining the amount teachers receive through a back - loaded formula, each teacher will receive a guaranteed return on his or her contributions.

To tackle that, states should consider giving new educators the option of a cash - balance plan, or a defined - contribution plan that would, for the majority of new educators, actually provide a more valuable retirement benefit.

A report from author Andrew Biggs finds that transition costs should not prevent state or local governments from closing old pension plans and switching to a defined contribution, cash balance, or other hybrid plan.

But instead of simply trimming existing teacher pensions, alternative benefit designs like 401 (k)- style defined contributions plans or cash balance plans would enable all public school teachers to accumulate savings toward a secure retirement, including those with shorter careers.

If this sounds impossible after all the cash you're planning to pour into your home purchase, shoot for keeping at least 10 % of your annual income in savings, and come up with a back - up plan if you need more, like borrowing from friends or family or withdrawing past contributions from a Roth IRA if you have one (you'll pay no tax or penalty on that money).

If you feel too squeezed for cash to contribute, it helps to know that the money you put into the plan is tax - deductible, just like an RRSP contribution.

You know you can start drawing your Canada Pension Plan (CPP) any time after 60, and after decades of seeing those contributions come off your paycheque, it sure would be nice to start cashing in.

iShares, BMO and Horizons BetaPro can follow Claymore's lead and establish a Pre-Authorized Cash Contributions (PACC) and Dividend Reinvestment Plan (DRIP).

Claymore ETFs give investors access to a unique pre-authorized cash contribution (PACC) plan, which allows you to add shares each month with no commissions.

The cash spending plan paid off — I was able to make a decent sized RRSP contribution right before the deadline that will (luckily) generate a tax refund.

We define ECI to be adjusted gross income (AGI) plus: above - the - line adjustments (e.g., IRA deductions, student loan interest, self - employed health insurance deduction, etc.), employer paid health insurance and other nontaxable fringe benefits, employee and employer contributions to tax deferred retirement savings plans, tax - exempt interest, nontaxable Social Security benefits, nontaxable pension and retirement income, accruals within defined benefit pension plans, inside buildup within defined contribution retirement accounts, cash and cash - like (e.g., SNAP) transfer income, employer's share of payroll taxes, and imputed corporate income tax liability.

These plans are funded solely with insurance products such as cash value life insurance or fixed annuity contracts, and the plan owner can often deduct hundreds of thousands of dollars in contributions to these plans each year.

In addition, some employers that make matching contributions to 401 (k) plans do so using company stock rather than in cash.

the entire spectrum of defined benefit and defined contribution plans, including 401 (k) and 403 (b)(Traditional and Roth), 457, profit sharing, money purchase, cash balance, Taft - Hartley, multiple employer plans, nonqualified deferred compensation, and rollover and Roth IRA.

Claymore pioneered some innovative programs, such as preauthorized cash contributions (PACCs) and dividend reinvestment plans (DRIPs), as well as the Scotia iTrade partnership that brought commission - free ETFs to Canada.

Depending on your family situation and your estate planning goals, using funds from your cash account to make gifts to your kids or grandkids, fund RESP contributions or establish a family trust may be worthwhile strategies to consider.

For a defined - contribution plan, this means the full cash value of the plan, including employer contributions, will be available upon retirement.

401 (k) contributions can only be made through payroll deductions whereas RRSP contributions can be made through payroll deductions (commonly through employer - sponsored group RRSP plans) as well as cash (after tax) contributions which then generate a tax rebate.

If you are considering a new retirement account, whether you plan to fund the account with new contribution or by rolling over your old 401 (K) account, E * Trade's no - fee IRA account is a solid option, especially if you want to move old 401 (K) account to E * Trade because the broker is currently offering up to $ 500 cash bonus for rollover IRA account.