Sentences with phrase «cash value the cost»

Actual Cash Value Cost to repair or replace damaged property with materials of like kind and quality, less depreciation.

Actual Cash Value The cost to replace property minus the amount it has depreciated since the original purchase date.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

You may insure those items for Replacement Cost or for Actual Cash Value, which pays only for the depreciated value of the propValue, which pays only for the depreciated value of the propvalue of the property.

That would cost 460,000 fixed - value points, or points exchanged for cash back, if you wanted to use them to «erase» the purchase from your statement.

Due to the lifetime coverage and cash value, whole life insurance costs considerably more, meaning it can easily come to 10 times the cost of a term policy with the same death benefit.

Plus, for the first several years of coverage the majority of your premiums are eaten up by the cost of insurance and fees, so cash value accumulation is slow.

Ultimate Rewards (earned from the Sapphire Reserve / Preferred) can be used at a fixed - value when booking through UltimateRewards.com but can also be worth more when transferring to travel partners like Hyatt or United where you pay a fixed number of points in those programs which are not dependent on the cash cost of that room / flight otherwise.

In addition, you must carefully monitor the cash value, since costs can increase or the policy may not achieve its projected returns.

The goal of a robo - broker dealer like Friar Tuck's unbundling strategy is to reduce customer acquisition cost (CAC) while creating positive cash flow and lifetime customer value (LTV).

Steve Blank suggested metrics that may be more important than the financial statements itself which included: monthly burn rate (cash flow), customer acquisition costs, customer lifetime value, etc. for a startup company.

Dell's net cash, its finance business at book value and the cost of recent acquisitions, which Dell says are doing well, add up to almost $ 13 a share, as Southeastern points out.

The taxable value of a property is calculated as the cash value of the land (the amount the land alone would sell for on the market), and the replacement cost of all buildings minus depreciation of 1.5 % per year since construction.

With the precautionary measures outlined in this piece, traders can find ways to free up their cash, create new forms of value, minimize transaction costs, and to boost their business processes.

The first is that the current book value of the assets on the balance sheet understates their current value and the second is the potential for the company to expand its current operations and to roll - up wineries to boost case sales, leverage costs and produce free cash flow.

I want decentralized digital cash that I can send anywhere in the world for next to no cost and that is also a store of value.

The cash value of a universal life insurance policy accumulates based on the amount of premium paid, monthly deductions for policy costs and an interest rate that is declared by the insurance company.

Review finance concepts such as the Net Present Value, Weighted Average Cost of Capital, Terminal Value and the discounting of cash flows.

Basically, insurance companies sell two types of renter insurance namely; Actual Cash Value and Replacement Cost Policies.

With life insurance companies for example, this might be cost assessed on the first year?s premiums used to build some cash value.

However, given the complexity of the policy, the additional costs correlated with permanent life insurance policies, and the potential to lose the entirety of the account's cash value, it's not recommended if your primary intent is to provide financial coverage in the case of your death.

The fair value PE ratio is a reflection of how much growth potential a company has, how much cash flow a company generates per dollar of earnings and the company's cost of capital.

WASHINGTON, D.C. — Consumer packaged goods (CPG) companies will need to employ different tactics than those used during the recession — divesting non-core brands, conserving cash, and cutting costs — to preserve shareholder value as the economy recovers.

Despite significant cost pressures on local government, our relentless pursuit of value for money has meant that we have cut council spending by # 7 million (or 4 per cent) in cash terms, cut the workforce by 18 per cent (or 950 full - time equivalent employees) and cut the council's debt by # 20 million.

Walker has his $ 50,000 campaign cash from the roadbuilders, explaining why he can not look fairly at the costs, value, return on investment and priority of building this first Wisconsin link of the national high speed rail system for Wisconsin.

«I'm mining through all of these different vendors, trying to get the ones with the highest value, the highest impact, best cost for students,» said Schools Superintendent Kriner Cash, who has indicated that he may look to cut some of the consultants.

Included in the PowerPoint: a) Scarcity, Choice and Opportunity Cost - The Fundamental Economic Problem - The Meaning of Scarcity and the inevitability of choices at all levels (individual, firms, govt)- The basic questions of what will be produced ow and for whom - The Meaning of the term «Ceteris Paribus» - The Margin and Decision Making at the Margin - Sort run, long run, very long run b) Positive and Normative Statements - the distinction between fact and value judgements c) Factors of Production - the rewards to the factors of production: land, labour, capital and enterprise - Specialization and division of labour d) Resource Allocation in Different Economic Systems and Issues of Transition - decision making in market, planned and mixed economies - the role of the factor enterprise in a modern economy e) Production Possibility Curves - shape and shifts of the curve - constant and increasing opportunity costs f) Money - functions and characteristics in a modern economy - barter, cash and bank deposits, cheques, near money, liquidity g) Classification of Goods and Services - free goods, private goods (economic goods) and public goods - merit goods and demerit goods as the outcome of imperfect information by consumers PowerPoint Also Includes: - Key Terms for each Chapter - Activities - Multiple Choice and Essay questions from past exam papers.

Salvage or Total Loss of Vehicle: Any vehicle that has ever been issued a «salvage» title or similar title under any state law or has ever been declared a «total loss» or equivalent by a financial institution or insurer, such as by payment for a claim in lieu of repairs because the cost or repairs exceeded the cash value of the vehicle.

Most standard auto policies won't pay to fix a car if the repairs cost more than its cash value.

If your television is five years old, it'll cost a lot more to replace it than what it's actual cash value.

Union dues Medical, dental, prescription drugs and other health care costs Real estate taxes State and local income taxes Interest paid on a home mortgage Personal property taxes Cash contributions to churches and charities Interest paid on investments Market value of non-cash contributions to churches and charities Personal losses due to theft or casualty Job - related expenses you were not reimbursed for Home office expenses Job - related education and professional development Tax preparation fees Investment fees and expenses

In a nutshell, while most whole life insurance is fixated on maximizing the death benefit of a policy and just allowing cash values to grow over time, strategic self banking focuses on maximizing life insurance cash values, so the whole life insurance plan can be used strategically as a savings and personal financing vehicle for the purpose of recapturing your cost of capital incurred when having to deal with third party lenders or using your own cash.

We hope you find the free universal life insurance quote online calculator useful in narrowing down the monthly premium costs, projected cash values, and policy riders that fit.

Just because you got the couch for free doesn't mean replacing it will be free, and Ohio renters insurance pays for replacement cost, vs actual cash value, to replace your personal property after a loss.

Homeowners» insurance property claims are settled in two ways: replacement cost (RC) and actual cash value (ACV).

Whole life and universal life policies build up cash value, consisting of the premiums you pay and the income those premiums earn, minus the cost of the insurance.

Permanent cash value life insurance policies cost much more than term, but also provide the added security of cash value accumulation.

Our indexed universal life insurance quote calculator computes a monthly premium cost estimate along with a cash value estimates for the guaranteed interest rate.

You'll have to decide if you want to insure for the actual cash value or the replacement cost of your home and possessions.

Request free universal life insurance quotes online and get an instant estimate of monthly premium costs, and projected cash values at specified points in time.

Policies can be written to pay claims at Actual Cash Value or Replacement Cost.

Take advantage of our universal life insurance quote calculator online to get an estimate of monthly premium cost and projected cash values for a variety of policy riders.

A universal life insurance quote calculator gives parents the opportunity to compare premium cost to expected cash values at predetermined periods.

At $ 2,000 in spending it's quite the bargain considering the cash value that some hotel nights can cost.

Without replacement cost, you'd be stuck with the actual cash value of your property.

Sometimes with replacement cost, you'll start with a check for the ACV and then be reimbursed for the difference as you replace the property.Effective Coverage offers replacement cost policies because no one wants to receive the actual cash value of their five year old couch.

The insurance company decided the car was totaled and determined the actual cash value, or the vehicle's replacement cost minus its depreciation, was $ 25,000.

With conventional automobile insurance, your car is typically covered only up to its actual cash value, which is equivalent to its replacement cost minus depreciation.

Actual cash value: The cost to replace items at the time of the loss, taking into account depreciation