Sentences with phrase «cash value situation»

This usually amounts to half of the replacement value, if the bike is newer, then it may not have depreciated as much, so you may get more, but you will never get 100 % of the value of the cost of a new bike in an Actual Cash Value situation.

Not exact matches

In turn, the buyer receives a share of ownership, and the company gets cash to grow his business or to pay off debt, Equity securities generally pay off steady dividends, to the buyer, but do fluctuate in their market value depending on the ups and downs of the market and the economic situation.

Unlike most of our typical investment reports which focus on free cash flow utilization, net asset value investing, mean reversion of margins or special situations, this report will look at the investment merits of a company that generates little free cash flow at the moment and is somewhat of a growth investment if company management is successful in achieving its objectives.

Bournemouth, who are battling for promotion to the Premier League, made three bids for the Blues man in January, reportedly going up to the value of # 5 million, but due to his contract situation, his club could be tempted to cash in for as little as # 3 million.

While term life insurance doesn't accrue a cash value over time, meaning you can't borrow against it, a term policy has a low cost by comparison and is still customizable to an individual's situation.

The truth is that they put themselves in an unstable situation where a small change in cash flows and collateral values will be the difference between life and death.

When you WITHDRAW your cash value you are removing it from the policy and therefore it will impact the cash value growth — policy loans are a better way to access the money in most situations.

Just keep it simple, look for obvious situations that you can understand, and try to find businesses that will grow intrinsic value over time that produce stable free cash flow and high returns on capital that are available at cheap prices.

Permanent life insurance policies, particularly those that build cash value, only make sense in certain situations, but agents make higher commissions by selling them.

In this situation, if your home was damaged in a covered peril, your home insurance company would pay the actual cash value of your home before the loss.

Interested as I am in the firm as a going concern, as opposed to its liquidation value, I would likely assess the probability of a cash shortage and that would lead to an estimated cost of capital for future CF, but if I discount further the value of negative CF there's a risk of double dipping on the cash burn situation.

In the above situation the first advance of funds for the construction (based on the estimated value of the completed house on the land) can be assessed depending on the funds available from the owners own cash to bring the construction to 40 % complete (airtight).

What about other situations where the nominal value of surplus cash residing on a company's balance sheet differs from its fair value?

Other homeowners may pull cash out to make improvements to their home which may increase its value, lower their loan - to - value ratio and improve the quality of their living situation.

What makes this situation interesting is that 2/3 of total assets are in already in cash, and shares are trading below book value ($ 12.27 as of 3/31/14).

% of AUM, activist investors, alternative assets, AREO, ARGO, Argo Group, Argo Real Estate Opportunities Fund, Colony Financial, distressed assets, emerging markets, European sovereign debt crisis, Fortress Investment Group, intrinsic value, Investor Relations, Kyriakos Rialas, Livermore Investments, Mello Central, Price / Cash, Rialas brothers, share buyback, special situations, sub-advisory, The Argo Fund, Universe Group

In this situation, consider having your children own the life insurance policy, because, if the parent (s) become institutionalized, the cash value of this policy will be includable in their assets and may have to be withdrawn, or the policy surrendered in order to pay for long - term care expenses.

For people who have complex financial situations — for instance, those who are subject to the estate tax — the cash value component is a valuable tool.

To review how tapping a life insurance policy's cash value can affect your situation, check with your financial advisor.

Currently, the fund is 90 % invested long, with most of those investments in special situations opportunities such as liquidations and companies selling for less than cash value.

Noting this possible / cautious first step towards shareholder value, it would be foolish to discount Record's cash now — and as owner - operators, we can be confident they won't spend it foolishly & will ensure it's fully recognised in a possible takeover situation.

There are many different ways you can use your cash - out refinance, some of which could help you improve your financial situation, save you money and even increase the value of your home.

Permanent life insurance is great way to protect your family and build cash value that can be used in a variety of situations.

The cash value also works well for people who have complicated financial situations.

The cash value of permanent insurance is useful for complex financial situations but whole, variable and universal life insurance have different means of gaining interest, which needs to be taken into account.

You may find some value in their points + cash stays, and in situations where you may wish to upgrade your stays by spending 5000 points per night.

My point is not to necessarily argue the method of valuing Points + Cash redemptions (though I'm game for doing that another time), but simply to demonstrate that, depending on your personal situation, you might still consider the rebate valuable on mixed redemptions.

It's relatively easy to get oneself into an infinite mathematical loop in this situation so, for the purposes of this exercise, I'm going to value the miles I would earn on these routes (if I bought a ticket for cash) at the values in the table above.

I've seen numerous situations in which the cash value was minuscule relative to the death benefit, and the same machinations can be made to determine what is supportable over time.

You do not want to get into a difficult tax situation, but you also do not want the cash value to go unused.

The problem with term in this situation is that it has no cash value to borrow against, unless you convert it to a permanent policy.

And just like the example above, when looking at the price tag of a 20 or 30 year term life insurance policy, in some situations, the grandparent will simply elect to take the slightly more expensive cash value whole life insurance option rather than saving a few bucks and choosing a term life insurance policy for their grand kids.

For many, having cash surrender value life insurance may be the answer to a situation that otherwise might overwhelm your finances.

In a different situation, if you have accumulated a sufficient cash value and there is enough money on your account to cover the premium, you may still want to pay the amount you find appropriate to earn interest which is credited on a tax - deferred basis.

Being able to tap the cash surrender value of term life insurance can really pay off this situation.

Once you know both sides of the story, you can decide whether a cash value policy loan is the right choice for you in your particular situation.

You can borrow against your policy's cash value or you can close your account and collect the funds at any time if your financial situation necessitates the need for funds.

This value can be wholly or partially surrendered for cash or converted to an annuity at any time, or it can be used to cover your premiums if your financial situation changes.

The cash value also works well for people who have complicated financial situations.

To determine what deductibles are best for you (and what discounts you may qualify for), it's a good idea to talk to an independent insurance agent who can help you compare policies from a variety of insurance companies, find the right limits of coverage for the value of your home, choose whether to choose replacement cost or actual cash value and other decisions specific to your home and your financial situation.

The cash value of permanent insurance is useful for complex financial situations but whole, variable and universal life insurance have different means of gaining interest, which needs to be taken into account.

In such a situation, the remainder of the accrued cash equivalent value of the premium, or a percentage of such, could be paid out.

In some situations, the funds that are in a life insurance policy's cash value may be the only source available to cover emergencies or other pressing expenses.

Specific situations: Permanent life insurance is for you if you want coverage that lasts a lifetime and builds cash value.

Anytime you have a total loss situation, more likely than not, your vehicle compensation will be awarded based on the Actual Cash Value of your vehicle.

Depending on the contract, the carriers would offer the consumer a Cash Surrender Value in return for policy surrender, or in some extreme health situations, a modest advance against the death benefit.

There are also many situations in which a whole life policy can reach a point where payments are no longer needed and the cash value and the policy will remain in force for life.

Flexible premium adjustable life is useful for key man situations where long term coverage is needed and the ability to grow cash value at a fixed interest rate is desired.

This type reimburses you as a covered policy holder for the present day market or cash value of the item lost or destroyed in the claim situation.

However, permanent cash value life insurance has its place for specific situations such as estate planning, final expense costs, business continuation and etc..