Sentences with phrase «cash value balances»

Variable means that the cash value balances can fluctuate based upon the performance of those underlying sub accounts.

This is because variable life insurance cash value balances are invested in various tax - deferred subaccounts provided by the insurance company.

Cash value balances still grow tax - deferred and are available as a policy loan while the insured is still living.

Variable life insurance premiums are fixed like they are with whole life policies, but cash value balances and death benefits fluctuate.

In addition to the potential for higher earnings on cash value balances, policyholders of universal life contracts have flexibility in terms of the level of total death benefit, premium amounts paid and payment frequency.

The latter is the equivalent of the pure insurance death benefit plus any accumulation in cash value balances.

The cash value balance it is not added to the death benefit.

If you're inquiring as to what happens to the cash value balance, this does not get added to the death benefit amount.

Over time, a cash value balance is created within the policy that you can use when you find yourself in need of extra money.

The cash value balance it is not added to the death benefit.

If you're inquiring as to what happens to the cash value balance, this does not get added to the death benefit amount.

Making a withdrawal from your cash value balance is an option that many use, sometimes in combination with loans against that cash value, to help pay for their children's college education.

After the first year of ownership, universal life policyholders have the option to increase, decrease or skip premium payments, so long as the cash value balance is sufficient to cover all policy expenses.

Any amount of an unpaid cash value balance, however, will be charged against the death benefit that is paid out to the policy's beneficiary at the time of the insured's death.

Please note that if you have an unpaid cash value balance upon death, the amount will be deducted from the death benefit paid out to your beneficiaries.

The cash value balance may be remitted to the insurance company to purchase a reduced «paid - up insurance contract.»

Because whole life policies have this investment and return component (known as the «cash value» aspect of your policy), you can take out loans against your cash value balance to help supplement college expenses for the kids, or an addition to the house to accommodate a growing family, to cite a few examples.

It is important to note, however, that any unpaid cash value balance will be charged against the death benefit if the insured passes away before the balance is repaid.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

The company's stock market value is down to just $ 1.1 billion — and that's with cash and marketable securities of almost $ 700 million on its balance sheet at the end of 2017.

«The combination of Apple's low (and shrinking) price to earnings multiple and $ 137 billion (and growing) hoard of cash on the balance sheet supports Greenlight's contention that Apple has an obligation to examine all options to create and unlock additional value.»

The value of the vested Account balance in the Cash Balance Plan is payable to the team member at any time after termination of employment in either a lump sum or an actuarially equivalent monthly annuity as provided under the Cash Balance Plan and as elected by the team balance in the Cash Balance Plan is payable to the team member at any time after termination of employment in either a lump sum or an actuarially equivalent monthly annuity as provided under the Cash Balance Plan and as elected by the team Balance Plan is payable to the team member at any time after termination of employment in either a lump sum or an actuarially equivalent monthly annuity as provided under the Cash Balance Plan and as elected by the team Balance Plan and as elected by the team member.

Because the interest and other fees charged on any outstanding balance are greater than the cash value of the Rewards Points, you may pay more in fees and interest than the value of the Rewards Points you earn if you do not pay your bill in full each month.

«The importance of the wealth - saving relation goes beyond the case usually designated by the Pigou effect, viz., beyond the effect of an increase in the real value of cash balances and government bonds due to falling prices.

Based on his studies during the 1960s and his practical experience in the early 1970s, Milken was determined to focus, first, on future cash flow rather than the past as reflected in book value and reported earnings; and second, to consider human capital part of the balance sheet.

Many of the best value investors in the world, including Tweedy Browne and Third Avenue, have routinely kept cash on their balance sheet to serve as «dry powder» for when markets fall.

Valuation — with regards to valuation of the company at $ 240 per share, this includes valuing the business at $ 216 per share (at 18x our FY 2016 earnings estimate of $ 12 per share) plus net cash per share of $ 24 ($ 150 billion of net cash less the tax effect on international cash for repatriation, which we estimate to ultimately be 6 %, and for simplicity purposes, apply to all cash on balance sheet rather than just the international cash).

The income statement, balance sheet, and statement of cash flows are required financial statements and informative tools that traders can use to analyze a company's financial strength and provide a quick picture of a company's financial health and underlying value.

Things that lend themselves to value stability are production of free cash flow, stable margins, and strong balance sheets» C.T Fitzpatrick

The first is that the current book value of the assets on the balance sheet understates their current value and the second is the potential for the company to expand its current operations and to roll - up wineries to boost case sales, leverage costs and produce free cash flow.

The accounting functions include: maintaining balances in the accounts, making sure the company is compliance with the Securities and Exchange Commission (SEC), provides detailed annual and monthly reports on profit / loss and fund values, calculate the Net Asset Value (NAV) on each fund the company has, determine the current cash value on each fund the company has, and acts as a liaison between investors and internal manageValue (NAV) on each fund the company has, determine the current cash value on each fund the company has, and acts as a liaison between investors and internal managevalue on each fund the company has, and acts as a liaison between investors and internal management.

Most utilities, packaged food and mature pharmaceutical companies possess characteristics often thought of as typical for value stocks: high free cash generation, high quality balance sheets and high dividend payouts.

Cash money, however, may be required if there is a lien on the automobile that you are trading and the balance is greater than the appraised value of your trade in.

The accounting functions include: maintaining balances in the accounts, making sure the company is compliance with the Securities and Exchange Commission (SEC), provides detailed annual and monthly reports on profit / loss and fund values, calculate the Net Asset Value (NAV) on each fund the company has, determine the current cash value on eaValue (NAV) on each fund the company has, determine the current cash value on eavalue on each...

If signing MBappe shown Alexis we are serious and gets him to sign then that is added value for AFC and can kinda balance the cash spent with increase to assets at club...

As an optional addendum to your loan and designed to help cover the difference between the vehicle's actual cash value and the outstanding loan balance after a total loss, having a GAP Waiver can reduce or eliminate those out - of - pocket expenses.

Most auto insurance policies are designed to only cover the vehicle's current cash value, not the loan balance, when a total vehicle loss occurs.

Today value of shares is Rs 4,700 and cash balance isRs 400

In addition to a somewhat different balance transfer fee, cash advance fees typically run at a rate of either $ 10 or 5 % (whichever value is greater).

In the next few steps you'll provide your ZIP code and details about the estimated value of your home, your remaining loan balance, whether or not you have additional loans on the property, whether you want to borrow additional cash, and how long you plan to own the home.

The rate for balance transfers is $ 5 or 5 % (depending on rate value), and the rate for cash advances is $ 15 or 5 % (same stipulation as balance transfers).

The Cash + Credit Card comes with an introductory balance transfer APR flat rate of 0 %, but after twelve months, this rate increases to some value between 13.24 % and 23.24 %.

If you use only a cash account, the value of your account equals the value of your stocks plus any cash balance.

If all investors go to the secondary market and reinvest the dividends in the shares, that does not restore the cash in the balance sheet of the company, hence the theoretical real value of the company is different before the dividends.

In valuing companies or indexes, one must look at the earnings or cash flow statements, and the balance sheet.

This number compares the market value of a company to how much cash you could raise by selling off the company's assets (at balance - sheet prices) and paying off the firm's debts.

Be honest with yourself, however, because while travel points and cash are great, paying practically any amount of interest on a balance will negate the value of the rewards you may earn.

While there are two different rates for cash advances or balance transfers, one rate is chosen based on which generates a greater value.

Just remember, if you're still carrying a balance while earning rewards, the high interest charges will build up faster than the value of the points, miles or cash back that you earn.

In this mode Portfolio Slicer assumes that at any point account Cash Balance value is 0.