Sentences with phrase «certain types of insurance policies»

Certain types of insurance policies are mandatory for certain types of businesses.

Generally, the Settlement includes Texas homeowners or automobile insurance policyholders who had certain types of insurance policies with the Defendants between October 1, 1999 and February 28, 2003.

Not exact matches

You have certain types of income (such as business or farm self - employment income; unreported tips; dividends on insurance policies that exceed the total of all net premiums you paid for the contract; or income received as a partner, a shareholder in an S corporation, or a beneficiary of an estate or trust)

Certain types of life insurance policies, including variable life, cash value life insurance and whole life insurance, combine life insurance with a tax - deferred investment account, and provide tax - free access to the cash value of the policy.

For certain types of permanent life insurance policies, namely policies that pay dividends, the additional tax benefit of «tax free dividends» is available.

To buy certain types of life insurance policies, applicants must take a medical exam that includes:

Raising your deductible, lowering your limits, or excluding certain types of perils from your coverage will immediately reduce your rates, but beware: Policy alterations can end up costing you more out - of - pocket if and when an incident occurs where you need your insurance policy to kiPolicy alterations can end up costing you more out - of - pocket if and when an incident occurs where you need your insurance policy to kipolicy to kick in.

Certain types of professional liability policies are issued to cover claims made during the policy period rather than things that occurred during the policy period, but that doesn't mean you can backdate renters insurance.

Concentration of risk has an impact on the willingness of insurance companies to write certain types of policies within a state, especially when that risk is heavily concentrated in a number of urban centers.

Finally, insurance companies will offer lower rates when you eliminate certain types of coverage from your policy.

A basic auto insurance policy includes several types of coverage, each subject to certain limits and with a premium amount attached.

For certain individuals, it may be more prudent to purchase a term life insurance policy with lower premiums for a fixed amount of time and take the difference in savings between the two policies and invest in different types of stocks, bonds and mutual funds which may lead to higher returns and a more diversified portfolio.

This type of rider allows you, under certain circumstances, to receive the proceeds of your life insurance policy before you die.

However, renters insurance policies usually include sub-limits for certain types of items, such as jewelry.

But here's the good news: Despite the seeming complexity, there are major similarities between certain types of life insurance contracts: term insurance typically works the same from company to company, and so do different types of permanent or cash value policies.

Life insurance is subject to exclusions and limitations and terms for keeping it in force, Certain types of policies, features and benefits may not be available in all jurisdictions or may be different.

(With certain types of life insurance, however, it may be possible to receive a refund for premiums paid or to take withdrawals from the policy.)

While we stand out from many claims management companies and other personal injury firms for our 100 % compensation offer, for certain types of cases a deduction for insurance policies or complexity may be required and we shall advise accordingly.

Raising your deductible, lowering your limits, or excluding certain types of perils from your coverage will immediately reduce your rates, but beware: Policy alterations can end up costing you more out - of - pocket if and when an incident occurs where you need your insurance policy to kiPolicy alterations can end up costing you more out - of - pocket if and when an incident occurs where you need your insurance policy to kipolicy to kick in.

There are certain benefits of level term life insurance that may attract many consumers to this type of policy.

Also, this type of policy is less expensive than guaranteed life insurance and is a more practical solution for those who may have certain medical conditions that would not deny them standard life insurance.

Now there are products known as «guaranteed issue» life insurance products that won't ask any medical questions or require a medical exam, however, these types of life insurance products will not cover «natural» causes of death for a certain period of time (typically 2 - 3 years) once the policy goes into force.

Now this is not a unique feature only offered by Colonial Penn, many different insurance companies offer policies with premiums that increase over time, and in some cases these types of policies are great for certain types of clients, BUT... before anyone buys such a policy, they should take a look at what the rates will look like 10, 15 or even 20 years down the road.

«With certain types of permanent life insurance, clients can contribute additional premiums over and above the minimum to enjoy tax free build - up of cash value inside the policy,» he offers.

As you can see, there is a quite a bit of variation when insurance companies have age cut - off points where certain types of term life insurance policies will no longer be sold after you reach a designated age.

Certain types of life insurance may require you have perfect health at the policy's issuance to ensure you're not trying to cash in on your imminent sickness or death.

Because these websites do not represent or offer car insurance policies for one specific company, they are in fact acting as a broker on your behalf — by helping you to find the lowest prices for certain types of car insurance coverage.

This type of rider allows you, under certain circumstances, to receive the proceeds of your life insurance policy before you die.

This is a type of life insurance that covers you for a certain period, for instance, 30 years, and if you survive the term of the policy, the insurance provider returns the paid premiums.

Chandler renters insurance isn't that complex, and if you want to know more about how the endorsements and policy fit together to offer, carve out, and carve back certain types of coverage, that's why you work with the insurance experts at Effective Coverage.

Our Iowa renters insurance policies are designed to safeguard you and your belongings so you can have protection against certain types of damages.

Certain types of dogs may be excluded on a Georgia homeowners insurance policy, or they may keep you from getting coverage altogether.

This risk class can also exclude certain benefits of the policy, or types of medical conditions from receiving coverage in order to prevent abnormal loss to the insurance company.

Our basic home insurance policy covers certain types of water damage.

Most long - term disability insurance policies will exclude certain types of conditions from coverage.

The answer depends on the type of life insurance you're shopping for, but one thing's for certain — no matter what your age today, it's better to buy a life insurance policy now rather than waiting a year.

These types of policies can be helpful for those who may have certain adverse health conditions and may not otherwise qualify for a traditional, medically underwritten life insurance policy.

By John D. Doak, Oklahoma Insurance Commissioner Whether you rent or own a home it is wise to review all of your insurance policies annually to be certain you have the right type of coverage, and for the righInsurance Commissioner Whether you rent or own a home it is wise to review all of your insurance policies annually to be certain you have the right type of coverage, and for the righinsurance policies annually to be certain you have the right type of coverage, and for the right values.

Guaranteed Issue: An insurance policy provision that allows a certain amount of insurance or type of insurance to be issued without medical evidence of insurability.

Oftentimes the accelerated death benefit is automatically included on certain types of life insurance policies for free or for just a small amount of additional premium payment.

Certain types of life insurance also offer the ability to take a loan against the policy.

An accidental death life insurance policy is a certain type of life insurance policy that is also no questions asked and no medical exam required.

However, renters insurance policies usually include sub-limits for certain types of items, such as jewelry.

The only problem with these types of life insurance policies is that they will also contain a «graded death benefit» which will state that the insured must stay alive for a certain amount of time (typically 2 - 3 years) prior to their policy covering «natural» causes of death.

This type of life insurance provides some guarantees but also comes with certain risks that you should be aware of before investing in the policy.

Since certain types of pets are statistically more likely to cause injury to people, the insurance company may either charge you a higher premium for these pets, or even refuse to issue the policy entirely.

Some types life insurance policies expire after a certain period of time, while others don't.

Your landlord's insurance policy will also likely not include bodily injury coverage or certain types of damage, such as water backup damage or appliance - related damages.

Depending on the type of disability insurance policy and the income of the individual, most companies will write 55 - 65 % of annual income up to a certain maximum.

A basic auto insurance policy includes several types of coverage, each subject to certain limits and with a premium amount attached.