Sentences with phrase «certain types of life insurance»

Only certain types of life insurance have a cash value.

Because certain types of life insurance, such as term insurance, are very affordable, we always think you should apply the «better safe than sorry» adage.

Be sure to take into account these additional features when planning for your kids» college funds, available with certain types of life insurance:

If you are 65 years or older, you may still be able to buy certain types of life insurance policies.

Certain types of life insurance are not affected by bankruptcy, -LSB-...]

But here's the good news: Despite the seeming complexity, there are major similarities between certain types of life insurance contracts: term insurance typically works the same from company to company, and so do different types of permanent or cash value policies.

Certain types of life insurance are not affected by bankruptcy, while others are subject to different rules.

Life insurance rates vary significantly between companies and depending on your current age, health, risk profile, term period, and death benefit amount, certain types of life insurance might be more affordable.

AG 38 is a document of guidelines drafted by the NAIC in 2013 that addresses whether or not insurers have adequate reserves for certain types of life insurance policies (specifically — universal life insurance policies that offer secondary death benefits to policyholders).

Should your need for a death benefit decrease, certain types of life insurance may serve to provide funds for other needs.

To buy certain types of life insurance policies, applicants must take a medical exam that includes:

Beginning in the early 80s, certain types of life insurance policies called single - premium policies came into fashion after an overhaul of the tax code in 1986 eliminated many tax shelters that were in vogue at the time.

Certain types of life insurance may provide benefits for you and your family while you are still living.

Certain types of life insurance may provide benefits for you and your family while you're still living.

Certain types of life insurance also offer the ability to take a loan against the policy.

Oftentimes the accelerated death benefit is automatically included on certain types of life insurance policies for free or for just a small amount of additional premium payment.

In addition to life insurance proceeds providing a financial cushion to loved ones who are left behind, there are also a number of advantageous tax benefits that go along with owning certain types of life insurance plans.

Certain types of life insurance may require you have perfect health at the policy's issuance to ensure you're not trying to cash in on your imminent sickness or death.

(With certain types of life insurance, however, it may be possible to receive a refund for premiums paid or to take withdrawals from the policy.)

But here's the good news: Despite the seeming complexity, there are major similarities between certain types of life insurance contracts: term insurance typically works the same from company to company, and so do different types of permanent or cash value policies.

Because certain types of life insurance, such as term insurance, are very affordable, we always think you should apply the «better safe than sorry» adage.

To buy certain types of life insurance policies, applicants must take a medical exam that includes:

Certain types of life insurance policies, including variable life, cash value life insurance and whole life insurance, combine life insurance with a tax - deferred investment account, and provide tax - free access to the cash value of the policy.

An accidental death life insurance policy is a certain type of life insurance policy that is also no questions asked and no medical exam required.

Not exact matches

For certain types of permanent life insurance policies, namely policies that pay dividends, the additional tax benefit of «tax free dividends» is available.

It may be appropriate if you want insurance only for a certain length of time, such as until your youngest child finishes college or you are able to afford a more permanent type of life insurance.

Be aware though, like many other types of life insurance, mortgage protection insurance may not be available after a certain age.

For certain individuals, it may be more prudent to purchase a term life insurance policy with lower premiums for a fixed amount of time and take the difference in savings between the two policies and invest in different types of stocks, bonds and mutual funds which may lead to higher returns and a more diversified portfolio.

Only certain companies, such as Blackrock are active in providing this type of life insurance.

Depending upon the type of card you are holding, the card holders are provided with assurance of certain amount against the various life insurance cover.

Term insurance plans are type of life insurance which offers risk coverage of life for a certain number of years or a specific period of...

This type of rider allows you, under certain circumstances, to receive the proceeds of your life insurance policy before you die.

Life insurance is subject to exclusions and limitations and terms for keeping it in force, Certain types of policies, features and benefits may not be available in all jurisdictions or may be different.

I should also point out that although certain companies may be known for certain products or types of permanent life insurance, this article will attempt to find the most balanced providers among the top contenders across all types.

These samples will then be tested by the life insurance company for certain types of health conditions that could be considered as risky.

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There are certain benefits of level term life insurance that may attract many consumers to this type of policy.

Also, this type of policy is less expensive than guaranteed life insurance and is a more practical solution for those who may have certain medical conditions that would not deny them standard life insurance.

Covers a Temporary Need — This type of life insurance just covers a certain period of 20 or 30 years.

Now there are products known as «guaranteed issue» life insurance products that won't ask any medical questions or require a medical exam, however, these types of life insurance products will not cover «natural» causes of death for a certain period of time (typically 2 - 3 years) once the policy goes into force.

Term life insurance is for a certain period of time and is the type of coverage that most people need.

«With certain types of permanent life insurance, clients can contribute additional premiums over and above the minimum to enjoy tax free build - up of cash value inside the policy,» he offers.

As you can see, there is a quite a bit of variation when insurance companies have age cut - off points where certain types of term life insurance policies will no longer be sold after you reach a designated age.

This type of rider allows you, under certain circumstances, to receive the proceeds of your life insurance policy before you die.

This type of coverage pays up to a certain limit for some individuals riding in your vehicle including children, people you live with, and some passengers who do not have personal injury protection insurance.

This is a type of life insurance that covers you for a certain period, for instance, 30 years, and if you survive the term of the policy, the insurance provider returns the paid premiums.

Some types of life insurance expire after a certain number of years, while other types last forever.

These types of term life insurance products must be converted within a certain time frame, so if you're thinking that you may want to change from term to whole or permanent, ask your agent when you apply first.

When a life insurance underwriter looks at certain risk factors, having Type 2 diabetes could potentially signal to the insurer you pose a higher risk of claim.

Although variable life insurance may not suit everyone, there are certain situations in which this type of life insurance could be a very good fit.