Sentences with phrase «changes in policy coverage»

Not exact matches

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

Agents also said the change could spur some innovation in the disability income market and one area companies may push further into is to bundle disability insurance with other forms of coverage like long - term care in a hybrid policy.

As we discuss in more detail below, Erie also has a «Rate Lock» coverage where returning customers will not see their rates increased unless they add a car or driver to their policy or change addresses.

Other policies can be highly local, for example, health coverage could easily be done on a state or even county level without an easy way for the policies to be circumvented - sure, people can move to a different state / county but what counts as a policy in this case is the obligation residents have to pay in to the system and what their benefits are from it, so moving from state to state would not subvert the policies, it just changes the number of people subject to these policies.

According to the Center for Science and Technology Policy Research, news coverage of climate change in 50 newspapers around the globe dropped by more than half in late 2009 to 2010.

Anniversary coverage was much more likely to bring up policy problems connected to the systemic causes of human vulnerability to wildfire hazards — development in the wildland - urban interface, legacies of wildfire suppression and climate change, to name a few examples.

My colleagues and I set out to study the patterns that appear in local media coverage of wildfires so that we could better understand what policy problems local journalists bring up, how they assign blame or responsibility, and whether these trends change over time.

Constantly changing and often inconsistent regulations, chaotic reimbursement policies, lack of insurance coverage of routine care associated with clinical trials, increasing demands on physician time, and scientific advances demonstrating the complex differences between individual patients, all complicate clinical research in both benign and malignant hematology.

As far as working for a «change in media coverage,» what is the point of such a change if not to influence public opinion or policy maker action?

«[E] ach policy of aircraft accident liability insurance... shall specify that it shall remain in force, and may not be replaced, canceled, withdrawn, or in any way modified to reduce the minimum standards set forth in this part, or to change the extent of coverage by the insurer or the carrier, nor expire by its own terms in regard to coverage for the carrier in its common carrier operations in air transportation, until 10 days after written notice by the insurer (in the event of replacement, by the retiring insurer), or by the insurer's representative, or by the carrier to the Department... which 10 - day notice period shall start to run from the date such notice is actually received at the Department.»

Make sure you consult with an insurance professional prior to making changes in your policy's premiums., Universal Life Insurance coverage lasts to age 120, provided you continue to pay sufficient premiums or maintain enough cash value to cover monthly policy charges.

Additional interests are generally notified of any change or lapse in policy only, and not given any coverage at all.

If you make a change in the middle of your policy term, you'll only be billed for the additional coverage for the remainder of the term.

By changing policies so, I am afraid that the health insurance company could deny a lot of my claims citing that I have to be on the same policy for X years before they pay for those situations, or cite a «break in coverage» clause and turn down an expensive claim.

However, if you purchased a decreasing term policy, the payout would change depending upon how long the coverage was in - force.

In the case of insurance policies, they can provide additional coverage or change the terms of the standard contract to expand what your term life insurance covers.

Doing so doesn't markedly change the cost of the policy, and it makes sure that you don't end up in a situation where you have too little coverage.

You or your insurance company can initiate the change in the policy either by removing from or adding to the existing coverage.

Regardless of the type of policy, there must be a renewability provision on page one which clearly describes the initial term of coverage, the conditions for renewal, and, in the case of a «guaranteed renewable» policy, the conditions which would allow the insurer to change the premium amount.

With Term Life insurance, you can be assured knowing that your term life insurance rate will never change, the coverage can not be decreased and the policy can not be canceled due to a change in health during the period of time you select.

Keep in mind that changes to your house mean changes to your policy - a sprinkler system for fire protection will get you a better premium; high - end appliances should require more dwelling coverage.

An analysis of your personal situation, the financial risks you face, and your current insurance policies can help determine whether new insurance policies or change in coverage is appropriate.

In most states, the state sets out a policy form and insurance companies need to use a substantially similar form and add endorsements to it if they want to change the coverage.

This means that they would be notified of a change in policy status such as a cancellation or lapse in coverage.

If anything has changed in your life — for example, if you bought a home, got married, moved or experienced any other major milestone — you should request a review of your coverage so you can rest assured that your policy still protects everything that's important to you.

«He should do it as a Term - 20 policy because if all his life insurance policies are Term - 10, and his health changes in 10 years, he won't be able to get cheap coverage.»

Bylaw coverage in your home insurance policy can protect you from the cost of complying with changing bylaws should you be required to rebuild due to a catastrophic loss.

Being able to convert to a permanent policy is a great option to have in the event that circumstances in your life change such as failing health or maybe just the realization that coverage is needed for a longer period of time than you originally anticipated.

Common reasons to sell your policy • Policy no longer needed • Term Life Insurance policy length of coverage is about to expire • Struggling to keep insurance premiums • Life - threatening illness • Changes in estate planningpolicy • Policy no longer needed • Term Life Insurance policy length of coverage is about to expire • Struggling to keep insurance premiums • Life - threatening illness • Changes in estate planningPolicy no longer needed • Term Life Insurance policy length of coverage is about to expire • Struggling to keep insurance premiums • Life - threatening illness • Changes in estate planningpolicy length of coverage is about to expire • Struggling to keep insurance premiums • Life - threatening illness • Changes in estate planning needs

Doing such a checkup will virtually force you to become more familiar with your pet insurance policy which is a good thing, and also alert you to any needed changes in your coverage.

It's unfortunate that this loss or delay of valuable information that would support solid policy shift on mitigating climate change and reducing impacts including saving human lives, is not given more meaningful coverage in mainstream press.

As far as working for a «change in media coverage,» what is the point of such a change if not to influence public opinion or policy maker action?

At least one news organization now has an explicit editorial policy «discouraging reporters from quoting climate change deniers in environment or science coverage,» the Washington Examiner noted.

> The Daily Mail has given more than five times as much space to the Global Warming Policy Foundation's views in its recent coverage of climate change and «green taxes» than to any other source.

The challenge then is not so much to improve how the science of climate change is portrayed when journalists do feature it in their coverage, but rather to «break the tyranny of the news peg,» as [Dotearth blogger] Andrew Revkin has put it, and to understand ways to make it easier for journalists to cover climate change and related policy questions on a more consistent and frequent basis.

As we have noted over and over again in regard to the US media coverage of the US response to climate change, the US press is utterly failing to cover ethical issues entailed by opposition to climate change policies in the United States.

In 2009 the Australian Petroleum Production and Exploration Association, the oil and gas lobby group, awarded Mitchell the JN Pierce Award for Media Excellence «for leading the newspaper's coverage of climate change policy», which proves that the greenhouse mafia does have a sense of humour.

Stories about water issues in California and the American West, including coverage of energy, climate change, agriculture, innovation, water policy and rights.

In 2010, three years after Harper first introduced the new communications policy, Environment Canada reported that media coverage of climate change had dropped by more than 80 percent.

The tavern's insurer refused to defend the tavern in the patron's tort suit due to a recent change in the policy which excluded coverage for assault and battery.

No doubt, these changes will bring new risks and claims exposures, and in a broader context, new and interesting policy and coverage options and issues for the LAWPRO program.

What triggers coverage can differ, even among «claims - made» Excess policies, so it is important to consider consistency in trigger provisions as well as other provisions involving coverage, to minimize the possibility of gaps in coverage when changes occur.

However, on June 1, 2016 the benefits and coverage in the standard auto insurance policy changed.

The goal of these policy changes is to affect wider, fairer auto coverage for all and to introduce and encourage systemic change in the auto industry in Ontario.

Being able to convert to a permanent policy is a great option to have in the event that circumstances in your life change such as failing health or maybe just the realization that coverage is needed for a longer period of time than you originally anticipated.

Our service is free and we offer a lifetime guarantee that allows you to give us a call anytime after you obtain your coverage in case you want to go over a couple of things or years later you decide you want to change up your policy to fit your needs.

In an effort to make obtaining a life insurance policy easier for consumers, Minnesota Life Insurance Company recently launched changes in its underwriting process for individual coveragIn an effort to make obtaining a life insurance policy easier for consumers, Minnesota Life Insurance Company recently launched changes in its underwriting process for individual coveragin its underwriting process for individual coverage.

The Level Premium Term and Spouse Level Term option offers up to $ 2.5 million in life insurance coverage for the member and his or her spouse at a rate that will not change over the duration of the ten or twenty - year level period policy.

Experts recommend evaluating auto insurance coverage options at least once every 6 months or any time there is a major change in coverage need like when a new car is purchased, a new teenage driver is added to the policy, there is a move to a new state (or even a new zip code as auto insurance rates are often very granular and can change quite a bit even from zip codes that are right next to each other), etc..

Just as you can add options to your policy in order to cover additional incidentals, you can also reduce your home insurance rate by changing your coverage and adding discounts to the policy.