Make sure to keep in mind
the Citi application rules if you're wanting to apply for these cards so that you don't miss out on a bonus.
The reason is
the Citi application rule which states that you can't receive a sign - up bonus if you've had another Thankyou card opened or closed within the past 24 months.
Not exact matches
This
rule extends a few extra days past
Citi's stated guidelines and hopefully helps you avoid a declined
application.
In the past, there used to be many zombie links giving us signup bonus multiple times as long as follow some basic cardinal
rules (no more than 1
Citi application in a week and no more than 2
applications...
Chase went one further than
Citi with its
rule that, for the most part, meant it would reject
applications from individuals who had applied for more than 5 credit cards, from any bank, in the preceding 24 months.
If you're a beginner you probably don't have to worry too much about
rules like the Chase 30 Day
Rule, the
Citi 8/65
Rule, or American Express
application rules.
If you're planning on applying for the
Citi Premier be sure to read up on
Citi's
application rules since you'll be limited to one
Citi ThankYou bonus per 24 months.
As further explained in my
Citi credit card
application rules article, this means that you can't have opened or closed another
Citi ThankYou earning card within the past 24 months or you will not receive the sign - up bonus.
These new
rules from
Citi will make it more difficult to receive large sign up bonuses for new credit card
applications.
Be aware of
Citi's credit card
application rules.
As a
rule, leave at least a 10 - day space between the two
Citi cards
applications and at least 65 days between applying for the first and the third card.
While
Citi's credit card
application rules aren't as complicated or restrictive as some issuers, they can still be confusing.
Chase's
rule, unlike
Citi, tends to focus on number of approvals and not
applications.
If you think it's time to go for a
Citi card, however, you also need to be aware of
Citi's
application rules.
We're going to lump these two together and simply say that none of these cards have compelling sign - up bonuses (some have none at all) that are worth wasting one of your two possible new
Citi card
applications on before the new
rules go into effect.