Sentences with phrase «combine this debt with»

Combine this debt with a poor job market, not to mention the other expenses of living and perhaps undergraduate debt, and you may find yourself in financial crisis.

Not exact matches

The house - price bubble, combined with record levels of household debt, represent the biggest threat facing the Canadian economy; the sooner real - estate markets mellow and Canadians lower their debt burdens, the better.

By taking your student loan debt and combining it with your other outstanding consumer debt — cedit cards, mortgages, lines of credit and loans — you have the ability to negotiate or take advantage of a lower interest rate, all while streamlining your payments to one lender and one payment per month.

Since then, debt loads escalated quickly, with a combined debt - to - GDP ratio of 84.2 % in 2010, up from 82.1 % in 2000.

The IIF said a reversal of non-resident capital inflows prompted largely by repayment of dollar debt by Chinese companies also had combined with increased capital outflows from residents.

With more square miles (kilometers) than Manhattan, Boston and San Francisco combined, Detroit didn't have enough tax revenue to reliably cover pensions, retiree health insurance and buckets of debt sold to keep the budget afloat.

But by last September, just months before the crucial holiday season, relentless competition from Amazon.com Inc. and Walmart Inc. — combined with more than $ 5 billion in debt from a 2005 leveraged buyout — had finally overwhelmed the chain.

That message, combined with the success of the independent GDB - creditor talks, may not offer the emergency punch needed to unstick the barriers in Congress to passing a bill to help San Juan work though its debt issues.

With a «real» job, our combined income could go up anywhere from $ 20 - 40k per year This would allow us to pay debt and save at 2 - 3 times our current rate.

I believe that Canada's high house prices in relation to incomes, combined with record household debt levels and overinvestment in residential construction, will cause a severe correction in the real estate market.

In 1994 high interest rates combined with high debt were the main cause of the rising deficit and debt.

Moreover, the company keeps spending money it doesn't have on acquisitions, dividends, and buybacks, so it now sits with almost no excess cash and $ 660 million (68 % of market cap) in combined debt and underfunded pension liabilities.

[16:00] Pain + reflection = progress [16:30] Creating a meritocracy to draw the best out of everybody [18:30] How to raise your probability of being right [18:50] Why we are conditioned to need to be right [19:30] The neuroscience factor [19:50] The habitual and environmental factor [20:20] How to get to the other side [21:20] Great collective decision - making [21:50] The 5 things you need to be successful [21:55] Create audacious goals [22:15] Why you need problems [22:25] Diagnose the problems to determine the root causes [22:50] Determine the design for what you will do about the root causes [23:00] Decide to work with people who are strong where you are weak [23:15] Push through to results [23:20] The loop of success [24:15] Ray's new instinctual approach to failure [24:40] Tony's ritual after every event [25:30] The review that changed Ray's outlook on leadership [27:30] Creating new policies based on fairness and truth [28:00] What people are missing about Ray's culture [29:30] Creating meaningful work and meaningful relationships [30:15] The importance of radical honesty [30:50] Thoughtful disagreement [32:10] Why it was the relationships that changed Ray's life [33:10] Ray's biggest weakness and how he overcame it [34:30] The jungle metaphor [36:00] The dot collector — deciding what to listen to [40:15] The wanting of meritocratic decision - making [41:40] How to see bubbles and busts [42:40] Productivity [43:00] Where we are in the cycle [43:40] What the Fed will do [44:05] We are late in the long - term debt cycle [44:30] Long - term debt is going to be squeezing us [45:00] We have 2 economies [45:30] This year is very similar to 1937 [46:10] The top tenth of the top 1 % of wealth = bottom 90 % combined [46:25] How this creates populism [47:00] The economy for the bottom 60 % isn't growing [48:20] If you look at averages, the country is in a bind [49:10] What are the overarching principles that bind us together?

Combining this with poor sales growth results in a dismal outlook for earnings 3) the pressure on earnings will continue to hurt capital spending, which is usually just a magnified image of earnings, 4) the same factors will continue to raise default rates, causing earnings problems and debt downgrades among banks and financial companies, 5) earnings shortfalls will also lead to continued job cutbacks, with the unemployment rate rising to at least 5.5 % (indeed, once the unemployment rate has advanced by 0.5 % from its lows, it has never reversed until rising by least 1.5 % off those lows).

If that's the case, you should consider consolidating your debts into one monthly payment by combining your outstanding debts with your mortgage.

One of the biggest disadvantages of only working with your personal bank for small business financing is missing out on the opportunity to combine financing methods as small banks usually only offer debt - financing.

Interest coverage is the equivalent of a person taking the combined interest expense from his or her mortgage, credit card debt, automobile loans, student loans, and other obligations, then calculating the number of times it can be paid with their annual pre-tax income.

While ROBS has many stand - alone benefits, like tax - deferred savings and debt - free financing, when combined with traditional funding methods, it can increase buying power while preserving the business owner's personal savings.

For a competitive fee, FBND combines rules - based sector allocation with active security selection for its take on broad exposure to the USD debt market,.

This increase will be driven by increasing costs for Social Security, health care, and interest on the debt combined with insufficient revenue.

Penn West Petroleum plans to use those proceeds to pay down debt, which when combined with other recent asset sales is expected to drop its debt down to C$ 600 million.

Combining fiscal prudence with investments in economic growth, we will end the Harper legacy of chronic deficits and reduce Canada's federal debt - to - GDP ratio each year.

Scott Sumner told us in September 2009 that «the real problem was nominal,» that is, the recession and its high unemployment were primarily due to an unsatisfied excess demand for money (combined with real effects on debt burdens of nominal income being below its previous path).

We have made progress in building the Fund's corporate debt allocation, but this process will take time because of our price and quality requirements, combined with these unusual market conditions.

But we live in a world, or at least a country, with $ 1.44 trillion in combined student loan debt.

U.S. stocks rebounded Wednesday after President Trump backed a Democratic plan to combine raising the debt ceiling with support for Hurricane Harvey.

PNC combines Low Income Housing Tax Credit (LIHTC) capital with affordable housing debt solutions to deliver a seamless financing package for the construction or redevelopment of affordable housing.

Citigroup, however, the bank that spectacularly blew itself up with toxic derivatives and subprime debt in 2008, became a 99 - cent stock during the crisis, and received the largest taxpayer bailout in U.S. financial history despite being insolvent at the time, today holds more derivatives than 4,701 other banks combined which are backstopped by the taxpayer.

Another benefit is that this streamlined payment, combined with a lower interest rate, can help you pay off your debt more quickly.

These items, combined with the impending approach of critical construction windows, the lead time required to ramp up spending, and the imperative that the company avoid incurring significant debt while lacking the necessary clarity, have brought Kinder Morgan to a decision point.

In effect, multiple debts are combined into a single, larger piece of debt, usually with more favorable pay - off terms.»

Combined with their debt payments, that adds up to $ 1,200 — or around 34 % of their income.

Yet, even if political concern doesn't materialize into action, a more systemic problem remains: rising interest rates combined with the toxic mix of corporate inequality and debt.

With debt consolidation, you can combine unsecured debts into one loan with a lower interest rWith debt consolidation, you can combine unsecured debts into one loan with a lower interest rwith a lower interest rate.

When combined with the industry's lowest payout ratio and one of the strongest balance sheets (ensuring plentiful access to low cost debt growth capital), STORE's dividend appears to be on very solid ground, even despite its rather limited dividend track record.

The rising costs of inputs — agro-chemicals, seeds, fuel — as well as the need to service rising levels of farm debt: combined with the downwards pressure on prices many farmers find themselves in a «cost - price» squeeze

Therefore, transfer activity is expected to be very limited at CSKA in the upcoming years as the cost of paying off the stadium debt combined with the general financial downturn of Russian football in recent seasons and Financial Fair Play bites hard.

The debt retirement will be structured to be combined with the District's current debt, a significant portion of which will be retired in the next few years.

If the proposal is approved, the additional debt is not expected to raise residents» property - tax bills because the bonds would be financed over 20 years and combined with existing debt, Clousing said.

More than 550 New York state service members will benefit from a combined $ 2.2 million in consumer debt relief because of a settlement New York and 12 other states reached with the military lender Rome Finance Company.

John Major restored low inflation and falling unemployment by combining another monetary deflation with an expansionary monetary policy that doubled the national debt, as Reagan had done.

keeping hurricane relief separate from the debt ceiling, and combining the raising of the debt ceiling with spending cuts (potentially eliminating the Democrat ability to filibuster since they could not block raising the debt ceiling),

Several Republican donors said watching that effort run into headwinds among conservative House members, combined with the tortured standoff over the government shutdown and potential debt default, had left a sour taste in their mouths.

These features, combined with the power to dispense billions in federal and state funds, bond for debt, grant extensive tax breaks, override local land use laws, and take private property through eminent domain, makes the ESDC one of New York's most powerful honey pots.

Ivanka Trump said that she and Sen. Bob Corker, a longtime deficit hawk, believe the tax cuts, combined with deregulation, will «ultimately eliminate» the country's debt, which flies in the face of virtually all nonpartisan research that shows the deficit will actually increase.

A cut in the base rate is combined with a # 60bn increase in quantitative easing, a # 10bn purchase of corporate debt and a long - term scheme to support the banks.

The cut from the monetary policy committee (MPC) comes as the UK economy looks set to slow in 2008 - as the credit crunch, with borrowers tightening their lending, and high debt levels combine.

[S] ome GOP lawmakers were exploring whether the political stalemate over funding the government could best be resolved by crafting a broader fiscal package that would include an increase in the debt ceiling... The speaker expressed optimism at the lunch that he might be able to combine the two issues to embark on broader budget negotiations with the White House and Senate Democrats.»

After sampling the profiles of some of the women on his sites, Biderman concludes their debt, combined with a weak economy, has many clamoring for a sugar daddy to call their own.

Low college completion rates combined with less - than - promising job prospects and outstanding student loan debt topping $ 1 trillion last year have many people asking, «Is a college degree worth the price?»