We're always on the lookout for the best financing options for you, our valued
Commercial business customers!
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our
business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing
commercial,
business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing
customer preferences for
business aircraft, including the effect of global economic conditions on the
business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7)
customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and
customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other
customers; 11) our ability to enter into profitable supply arrangements with additional
customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major
customers, Boeing and Airbus, and other
customers, and the risk of nonpayment by such
customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their
customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from
commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco
business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to
business relationships and other
business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing
business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
The
business of trying to divine
customers» desires has been around almost as long as there have been
customers, but market research as an industry began with the advent of modern magazine ads and radio
commercials in the early 20th century.
«As interest rates begin to rise over time, financial institutions will find it necessary to pass along their increased costs in the overall cost of credit to small
business and
commercial customers.»
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the
commercial and defense segments of the aerospace industry, levels of air travel, financial condition of
commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our
customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired
businesses into United Technologies» existing
businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and
customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new
business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their
businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand
customer bases and accurately anticipate demand from end
customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our
commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this
business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet
customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in
customer demand and capacity, including bringing on additional capacity on a timely basis to meet
customer demand; the risk that longer manufacturing lead times may cause
customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new
business channels different from those in which we have historically operated; the risk that
customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet
customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or
customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and
businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our
business among few
customers, including the risk that
customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant
customers of the acquired Infineon RF Power
business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail
customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of
customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
TD Bank is one of the 10 largest banks in the U.S. and provides retail, small
business and
commercial banking products and services to more than nine million
customers at approximately 1,300 locations.
The Canadian Anti-Spam Legislation, known as CASL and coming into force July 1, will require
businesses to obtain consent for sending «
commercial electronic messages» to clients or prospective
customers.
Microsoft said a preview of Teams will be available to Office 365
commercial customers with enterprise or
business plans, starting Wednesday.
Founded in 1852 and headquartered in San Francisco, Wells Fargo provides banking, insurance, investments, mortgage, and consumer and
commercial finance through more than 8,700 locations, 12,500 ATMs, and the internet (wellsfargo.com) and mobile banking, and has offices in 36 countries to support
customers who conduct
business in the global economy.
Within a few months the Kimbrells»
customers included hospitals, colleges, manufacturers, and
commercial businesses.
But, great CX adds a human component to it all, by thinking beyond the
commercial aspects of your
business and creating meaningful experiences for your
customers.
At Anago, we implement green cleaning in our
commercial cleaning services, which keeps
businesses safe for both employees and
customers.
No matter how large or small your
business is, a clean
commercial facility is crucial to your
customer retention and employee morale.
With over two decades of senior management experience in media, retail and sales, he is an expert in delivering real
business impact and developing
commercial strategies using
customer intelligence.
Chit Chat Express has partnered with Stamps.com — the leading online postage provider — so our
customers enjoy rock bottom
commercial discounts not available to most Canadian
businesses.
Commercial View (Argentina):
Commercial View is a tool for
businesses, which allows them to offer a new and more realistic online shopping experience to their
customers, integrating trends like webrooming and showrooming, combining the advantages of physical buying (Confidence - Store view and location - Product testing - Immediate delivery), with the benefits of online shopping (24 / 7 - Scalability - Removes distance barriers).
A subscription based recurring revenue model has proven to be beneficial and provide value for both
businesses and
customers — providing increased brand engagement, loyalty and ongoing
commercial success.
The industry's
customer base is highly diversified, including multi-national corporations, telephone companies, governments, universities, institutions,
commercial businesses and consumers.
If you choose to launch an office cleaning services
business, then you must go all out to employ strategies that will help you attract
customers or else you will likely struggle with the
business because there are well — known brands that determine the market direction for the
commercial cleaning services industry.
Founded in 1852 and headquartered in San Francisco, Wells Fargo provides banking, investments, mortgage, and consumer and
commercial finance through 8,200 locations, 13,000 ATMs, the internet (wellsfargo.com) and mobile banking, and has offices in 42 countries and territories to support
customers who conduct
business in the global economy.
The
business, which also provides fuel to
commercial customers, sells around 300 million litres of petrol and diesel each year.
Founded in 1852 and headquartered in San Francisco, Wells Fargo provides banking, insurance, investments, mortgage, and consumer and
commercial finance through more than 8,600 locations, 13,000 ATMs, the internet (wellsfargo.com) and mobile banking, and has offices in 36 countries and territories to support
customers who conduct
business in the global economy.
Stern, who is also the former head of NASA's Science Mission Directorate and the principal investigator of the New Horizons robotic mission now en route to Pluto, said he believed tourists and
commercial businesses (such as mining companies) would also be potential
customers.
And according to Isidoro Padilla, CEO of the R&D section of Telefónica, a postgraduate course at a
business school would be a plus for such a promotion, in order to learn
commercial values, teamwork, and
customer focus.
The
customer assures that he / she does not pursue
commercial and / or
business purposes in connection with their membership.
(g) The
business of collecting profile data that is accessible within the contact portal or asking about data (e.g. telephone - / mobile number) of other
customers, e.g. for the purpose of
commercial exploitation, or promotion or resale;
the
business of collecting profile data that is accessible within the contact portal or asking about data (e.g. telephone - / mobile number) of other
customers, e.g. for the purpose of
commercial exploitation, or promotion or resale;
St. Louis, MO 63131 About Blog Reliance Bank is a locally - owned, full - service community bank providing financial solutions to individuals, professionals, small
business, and
commercial customers.
About Blog Pelle Heating & Air Conditioning is a family - owned
business that understands that our success is dependent on our ability to meet and exceed
customer expectations.Pelle Heating & Air Conditioning has been providing superior comfort for our residential and light
commercial customers for over 25 years.
For instance, to build a gamified system about product knowledge for
commercial salesmen, we conducted research to understand the client's
business (e.g., how sales territories are determined, compensation and commission structures, new -
customer acquisition policies).
Providing
business customers superior space and durability to handle the most demanding
commercial jobs, the 2009 Dodge Grand Caravan cargo van is a «garageable» solution that provides an optimum balance of utility and visibility for small
business and
commercial needs.
Whether you work construction, carpentry, electrical, plumbing, catering, or anything that requires you to bring your work on the road with you, we have a new
commercial Ram truck or van here to fit all your
business's needs and reach your
customers more effectively today!
On March 7, Chevrolet will unveil the all - new 2019 Chevrolet Silverado 4500HD and 5500HD, which are chassis cab trucks designed for
commercial and small
business customers.
«At Nissan, we understand that for our
commercial vehicle
customers, having a reliable, versatile mode of transport is incredibly important to successfully run their
business.
At Hendersonville Chrysler Dodge Jeep Ram, we work hard to be the Southeast's
Commercial Truck Headquarters because we understand what it takes to run a small business and what our commercial customers need t
Commercial Truck Headquarters because we understand what it takes to run a small
business and what our
commercial customers need t
commercial customers need to succeed.
Moreover, Sands Chrysler Jeep Dodge RAM is a trusted solution for
commercial customers in Quakertown, Allentown, and Lansdale, PA, and as a member of our
Business Link program, you can count on finding the commercial vehicles your business needs along with dedicated service for all of your continuing transportatio
Business Link program, you can count on finding the
commercial vehicles your
business needs along with dedicated service for all of your continuing transportatio
business needs along with dedicated service for all of your continuing transportation needs.
Actual results could differ materially for a variety of reasons, including, in addition to the factors discussed above, the amount that Amazon.com invests in new
business opportunities and the timing of those investments, the mix of products sold to
customers, the mix of net sales derived from products as compared with services, the extent to which we owe income taxes, competition, management of growth, potential fluctuations in operating results, international growth and expansion, the outcomes of legal proceedings and claims, fulfillment center optimization, risks of inventory management, seasonality, the degree to which the Company enters into, maintains and develops
commercial agreements, acquisitions and strategic transactions, and risks of fulfillment throughput and productivity.
Actual results could differ materially for a variety of reasons, including, in addition to the factors discussed above, the amount that Amazon.com invests in new
business opportunities and the timing of those investments, the mix of products sold to
customers, the mix of net sales derived from products as compared with services, the extent to which we owe income taxes, competition, management of growth, potential fluctuations in operating results, international growth and expansion, the outcomes of legal proceedings and claims, fulfillment and data center optimization, risks of inventory management, seasonality, the degree to which the Company enters into, maintains and develops
commercial agreements, acquisitions and strategic transactions, and risks of fulfillment throughput and productivity.
While using the webtop application,
business customers will benefit from the Citrix Receiver application for complete access to
commercial desktop - licensed software.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device
business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the
commercial agreement with Samsung, the potential adverse impact on the Company's
businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's
businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft
commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung
commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft
commercial agreement, including potential
customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK
business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, including store closings, higher - than - anticipated or increasing costs, including with respect to store closings, relocation, occupancy (including in connection with lease renewals) and labor costs, the effects of competition, the risk of insufficient access to financing to implement future
business initiatives, risks associated with data privacy and information security, risks associated with Barnes & Noble's supply chain, including possible delays and disruptions and increases in shipping rates, various risks associated with the digital
business, including the possible loss of
customers, declines in digital content sales, risks and costs associated with ongoing efforts to rationalize the digital
business and the digital
business not being able to perform its obligations under the Samsung
commercial agreement and the consequences thereof, the risk that financial and operational forecasts and projections are not achieved, the performance of Barnes & Noble's initiatives including but not limited to its new store concept and e-commerce initiatives, unanticipated adverse litigation results or effects, potential infringement of Barnes & Noble's intellectual property by third parties or by Barnes & Noble of the intellectual property of third parties, and other factors, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 30, 2016, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
The
Commercial Banking segment includes lending, treasury and cash management services and customer risk management products for small businesses, middle market and larger commercial
Commercial Banking segment includes lending, treasury and cash management services and
customer risk management products for small
businesses, middle market and larger
commercial commercial customers.
In retail and
commercial financial transactions, credit reports are often used to determine the counterparty credit risk for lenders to make auto loans, home loans and
business loans to
customers.
When lenders qualify
customers for a
commercial mortgage, the credit history of the
business and its directors is taken into consideration, and the risk of the
commercial venture itself is carefully evaluated.
We offer Corporate / SME
customers business loan against
Commercial / Residential Properties in two forms
For higher - yield savings, Premier
Business Money Market offers our most competitive interest rates to
customers who also have Webster Complete
Business Checking or
Commercial Checking for Small
Business.
Another method of obtaining financing for a small
business is using accounts receivable — i.e.
customers» credit accounts — as collateral for a short - term loan from a bank,
commercial finance company or other financial institution.
Marlin
Business Services Corp is a provider of equipment financing solutions to small & mid-sized
businesses customer, including copiers, computers & software, security systems, telecommunications equipment & certain
commercial & industrial equipment.
They have applied the crowdfunding model to
commercial lending that helps small
businesses get over the cash flow gap that comes with selling products on short - term payment plans to
customers.