Commercial car insurance policies offer the same types of coverage that are offered by personal car insurance policies: Liability coverage, property damage insurance, medical payments, combined single limit coverage, comprehensive insurance, collision coverage, uninsured / underinsured motorist insurance (UMI), and rental car replacement are some of the main coverage types available to businesses.
Commercial car insurance policies offer many of the same coverages as the typical personal auto policy, such as bodily injury and property damage liability, uninsured and under - insured motorist, collision and comprehensive and medical expenses.
Generally,
a commercial car insurance policy offers higher limits of liability, but less or no coverage in areas that are typically not associated with commercial auto risks.
Not exact matches
Because your
car is no longer being used for personal use, it is being used for business use and
car insurance companies
offer a different type of
policy to cover business use vehicles often referred to as a
commercial auto
policy.
Known for its famous animated
commercials, Esurance
car insurance offers free online quotes and allows you to purchase auto
insurance policies almost instantly.
Most
commercial car insurance plans
offer coverage for property damage, liability, medical payments, and even cargo coverage all through the same
policy.
Because
commercial car insurance typically
offers more coverage than your personal
car insurance policy, it is also more costly than a personal
insurance policy.
Several
commercial car insurance companies
offer other types of business
insurance policies and will even
offer you discounts for buying multiple
policies with them.
If you have a pre-existing personal auto
insurance policy, contact your current
car insurance provider regarding potential discounts for
commercial insurance, as many providers
offer multi-
policy discounts.
Additionally, most of these companies
offer online
commercial car insurance quotes, which can be a great tool when shopping for a
commercial policy.
We
offer help for drivers that have a hard time finding a personal or
commercial auto
insurance policy in the regular
car insurance marketplace.