Sentences with phrase «companies calculate risk»

The problem is how insurance companies calculate risk, and they consider mature drivers a higher risk, which is why you may have noticed your insurance premiums creeping up.

Companies calculate risk based on a policyholder, the number of claims and their severity — how those came to be to is not relevant in their eyes.

«How Auto Insurance Companies Calculate Risk.»

Companies calculate risk based on a policyholder, the number of claims and their severity — how those came to be to is not relevant in their eyes.

Companies calculate risk based on a policyholder, the number of claims and their severity — how those came to be to is not relevant in their eyes.

Each life insurance company calculates risks differently so get quotes from several different companies and then compare what each can offer you for your specific budget.

In essence, the insurance company calculates their risk, and since a review of your medical exam reduces their risks they charge less for traditional policies.

There's no single insurer that has the lowest rates, because every company calculates risk differently.

Because car insurance companies given certain factors more or less weight, it is virtually impossible to know how the company calculates risk and, in turn, what your premium will be.

Every insurance company calculates risk and rates in different ways, so each may quote you a different price.

Yes, the insurance company calculates the risk factors of a person as he or she drives the car.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Comprising only five employees, Kinni's work force is not big enough to spread the cost risks that insurance companies calculate for a preexisting cancer case.

Courageous companies invest in R&D and offer incentives to employees who take chances, rather than punishing calculated risks that lead to failure.

10 The Firm calculates its Tier 1 capital ratio and risk - weighted assets in accordance with the capital adequacy standards for financial holding companies adopted by the Federal Reserve Board.

The supercomputer deems most of Musk's ventures to be calculated risks, which are technically cautious and a vital part of company growth.

In their April 2018 paper entitled «Market Risk Premium and Risk - free Rate Used for 59 Countries in 2018: A Survey», Pablo Fernandez, Vitaly Pershin and Isabel Acin summarize results of a March 2018 email survey of international finance / economic professors, analysts and company managers «about the Risk Free Rate and the Market Risk Premium (MRP) used to calculate the required return to equity in different countries.»

At the Cox companies, we encourage employee creativity, inclusion and calculated risk - taking.

@IllusiveBrian Even if you calculate «risk» into the equation, there is still a surplus; it's why large companies end up with billions in revenue.

DNA testing companies use the SNPs to calculate people's genetic risk of developing complex diseases.

The fight against HIV / AIDS is costly, contentious and, for drug companies, a calculated risk.

In the few cases where there are many skeletons, one can construct mortality tables like the ones life insurance companies use to calculate expected life span and risk of death at any given age.

The company's offerings are designed around our stories and include lessons on everything from self - motivation, perseverance, and ingenuity to personal integrity, goal setting, and calculated risk.

This would allow Nook to create their own company culture and have more freedom to take calculated risks.

Insurance companies use actuarial tables to calculate risk and determine premiums.

These companies have elevated their payouts for many years, boast dividend yields up to nearly 7 % and maintain healthy Dividend Safety Scores — a metric calculated by Simply Safe Dividends to assess a company's risk of future dividend cuts.

Insurance companies are in the business of assuming calculated risk, and problems with the home or exterior significantly change the equation.

A credit history analysis for a business used to calculate a score, or number, to assess a company's risk potential.

Risk is one of the most important factors insurance companies consider when calculating insurance premium rates.

Banks and credit card companies use the credit score to calculate the potential risk of lending to consumers.

Money lending companies such as banks or credit card companies shall, therefore, go through your credit history when calculating your credit score to allow them to come up with the risk of lending money to you.

It's a calculated risk, since they still have to compete against cash, debit cards, and all the other credit card companies, so they don't have you totally over a barrel, but you shouldn't expect as many freebies, either.

Actuary: An individual employed by an insurance company to calculate premium rates, reserves, dividends and other important figures using risk factors obtained from experience tables.

With a typical insurance plan, the company will get an overall view of your health when calculating your premiums, without the medical exam, the don't know how your health is or about any severe health complications, which means you are a much greater risk to insure.

To make a long story short, when you apply for insurance in California, insurance companies calculate the money they stand to make on your policy versus the potential risk that they'll have to back that policy by paying out on claims.

Hartford Risk - Optimized Multifactor US Equity Index is the exclusive property of Lattice Strategies LLC (a wholly owned subsidiary of Hartford Funds Management Company, LLC) which has contracted with Solactive AG to maintain and calculate the Index.

Hartford Risk - Optimized Multifactor Global Small Cap Index is the exclusive property of Lattice Strategies LLC (a wholly owned subsidiary of Hartford Funds Management Company, LLC) which has contracted with Solactive AG to maintain and calculate the Index.

Hartford Risk - Optimized Multifactor Developed Markets (ex-US) Index is the exclusive property of Lattice Strategies LLC (a wholly owned subsidiary of Hartford Funds Management Company, LLC) which has contracted with Solactive AG to maintain and calculate the Index.

These net liabilities are calculated with an internal model using many scenarios to determine the fair value of amounts estimated to be paid, less the fair value of net future premiums estimated to be received, adjusted for risk and profit charges that the Company anticipates a hypothetical market participant would require to assume this business.

Hartford Risk - Optimized Multifactor REIT Index is the exclusive property of Lattice Strategies LLC (a wholly owned subsidiary of Hartford Funds Management Company, LLC) which has contracted with Solactive AG to maintain and calculate the Index.

Two companies may have identical projected cashflows; but if one has a lower debt rating (and therefore higher perceived risk), we will calculate a lower intrinsic value and require a lower stock price before purchasing.

Insurance companies will have calculated the risks the other listed breeds represent based on what they've had to pay out through the years.

Rightly or wrongly, lawyers are infamous for being naysayers ---- many are risk - averse by nature, while a company's success depends on taking calculated risks.

Our lawyers support the senior management of firms in calculating and managing regulatory risk and are available to work alongside compliance personnel, auditors and internal audit to provide companies with practical solutions to regulatory issues.

When asked how he calculates the value that he adds to the business he says that «giving an effective and practical assessment of risks allows the company to make decisions that are fully informed».

The purpose of the blood test and the medical exam is to give the insurance company an idea of your overall health and calculate how much of a risk you are to insure.

Life insurance companies work with actuaries and underwriters to calculate the risk of insuring your life.

This is because every company calculates perceived risk differently, so there is no single answer that will apply to everyone as to which company will be the cheapest option for them.

Each life insurance company will calculate and determine risk in a different manner.

When the auto insurance company is calculating your new premium based on your new location, they will also take a look at your current risk assessment.