Sentences with phrase «conservative asset allocation portfolio»

The Conservative Asset Allocation portfolio is a diversified portfolio designed for a long - term investor with an Individual Retirement Account seeking a current income stream and looking to avoid excessive volatility of returns with some degree of capital appreciation.

The Conservative Asset Allocation portfolio is a diversified portfolio designed for a long - term investor seeking a current income stream and looking to avoid excessive volatility of returns with some degree of capital appreciation.

Not exact matches

The asset allocation models were designed to help investors diversify their portfolios, using risk profiles ranging from very conservative to aggressive.

In our ETF - based Dynamic Asset Allocation program, the portfolio remains very conservative.

Regardless of whether you are aggressive or conservative, the use of asset allocation to reduce risk through the selection of a balance of stocks and bonds for your portfolio is a more detailed description of how a diversified portfolio is created rather than the simplistic eggs in one basket concept.

My asset allocation has some similarities to Morningstar's «conservative retirement saver» portfolio, which they gear «toward still - working individuals who expect to retire in 2020 or thereabouts.»

As individuals approach retirement age, portfolios should generally move to a more conservative asset allocation so as to help protect assets that have already been accumulated.

The fund's risk - averse managers, asset allocations, and hedging strategies position it as an alternative to traditional 80/20 % or 60/40 % bond / stock portfolios for conservative or Continue reading →

Conservative allocation portfolios seek to preserve capital and generate income by investing 15 % to 50 % of their assets in equities and 50 % to 85 % of assets in fixed income and cash.

As the beneficiary grows older or as enrollment draws nearer, your assets automatically move through a series of portfolios that gradually adjust from more aggressive allocations made up of mostly equity funds to more conservative allocations made up mostly of fixed income funds and cash equivalents.

Conservative allocation portfolios seek to preserve capital and generate income by investing 15 % to 50 % of their assets in equities...

Regardless of whether you are aggressive or conservative, the use of asset allocation to reduce risk through the selection of a balance of stocks and bonds for your portfolio is a more detailed description of how a diversified portfolio is created than the simplistic eggs in one basket concept.

Graham Westmacott, my colleague at PWL Capital, has done some compelling research that suggests the whole notion of moving from an aggressive portfolio to a more conservative one is flawed: in his analysis, even «the best possible glide path strategy offers virtually no improvement» over a simple balanced fund that maintains a constant asset allocation.

Keep in mind that while rebalancing is a good way to restore your portfolio to its original asset mix, you may want to move toward a different allocation, most likely a more conservative one, as you near and enter retirement.

That can help mitigate the effects of a market downturn by moving the portfolio to a more conservative asset allocation soon before those tuition bills start to hit your inbox.»

Higher expected returns in your stock portfolio can then allow you to take a more conservative overall asset allocation, which can provide the same expected returns, but with slightly lower risk.

The asset allocation they suggested to me was far too conservative for my retirement portfolio.

We simply use the normal model asset allocation process and make your investment portfolio become more conservative and provide more income as you approach retirement.

To reduce the risk of losing value in your portfolio, your asset allocation should gradually change towards a more conservative allocation of more bonds and less equities.

Our Age - Based Strategy includes portfolios that are managed according to the beneficiary's birth year with the asset allocation automatically becoming more conservative as the beneficiary nears college age.

Then, as you get closer to retirement you can assess your situation to see if you can adjust your allocation and put less of your portfolio at risk by moving it into more conservative asset classes, which is what Larry suggested in the story above.