Consider keeping accounts open if they have a good payment history and a low or zero balance.
Not exact matches
To minimize the impact,
consider keeping those old, unused credit card and store card
accounts open a bit longer.
Consider opening a savings
account, which is an interest - bearing deposit
account that is often
kept at a bank or financial institution.
Those that are
considering participating in this exodus should also
consider keeping the old
account open and using it every couple of months and immediately paying it off to avoid any unnecessary drop in your credit score.
Consider keeping your oldest credit
accounts open for now.
Customers who want to
keep more than $ 250,000 in
accounts with American Express National Bank should
consider opening a second or third
account with a relative or spouse as a joint
account so that each
account will be insured to the maximum of $ 250,000.
To get the best of each,
consider opening a savings
account with CIT Bank and
keeping the rest of your finances with Citibank.
Instead of closing the
account as you're
considering,
keep it
open and active by making small charges and paying the balance in full each month.
In order to
keep unwanted new
accounts from being
opened in your name without your consent, you should
consider freezing your credit report.
You might
consider keeping open the $ 500 limit credit card
account that has been
opened the longest and closing the three others.
If you are
considering closing
accounts to transfer the limit, you may want to
keep open the card you have had the longest to
keep your credit age longer.
But since it is not costing you anything, you might
consider keeping it
open, as it can help your credit score to have
accounts open a while.
That's part of the reason I
keep both the personal and business versions of the Starwood Preferred Guest Amex in my wallet since each of them gets me 2 stays or 5 nights closer to requalifying for elite status each year, and if you've been
considering them, from now until September 3, 2013, the sign - up bonus has been raised to 30,000 points when you spend $ 5,000 within 6 months of
account opening — which is 20 % higher than the usual bonus on this card.
Tell your card issuer you're
considering a balance transfer, in which case you'll close the existing card, but you'd rather work with them to
keep the
account open.