Sentences with phrase «consumer proposal administrator»

All licensed consumer proposal administrators work this way, but not all debt advisors do.
Contact a Licensed Consumer Proposal Administrator for a free consultation.
Contact a licensed Consumer Proposal Administrator, who is a trustee in bankruptcy to arrange a personal consultation.
Licensed Insolvency Trustees act as consumer proposal administrators in a proposal.
Benny Mendlowitz, CA, CIRP, Licensed Insolvency Trustee and experienced Consumer Proposal Administrator at Hoyes, Michalos & Associates Inc..
Doug is the co-founder of Hoyes, Michalos & Associates Inc., the largest independent firm of consumer proposal administrators in Canada.
Billy is now the Licensed Insolvency Trustee and Consumer Proposal Administrator in charge of our Hamilton and Burlington offices.
The amount you repay is negotiated by your Hoyes Michalos consumer proposal administrator with your creditors, and depends on your income, your family size, and your assets.
Billy Martell is a Licensed Insolvency Trustee and Consumer Proposal Administrator who meets with individuals in Hamilton and Burlington, Ontario.
Here is what everyone needs to know about Debt Pooling vs. Consumer Proposal administered by Westgeest & Associates, your federal government (gov» t) Licensed Insolvency Trustee, acting as Consumer Proposal Administrator under well regulated, monitored federal gov» t debt relief, financial restructuring legislation:
Rebecca Martyn is an experienced Consumer Proposal Administrator and Licensed Insolvency Trustee who meets with individuals needing debt help in Windsor and Leamington, Ontario.
Welcome back to Debt Free in 30, my name is Doug Hoyes and I'm joined today by Barton Goth who is a bankruptcy trustee and consumer proposal administrator from Edmonton, Alberta.
Licensed by the federal government of Canada, the following bankruptcy Alberta trustees and consumer proposal administrators offer free initial consultations in 26 locations throughout Alberta.
In this video, Doug Hoyes, Bankruptcy Trustee and Consumer Proposal Administrator explains why a consumer proposal is one of the best choices to eliminate overwhelming debts.
Our Windsor location is led by Rebecca Martyn, a Licensed Insolvency Trustee and Consumer Proposal Administrator since 2003.
Guest Commentary by Douglas Hoyes, BA, CA, CBV, CIRP, Trustee in Bankruptcy, Consumer Proposal Administrator Over the years I have met with thousands of people, and in almost all cases they want to deal with their debts, but they don't know where to start.
A federally licensed consumer proposal administrator does not charge up front fees, so if you're ever asked for an upfront fee, the odds are you're not dealing with a legit company.
Today I speak with Rebecca Martyn, Trustee in Bankruptcy and Consumer Proposal Administrator at Hoyes,... Read more»
I explained that no, as consumer proposals administrators, we are licensed by the Office of the Superintendent of Bankruptcy.
In a consumer proposal, you work with your Hoyes Michalos consumer proposal administrator to propose a fair settlement to your creditors.
You may want to contact a Bankruptcy Trustee or Consumer Proposal Administrator who will help assess the debt issues to determine the best course of action for each individual based on their income situation after the separation.
Scott Schaefer is a Chartered Professional Accountant, Licensed Insolvency Trustee and Consumer Proposal Administrator working out of our Kitchener and Stratford offices.
A consumer proposal in Canada as a negotiated debt settlement arrangement made between a debtor and his creditors through a licensed Consumer Proposal Administrator under the Bankruptcy and Insolvency Act.
All trustees at Hoyes Michalos are licensed consumer proposal administrators.
Initially you will meet with a consumer proposal administrator to evaluate your situation and determine if a consumer proposal is the right option for you.
A consumer proposal is a legal debt relief solution filed with a Consumer Proposal Administrator to settle your debt for less than you owe and avoid bankruptcy.
Richard Quinney is a Licensed Insolvency Trustee, Consumer Proposal Administrator, and Chartered Professional Accountant managing our Barrie office.
In Canada the only person who can be a consumer proposal administrator is a Licensed Insolvency Trustee (formerly called a bankruptcy trustee in Canada).
Your LIT or consumer proposal administrator is paid out of the amount you agree to pay your creditors.
Joel Sandwith is a Licensed Insolvency Trustee, Consumer Proposal Administrator and experienced Credit Counsellor managing our London and Sarnia offices.
It's an arrangement that's negotiated with your creditors through a consumer proposal administrator (who is also a Licensed Insolvency Trustee).
Doug is our co-founder and is a Licensed Insolvency Trustee, Consumer Proposal Administrator, certified Insolvency Counsellor and Chartered Professional Accountant.
A consumer proposal must be filed through a Licensed Insolvency Trustee acting as a consumer proposal administrator.
Insolvency and debt management services in our Toronto Yonge and Bloor office are provided by Licensed Insolvency Trustee and Consumer Proposal Administrator, Sandra Sykora.
Jason Quinney is a Licensed Insolvency Trustee and Consumer Proposal Administrator.
Ted is our co-founder and is a Chartered Professional Accountant, certified Insolvency Counsellor, Licensed Insolvency Trustee, Consumer Proposal Administrator, and the President of Hoyes, Michalos & Associates Inc..
Nicholas To is a Chartered Insolvency & Restructuring Professional, Licensed Insolvency Trustee and Consumer Proposal Administrator.
Alison Petrie is an experienced Licensed Insolvency Trustee, Consumer Proposal Administrator, and Chartered Professional Accountant who manages our Oshawa location.
A consumer proposal in Ontario is a legally binding, negotiated debt settlement made between you and your creditors with the assistance of a consumer proposal administrator.
Here you can get free help & advice from some of Canada's best and most experienced Licensed Insolvency Trustees and consumer proposal administrators.
Jeff is a Chartered Professional Accountant, Licensed Insolvency Trustee, Consumer Proposal Administrator, Certified Insolvency Counsellor; and meets with clients in our St. Catharines and Niagara Falls offices.
Shannon is a Licensed Insolvency Trustee and Consumer Proposal Administrator, helping individuals with their debt problems in our Ottawa location.
Julie Wildman is a Chartered Professional Accountant, Licensed Insolvency Trustee and Consumer Proposal Administrator.
If accepted, you make payments to Hoyes, Michalos (the Consumer Proposal Administrator) who in turn makes payments to the creditors according to the terms of the consumer proposal.
I'm Doug Hoyes and today I'm joined by Jason Quinney, who's a Bankruptcy Trustee and Consumer Proposal Administrator.
Ian Martin is a Chartered Professional Accountant, Consumer Proposal Administrator, and Licensed Insolvency Trustee in our Kitchener and Stratford locations.
Doug Hoyes: And just on that point, since this obviously is my area, as soon as a proposal is completed as the trustee, the consumer proposal administrator, we do a final statement or a statement of receipts and disbursements, we issue a certificate of completion.
RELATED TERMS: Division I Proposal, Bankruptcy and Insolvency Act, Consumer Proposal Administrator
Once you have made all required payments and completed your duties in a proposal, your consumer proposal administrator will issue to you and the creditors a Certificate of Full Performance, which officially discharges the debts included in your proposal.
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