Sentences with phrase «costs of medical care not»

Costs of medical care not available to patients in their home community can be claimed as medical expenses.

If you are a senior finding it difficult to pay for the cost of medical care not covered by Medicare, you may be able to find a Medicare supplemental insurance policy through State Farm Insurance Company.

Not exact matches

From that date, funding would be capped at the rate of medical inflation, a pace slower than the rise in total health care costs because it considers only prices, not how many visits or procedures folks are consuming.

Your out - of - pocket costs are your expenses for medical care that are not reimbursed by insurance.

Even if this break hasn't been available to you in the past, a temporary expansion of the medical - expense deduction — coupled with ever - increasing health care costs — could translate into a writeoff.

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

As Frank Armstrong III, founder and principal of Miami - based Investor Solutions points out, long - term care costs are not covered by insurance: «Once a hospital releases you to any kind of long - term care facility, your medical coverage quits paying for your care.»

It wasn't the practical reasons, like lower cost of living, great — and cheap — medical care, and friendly people, that convinced Dave Scott to move to San Ramón, a town on the western edge of Costa Rica's Central Valley region.

Elderly spouses are not strong enough to care for their dying mates, often needing extensive care themselves And the cost of end - of - life care is growing faster than the rate of medical care generally.

Even though alcoholism ranks as one of the country's three major health problems, along with cancer and heart disease; even though it accounts for approximately 98,000 deaths every year; even though it is the root cause of most pastoral - care crises (suicides, auto fatalities, child abuse, divorces, hospital admissions, accidental deaths and home violence); even though it costs the nation $ 120 billion annually in terms of lost work time, health and welfare benefits, property damage, medical expenses, insurance and lost wages; and even though its effects impair the educational process of every child in every classroom, still the church acts as though alcoholism does not exist.

As Congress debates whether to mandate health insurance for all Americans, several Christian ministries whose members share each other's medical costs are hoping the final version of health care reform doesn't put them out of business.

Any public hospital in the US can not turn away a person in need of medical care, and any public hospital will make payment arrangements after the fact, so being able to afford the birth isn't really such an issue — especially as there are public health policies and organizations which will help with that or provide low - cost care.

We are open to fellows with a broad range of interests that include, but are not limited to: medical research issues, food and drug safety, health care quality and costs, coverage of the uninsured, health information technology, and public health.

The nation has already overtaken the U.S. as the world's largest greenhouse gas emitter largely because of the more than three billion metric tons of coal it burns annually — and several thousand miners die each year digging up the dirty black rock to feed China's energy needs, not to mention the health toll taken by choking air pollution caused by coal burning in the Middle Kingdom, estimated by the World Bank to cost the country $ 100 billion a year in medical care.

They do not save by choosing a lower - cost provider, even if the health plan does,» said Ateev Mehrotra, associate professor of health care policy at Harvard Medical School and senior author on the study.

Union dues Medical, dental, prescription drugs and other health care costs Real estate taxes State and local income taxes Interest paid on a home mortgage Personal property taxes Cash contributions to churches and charities Interest paid on investments Market value of non-cash contributions to churches and charities Personal losses due to theft or casualty Job - related expenses you were not reimbursed for Home office expenses Job - related education and professional development Tax preparation fees Investment fees and expenses

You may find thatyour insurer won't cover the cost of your care if it can argue that your medical crisis was the result of a «pre-existing condition,» such as the high blood pressure that you had before leaving home.

Your provincial health care plan only provides limited coverage for emergency medical costs outside of Canada and even within Canada you may face costs that are only partially covered or not at all.

In fact, retirement could involve not only hefty premiums for long - term - care and Medigap insurance, but also significant out - of - pocket medical costs.

Medical payments to others takes care of that injury and protects them, which thereby protects you because they won't come after you for the cost of the injury.

Even though Medicare will take care of a big portion of your medical expenses after you retire, you'll need to set aside money for Medicare deductibles, Part B premiums and coinsurance, and Part D prescription - drug coverage and out - of - pocket costs — plus health care expenses Medicare doesn't cover.

Copayments, dental work, vision correction, and chiropractic care are a few examples of HSA - qualified medical costs, which are not covered by many standard health plans.

The question then is this: Do we spend less as we get older as we are not able to do the things we wish to do that cost money, or do medical expenses and home care take more of our savings and increase our spending?

That's too big an issue to take on this column, as it involves not only choosing appropriate health insurance coverage given your husband's condition (and perhaps also considering long - term care insurance) but also thinking about how large a chunk of your savings you may want to earmark for future medical costs.

But you can't avoid medical expenses forever, so consider using a high deductible health insurance policy with a tax - advantaged health savings account (HSA) to minimize your out - of - pocket health care costs.

«One of the biggest reasons is that elderly people don't have a plan in place for their pet when they go into senior care, or they don't have the means to pay for the astronomical medical costs for aging pets.

Yes, some pet owners are fortunate enough to never have to worry about the cost of medical care, but more often then not, our medical team has to help pet owners decide how to spend their pet care dollars intelligently.

Those same programs that make the human medical system more affordable also mean we are often fortunate enough to not experience the true cost of medical care.

As the cost of veterinary care continues to rise, shelters are overflowing with animals whose owners can not afford critically needed medical treatment.

We're all aware about the cost of yearly routine medical bills when we bought our dogs so did not use routine care as a benchmark.

will NOT reimburse me for the cost of ANY medical care outside of APA!

Sometimes a pet will become ill when you least expect it, and you may not be prepared for the amount of the cost of the medical care they need in order for them to recover.

We provide financial assistance through grants to families with a demonstrated commitment to the human - animal bond and who could not otherwise afford the full cost of medical care to treat their beloved pet.

If you have exhausted all other resources and need urgent medical treatment for your cat, a number of organizations offer assistance programs for pets whose owners can not afford the cost of veterinary care.

The mission of the Camp Pendleton Veterinary Treatment Facility (VTF) is to not only provide complete medical and surgical care for the military working dogs (MWDs), but to also provide high quality veterinary care at a reasonable cost for the pets of our military community.

Our adoption fee DOES NOT cover the cost of the medical care, it simply helps offset a portion of the fees.

While we collect adoption fees for each animal adopted out from our rescue, those funds do not entirely cover the cost of habitats, food, bedding, toys, medical care, marketing and other costs for the hundreds of animals that come through our rescue program each year.

The cost of medical care for an older dog is not necessarily greater than that for a young dog... and all the young dog expenses have already been paid!

Often this adoption fee does not even cover the cost of basic medical care.

If you do not receive conscientious medical and surgical care (or are unable to meet the surgery staff) at any spay neuter facility, you may not be getting the safest possible care; sometimes a low cost may actually mean lower levels of care; we know that people have special bonds with their pets and we will not sacrifice safety and humane care just to lower costs.

Enhanced low - cost medical clinic services including on - site x-ray with the goal of eliminating the need for people to surrender pets because they can not afford care for them when illness and injury strike.

Within the first 3 months we had provided the means for 20 financially challenged families to stay together, including, but not limited to, senior citizens, the disabled and veterans, all living on a fixed income and struggling to cover the cost of their own medical care.

This program does not cover the costs of routine medical care, including annual exams or vaccines.

That contract protects the animal to ensure that they are being properly taken care of PLUS when you adopt from a Rescue (you do not adopt from a Breeder, you purchase); a highly reputable / quality Rescue will have ensured that the pet that you are adopting (that fee goes back into their programs so that they can continue helping animals in need AND they never make any money on their dogs for it can cost thousands to properly rehabilitate a dog) is altered, fully vetted including being microchipped and utd on vaccines, had a fecal done, hwt and tick borne disease testing if old enough, put on Heartworm / flea / tick preventative, all medical conditions appropriately handled PLUS fully disclosed along with any behavoural issues; any required X-Rays, other testing such a urine etc. and other bw such as thyroid apart from the pre-surgical when being altered etc..

Costs are estimated and do not include purchase price of your pet, emergency medical care, initial vaccination and rabbies vaccine.

This card doesn't cost anything and should you fall ill in any of the 28 EU countries, it entitles you to free or discounted medical care.

Not having to worry about the cost of medical bills also means that you can avail of the best possible care possible.

Not only did they reimburse me for the medical costs, ambulances, and surgery, they also took care of my hotels for the two weeks I was recovering in Chiang Mai.

This reward can be used to cover medical costs, to pay for ongoing care, to cover the burden of lost wages, and to make up for the quality of life that can not be replaced.

We will also work with your health care providers to fully document your damages, which may include not just your past medical expenses, but also future costs of care.