Sentences with phrase «credit agency policies»

Congress should require the Department of the Treasury to coordinate the Export Credit Agency policies of countries around the world to facilitate funding for clean energy projects.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Despite expectations of higher growth in 2017, the credit ratings agency is concerned with an uptick in government deficit as a result of President - elect Donald Trump's policies.
It also offers specific policy recommendations including providing tax credits to promote venture capital investments in minority businesses, as well as tax credits for new low - income entrepreneurs, and encouraging the use by credit rating agencies of alternative data such as rent and utility payments in establishing credit histories.
The ratings agency Moody's maintained the US's top - notch «Aaa» credit rating Thursday, saying, «The diversity, dynamism, and competitiveness of the US economy, along with the US dollar's status as the preeminent international reserve currency and very large size and depth of the US Treasury market, offset rising fiscal pressures stemming from aging - related entitlement spending, higher debt - service payments, and recent policy actions that will likely reduce future revenues and increase expenditures.»
The changes wrought by the proposed legislation will have a much bigger effect on some groups — especially those who get insurance through their employers and those on Medicaid — than estimated by recent analysis from independent healthcare policy experts such as the Brookings Institution and credit rating agency S&P Global Ratings
Many policy advocates in Washington are innocently unaware of the magnitude of change that shifting to, say, FICO 9 would entail for the housing agencies, the credit rating firms and for major bond investors.
The Fed's tendency to favor Treasury and agency securities when conducting monetary policy operations, though innocuous enough when banks hold only minimal excess reserves so that the Fed leaves only a relatively modest «footprint» on overall credit allocation, becomes a serious matter when banks pile - on excess reserves, turning the Fed into the central - bank equivalent of the abominable snowman.
«Strong, conservative fiscal policies of cutting spending and limiting our debt have created a strong financial foundation that allows us to invest in our community and grow our tax base,» said Oneida County Executive Anthony J. Picente Jr. «The three national credit agencies have once again confirmed our conservative approach by maintaining our stellar credit ratings.»
«Receiving these ratings from our nation's leading credit agencies validates our fiscal policies and shows that our growing tax base and willingness to cut spending and limit debt, has led to investments that are growing our economy,» said Oneida County Executive Anthony J. Picente Jr. «The stronger our fiscal position, the more successfully the county can deliver for the people.»
The study recommends government agencies focus efforts on enacting policies and programs to better protect rural households during a drought, such as supporting sustainable agriculture projects in the region, increasing transportation options to access city centers and providing access to insurance and credit schemes.
All credit repair agencies need to have an easy cancellation policy.
Midland Credit Management, a collection agency owned by parent company Encore Capital Group, recently updated its credit reporting pCredit Management, a collection agency owned by parent company Encore Capital Group, recently updated its credit reporting pcredit reporting policy.
Mortgage brokers lying, banks not reviewing paperwork, applying policies designed for first time buyers to 3 times as many folks buying their 2nd, 3rd, 4th etc home, appraisers giving banks whatever values they wanted on appraisals, rating agencies doing likewise for CDO's, insurers issuing credit default swaps without even a fraction of the backing needed.
Check with the car lot you choose to make sure they report your payment history to credit agencies, since whether or not each individual dealer will have a different policy about how and when they report payments.
FTC Privacy Law and Policy also contains a look at the FTC's role in policing credit reporting agencies and the credit reporting regulations.
There are some collection agencies that will tell you they are prohibited from deleting accurate information from credit reports, but upper management has the discretion to go against company policy.
If the Credit counseling agency is self - accredited, their standards and policies may not be in place to protect the consumer.
The newly formed government agency, U.S. Consumer Finance Protection Bureau, reports that the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act has caused the U.S. credit card industry to revise policies while reducing and eliminating some penaltyCredit Card Accountability, Responsibility, and Disclosure (CARD) Act has caused the U.S. credit card industry to revise policies while reducing and eliminating some penaltycredit card industry to revise policies while reducing and eliminating some penalty fees.
In evaluating credit risk, the Company obtains, when available, the underlying rating of the insured obligation before the benefit of its insurance policy from nationally recognized rating agencies (Moody's, S&P and Fitch).
these agreements and agreed to assume the related policies due to the fact that it no longer received rating agency capital credit in connection with the exposures ceded to ARF and Converium because ARF no longer has a financial strength rating and the financial strength rating of Converium had been downgraded.
By requesting, obtaining or using a Credit Card from us you agree that we may release information in our records regarding you and your Credit Account: (a) to comply with government agency or court orders; (b) to share your credit performance with credit reporting agencies and other creditors who we reasonably believe are or may be doing business with you on your Credit Account; (c) to provide information on your Credit Account to any third party who we believe is conducting an inquiry in accordance with the Federal Fair Credit Reporting Act; (d) to share information with our employees, agents or representatives performing work for us in connection with your Credit Account; or (e) as otherwise permitted by the Bank's privacy pCredit Card from us you agree that we may release information in our records regarding you and your Credit Account: (a) to comply with government agency or court orders; (b) to share your credit performance with credit reporting agencies and other creditors who we reasonably believe are or may be doing business with you on your Credit Account; (c) to provide information on your Credit Account to any third party who we believe is conducting an inquiry in accordance with the Federal Fair Credit Reporting Act; (d) to share information with our employees, agents or representatives performing work for us in connection with your Credit Account; or (e) as otherwise permitted by the Bank's privacy pCredit Account: (a) to comply with government agency or court orders; (b) to share your credit performance with credit reporting agencies and other creditors who we reasonably believe are or may be doing business with you on your Credit Account; (c) to provide information on your Credit Account to any third party who we believe is conducting an inquiry in accordance with the Federal Fair Credit Reporting Act; (d) to share information with our employees, agents or representatives performing work for us in connection with your Credit Account; or (e) as otherwise permitted by the Bank's privacy pcredit performance with credit reporting agencies and other creditors who we reasonably believe are or may be doing business with you on your Credit Account; (c) to provide information on your Credit Account to any third party who we believe is conducting an inquiry in accordance with the Federal Fair Credit Reporting Act; (d) to share information with our employees, agents or representatives performing work for us in connection with your Credit Account; or (e) as otherwise permitted by the Bank's privacy pcredit reporting agencies and other creditors who we reasonably believe are or may be doing business with you on your Credit Account; (c) to provide information on your Credit Account to any third party who we believe is conducting an inquiry in accordance with the Federal Fair Credit Reporting Act; (d) to share information with our employees, agents or representatives performing work for us in connection with your Credit Account; or (e) as otherwise permitted by the Bank's privacy pCredit Account; (c) to provide information on your Credit Account to any third party who we believe is conducting an inquiry in accordance with the Federal Fair Credit Reporting Act; (d) to share information with our employees, agents or representatives performing work for us in connection with your Credit Account; or (e) as otherwise permitted by the Bank's privacy pCredit Account to any third party who we believe is conducting an inquiry in accordance with the Federal Fair Credit Reporting Act; (d) to share information with our employees, agents or representatives performing work for us in connection with your Credit Account; or (e) as otherwise permitted by the Bank's privacy pCredit Reporting Act; (d) to share information with our employees, agents or representatives performing work for us in connection with your Credit Account; or (e) as otherwise permitted by the Bank's privacy pCredit Account; or (e) as otherwise permitted by the Bank's privacy policy.
They also said that the policy would not be very helpful in seeking out the credit risks in private lending for the agency.
Car rental insurance — When using a rental car, you have access to up to $ 50,000 in accident insurance through the credit card issuer as long as you decline the rental agency's insurance policy.
Compare credit cards» rental car insurance policies — Credit card companies» policies vary sharply, so don't always be quick to turn down rental car agencies» optional insurance coverage... credit cards» rental car insurance policiesCredit card companies» policies vary sharply, so don't always be quick to turn down rental car agencies» optional insurance coverage... Credit card companies» policies vary sharply, so don't always be quick to turn down rental car agencies» optional insurance coverage... (more)
It also credited Michael Griffin, the agency administrator, for swiftly ordering a review and policy changes when the pattern came to light after articles in The New York Times early in 2006.
For 18 years, Doug Norlen has conducted successful advocacy to achieve environmental, developmental and accountability policy reform of multilateral trade and finance institutions, export credit agencies and private banks.
According to experts interviewed by credit reporting agency Equifax, the savings could be substantial across all your policies — up to that aforementioned 22 %.
The probe agency has alleged that Ramadoss of OICL entered into a criminal conspiracy with Thiagrajan, abused his official position and favoured the airline in the issuance of 220 credit insurance policies during 2005 - 10.
Just about every Henderson insurance company offers discounts to those who combine their policies at their agency and to those with a good credit history.
The three major credit reporting agencies, Experian, Equifax and TransUnion agreed to the new policy in a legal settlement with thirty - one state attorneys general last year.
The three major credit reporting agencies, Experian, Equifax and TransUnion agreed to the new policy...
Potential applicants may find the following information at www.foxcollege.edu/catalog.pdf: institutional accreditation; contact information for accrediting agencies and state licensing / approval agencies; admissions policies and practices; policies on transfer of credits to and from the institution; policies and processes for withdrawal and for refunds of tuition / fees; and additional consumer information.
(f) Continuing Education credit shall not be accepted for the following: (1) Regular workactivities, administrative staff meetings, case staffing or reporting; (2) Membership in, holding office in, or participation on boards or committees, business meetings of professional organizations, or banquet speeches; (3) Independent unstructured or self - structured learning, defined as learning which is undertaken by the licensee without peer or other guidance, review, input, supervision or monitoring; (4) Training related to policies and procedures of an agency; or (5) Non-therapy content programs suchas finance or business management»
Now, two people are eligible to receive the Canada Child Tax Benefit, the Universal Child Care Benefit, and the GST / HST credit amounts, as long as they would each be eligible to receive amounts under the Canada Revenue Agency existing shared eligibility policy.
NAR submitted comments to the Federal Housing Finance Agency (FHFA) on its request for input on credit risk transfer policy issues.
Letters to Congress - Credit Policy Letters to Congress - Credit Scoring Congressional testimonies - Credit Policy Letters to federal agencies - Credit Policy Letters to federal agencies - Credit Unions Issue summary - Credit Policy Issue summary - Credit Scoring NAR Federal Issues Tracker
That assistance is coming in the form of policy changes from the three major credit rating agencies — Equinox, TransUnion and Experian — and the two government sponsored enterprises (GSEs), Fannie Mae and Freddie Mac.
Some REALTORS ® attending an appraisal forum at NAR's Midyear Business Meetings in Washington, D.C., took issue with Mark Simpson, director of credit policy for Fannie Mae, as he reviewed the agency's new drive - by appraisal approach for some loans.
On the plus side, lenders are starting to loosen credit restrictions and there could be further loosening in the years ahead as lenders, credit rating agencies, and financial regulators adjust credit policies to accommodate the credit profiles of younger households.
Rating agencies generally consider family leadership a plus for credit quality because those executives are more likely to maintain a long - term perspective reflected in conservative financial policies and decisions.
The Bureau received over 2,800 comments on the TILA - RESPA proposal during the comment period from, among others, consumer advocacy groups; national, State, and regional industry trade associations; banks; community banks; credit unions; financial companies; mortgage brokers; title insurance underwriters; title insurance agents and companies; settlement agents; escrow agents; law firms; document software companies; loan origination software companies; appraisal management companies; appraisers; State housing finance authorities, counseling associations, and intermediaries; State attorneys general; associations of State financial services regulators; State bar associations; government sponsored enterprises (GSEs); a member of the U.S. Congress; the Committee on Small Business of the U.S. House of Representatives; Federal agencies, including the staff of the Bureau of Consumer Protection, the Bureau of Economics, and the Office of Policy Planning of the Federal Trade Commission (FTC staff), and the Office of Advocacy of the Small Business Administration (SBA); and individual consumers and academics.
Apparently this policy change is due to a change in the FCRA (Federal Credit Reporting Act), which then impacted TransUnion's policy — previously, they were the only one out of the three major agencies that would allow landlords to pull credit reports without doing an inspection of their facilCredit Reporting Act), which then impacted TransUnion's policy — previously, they were the only one out of the three major agencies that would allow landlords to pull credit reports without doing an inspection of their facilcredit reports without doing an inspection of their facilities.
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