Amended and Restated
Credit Agreement by and among the Registrant, the Lenders party thereto, Silicon Valley Bank, SunTrust Bank, Morgan Stanley Senior Funding, Inc., and SunTrust Robinson Humphrey, Inc., dated August 13, 2014.
Be very careful to make sure you can afford future payments you will have to make under
the credit agreement by doing a personal budget.
Line of
Credit An agreement by a commercial bank or other financial institution to extend credit up to a certain amount for a certain time.
Line of
Credit An agreement by a commercial bank or other financial institution to extend credit up to a certain amount for a certain time.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply
agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment
by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders
by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our
credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending
by the U.S. and other governments on defense; 25) the possibility that our cash flows and our
credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving
credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred
by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of
credit and factors that may affect such availability, including
credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining
agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger
agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger
agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered
by the Rockwell merger
agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
DALLAS --(BUSINESS WIRE)-- NexPoint
Credit Strategies Fund (NYSE: NHF)(«NHF») today announced that it has set February 17, 2015 as the new record date for its special meeting of shareholders, which is scheduled for March 6, 2015, to approve a new investment advisory
agreement to be entered into
by NHF's subsidiary NexPoint Residential Trust, Inc. («NXRT») in connection with NHF's proposed spin - off of NXRT.
We encourage our peers and competitors to seek to protect their clients» investments
by negotiating unfavorable LIBOR replacement language out of new or amended
credit agreements.
DALLAS --(BUSINESS WIRE)-- NexPoint
Credit Strategies Fund (NYSE: NHF)(«NHF») announced today that its shareholders have approved a new investment advisory
agreement to be entered into
by NHF's subsidiary NexPoint Residential Trust, Inc. («NXRT») in connection with NHF's proposed spin - off of NXRT.
The changes grew out of two efforts
by states to aid consumers: a 2015 settlement negotiated
by New York Attorney General Eric Schneiderman and the three
credit reporting agencies and an
agreement shortly afterward between the agencies and 31 state attorneys general.
By creating an account you agree to the Payment Services
Agreement, my applicable bank agreement, the Privacy Policy and the Acceptable Use Policy and I authorize Braintree to obtain information from my personal credit
Agreement, my applicable bank
agreement, the Privacy Policy and the Acceptable Use Policy and I authorize Braintree to obtain information from my personal credit
agreement, the Privacy Policy and the Acceptable Use Policy and I authorize Braintree to obtain information from my personal
credit profile.
First Amended and Restated
Credit Agreement, dated as of May 13, 2014,
by and among Desert Newco, LLC, Go Daddy Operating Company, LLC, Barclays Bank PLC, Deutsche Bank Securities Inc., RBC Capital Markets, KKR Capital Markets LLC, J.P. Morgan Securities LLC, Morgan Stanley Senior Funding Inc., and Citigroup Global Markets, Inc..
Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment
agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period
credited to a Section 16 officer in excess of the period of service actually provided
by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.
Walt Disney Company entered into a new $ 2.5 billion 364 - day
credit agreement with a syndicate of lenders led
by JPMorgan Chase and Citibank as co-administrative agents.
First, RadioShack was party to a $ 585 million 2013 asset - based
credit facility secured
by a first priority lien on current assets, and a second priority lien on certain non-current assets (2013
credit agreement).
In a related transaction, NewStar has entered into a definitive
agreement to sell a portfolio of investment assets, including approximately $ 2.4 billion of middle - market loans and other
credit investments, to a newly formed investment fund sponsored
by GSO Capital Partners, the global
credit investment platform of Blackstone Group.
The first out ABL lenders sought full payment for contingent indemnification claims and certain expenses as a condition to a
credit bid
by Standard General, its counterparty under the 2013
credit agreement AAL.
First, the first out ABL lenders under the 2013
credit agreement objected
by claiming that under their applicable AAL, Standard General as last out lender under that facility was precluded from submitting a
credit bid if any obligations to the first out ABL lenders remained outstanding.
Upon filing the case, the company sought approval of an asset sale process pursuant to which Standard General would act as stalking horse and be permitted to
credit bid its portion of the secured debt owed
by the company under the 2013
credit agreement.
This collateral (i.e., permissible vehicles investments) may include: (i) match - funded assets, and, (ii) debt securities, equity securities and other financial instruments issued or guaranteed
by the US government or its agencies, sovereign governments, supra - national entities, corporations, financial institutions and asset - backed or mortgage - backed issuers that are the subject of
credit support
agreements.
The measure is part of a wide - reaching effort
by the bureaus to improve
credit report accuracy and transparency following a settlement
agreement with 32 state attorneys general in March 2015.
If you are signing the Franchise
Agreement as part of a franchise renewal or transfer and we determine that your Anytime Fitness center requires renovation or re-equipment, then you must pay us $ 250 for your Compliance Drawing, but we will
credit $ 250 against your Monthly Fee if you complete all renovation and reequipment requirements
by the required due date.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the
agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt
agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global
credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty
credit risks, including those under our
credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining
agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings
by the Company with the Securities and Exchange Commission.
You may see some instances of it being used in specific civil cases, but only
by agreement of both parties, which is also done in some cases for Jews and every
Credit Card application you sign that specifies dispute mediation instead of lawsuits.
Inventure entered into a new $ 60 million senior secured term loan and a new $ 30 million senior secured revolving line of
credit with a syndicate of lenders led by U.S. Bank National Association pursuant to a Credit Agreement, a Security Agreement and certain other customary ancillary agreements to fund the purchase and re-pay two existing equipment term loans totaling $ 8.4 million and the existing revolving line of credit totaling $ 17.6 million as of N
credit with a syndicate of lenders led
by U.S. Bank National Association pursuant to a
Credit Agreement, a Security Agreement and certain other customary ancillary agreements to fund the purchase and re-pay two existing equipment term loans totaling $ 8.4 million and the existing revolving line of credit totaling $ 17.6 million as of N
Credit Agreement, a Security
Agreement and certain other customary ancillary
agreements to fund the purchase and re-pay two existing equipment term loans totaling $ 8.4 million and the existing revolving line of
credit totaling $ 17.6 million as of N
credit totaling $ 17.6 million as of Nov. 8.
After your selection call has been completed, submit your signed Application and Licensing
Agreement, and a completed
credit card authorization form for your 30 % deposit
by emailing to
[email protected].
@ jo jo i am in total
agreement with you as i expected today almost everyone is going on about how bad we are ect i just watched the highlights again to make sure i wasnt watching another game we out played the spuds for over 30 mins in the first half lioris had to make 4 good saves and all were shoots from distance wilshire was very good as with ramsey we then dominated again in the second half with more good shoots and saves buy the spud keeper yes its disapointing but we were much the better team maybe you all listened to phill neville but you should know
by now we have to have an amazing game to be given any
credit by pundits and talk of chelski scoring 8 against us when they beat villa 3 — 0 have some respect for your club lads we need to do better but i think its coming have a little faith
Chukwu denied reports
credited to the Uchenna Madu faction of MASSOB that the elections were put off
by Uwazuruike for fear of arrest
by security agents over an
agreement he allegedly signed with the federal government to abandon the struggle for the actualization of an independent state of Biafra.
The condition in the
agreement between the Bank and Innoson, for the release of the Imported Goods
by the Bank to Innoson, was the payment of 25 % of the value of each Letter of
Credit transaction
by Innoson.
The governor says schools that achieve their
agreements early,
by September, will get
credit toward a competition for $ 250 million dollars in grants that Cuomo intends to award, as part of his school aid budget.
The only unaltered loan
agreement that Venditto signed was the first one in 2010 for a $ 1.5 million line of
credit, and it was paid off
by the second loan, Agnifilo said.
New York will end an
agreement with New Jersey allowing companies to trade emission
credits in order to meet pollution standards, a decision that follows accusations
by federal prosecutors that the
credits were part of a corruption scheme involving a Competitive Power Ventures power plant in New Jersey.
The New York state legislature is due to adjourn later this week, but there's still no
agreement by Assembly Democrats on an education tax
credit sought
by Gov. Andrew Cuomo that would allow donors a tax
credit when they give up to a million dollars for private school scholarships and some public school programs.
U.S. District Judge Valerie Caproni approved Howe's clothing at the request of prosecutors, who had Howe arrested on a bail violation after he admitted during cross examination he violated his cooperation
agreement with the government
by trying to defraud his
credit card company.
Prime minister celebrates
agreement reached
by European leaders to cut EU's «
credit card limit» for next seven year budget
«(B) except as provided in paragraph (5) or (6), the quantity of the international offset
credits is determined
by comparing the national emissions from deforestation relative to a national deforestation baseline for that country established, in accordance with an
agreement or arrangement described in subsection (b)(2)(A), pursuant to paragraph (4);
Table 1: Selection, Design & Construction of HSV - based Oncolytic Viruses Table 2: Selection, Design & Construction of Adenovirus - based Oncolytic Viruses Table 3: Selection, Design & Construction of Vaccinia Virus - based Oncolytic Viruses Table 4: Selection, Design & Construction of Vesicular Stomatitis Virus - based Oncolytic Viruses Table 5: Selection, Design & Construction of Newcastle Disease Virus - based Oncolytic Viruses Table 6: Selection, Design & Construction of Various Virus - based Oncolytic Viruses Table 7: Current Company - Sponsored Clinical Trials of T - Vec Table 8: Clinical Trials of ColoAd1 Table 9: Clinical Trials with JX - 594 Table 10: Clinical Trials with GL - ONC1 Table 11: Clinical Trials of CAVATAK (CVA21) Table 12: Clinical Trials with MV - NIS Table 13: Overview of Oncolytic Viruses
by Development Phase & Virus Family Table 14: Profile of Approved and Marketed Oncolytic Viruses Table 15: Pivotal Study Design of Oncolytic Viruses in Late Stage Development Based on Previous Clinical Results Table 16: Approved Indications of Immune Checkpoint Inhibitors Table 17: Active Clinical Studies of Oncolytic Viruses in Combination with Immune Checkpoint Inhibitors (ICI) Table 18: Planned Clinical Studies of Oncolytic Viruses in Combination with Immune Checkpoint Inhibitors (ICI) Table 19: Active or Planned Clinical Studies of Oncolytic Viruses in Combination with Other Anti-Cancer Therapeutics Table 20: Pattern of Transgenes in Oncolytic Viruses in Relation to Development Phase Tables 21a and 21b: Indications and Frquency and Way of Administration of Oncolytic Viruses in Active and / or Positive Completed Clinical Studies Table 22: Small and Medium Pharma & Biotech as Partner for Regional Co-Development of Oncolytic Viruses Table 23: Immuno - Oncology Portfolio of Major Pharma & Biotech with Interest in Oncolytic Viruses Table 24: Interests of Major Pharma & Biotech in Oncolytic Viruses Table 25: First Generation Oncology Virus Companies and their Sources of Technology Table 26: Second Generation Oncology Virus Companies and their Sources of Technology Table 27: Third Generation Oncology Virus Companies and their Sources of Technology Table 28: Fourth Generation Oncology Virus Companies and their Sources of Technology Table 29: Grants,
Credits & Donations Table 30: Financing
by Venture Capital, Private Equity and Other Private Placements Table 31: Collaboration & Licensing
Agreements Table 32: Companies Listed on Stock Exchange & Offerings Table 33: Mergers & Acquisitions
Additionally,
by articulation
agreement, completion of the Health Coach Training Program (HCTP) at the Institute for Integrative Nutrition will be accepted for 12
credits provided the student validates learning through successful completion of the International Association of Health Coaches certification exam.
You authorize us to charge you (
by means of on the
credit card account
by which you paid for your initial Membership subscription fee) for your initial Membership Subscription Period and thereafter, periodically and on a recurring basis, to charge the same account,
by means of automatic
credit card rebilling, at the Normal Rate for your category of Premium Membership then - published on our Upgrade Page with respect to recurring billing after the end of any Initial Membership Subscription Period, even if the Normal Rate has been increased from the current Normal Rate in conformity with the terms of this
Agreement, and to do so again on a periodic and recurring basis when each subsequent Membership subscription period ends, until or unless this
Agreement has earlier been terminated pursuant to it provisions.
At the sole discretion of LEGO Education,
credit may be withdrawn from any customer who fails to meet agreed payment terms without prior
agreement, until such time as the outstanding amounts are paid in full and a satisfactory assurance provided
by you that the payment terms will be met in the future.
As required
by the
Credit CARD Act of 2009, the CFPB collects information annually from credit card issuers who have marketing agreements with universities, colleges, or affiliated organizations such as alumni associations, sororities, fraternities, and founda
Credit CARD Act of 2009, the CFPB collects information annually from
credit card issuers who have marketing agreements with universities, colleges, or affiliated organizations such as alumni associations, sororities, fraternities, and founda
credit card issuers who have marketing
agreements with universities, colleges, or affiliated organizations such as alumni associations, sororities, fraternities, and foundations.
After the DOT has approved a guaranteed lender and a project has satisfied all conditions for Bureau
credit assistance, a loan guarantee
agreement or instrument will be negotiated and signed
by the borrower, the guaranteed lender, and the DOT.
In those circumstances, the DOT
credit agreement will include conditions subsequent to closing that will terminate the commitment if the senior financing does not close
by an outside date (not more than a week after the TIFIA and / or RRIF closing) or is on terms and conditions different than the forms of senior financing documents agreed when the TIFIA and / or RRIF loan (s) closed.
By law, landlords are allowed to view your
credit history as they will be entering into a financial
agreement with you to see how well you service your debts, they will however need to obtain your consent before they can access your
credit report.
(19) SUBSTANTIAL COMPLETION. - The term «substantial completion» means -» (A) the opening of a project to vehicular or passenger traffic; or» (B) a comparable event, as determined
by the Secretary and specified in the
credit agreement.»
(7) LINE OF
CREDIT. - The term «line of
credit» means an
agreement entered into
by the Secretary with an obligor under section 604 to provide a direct loan at a future date upon the occurrence of certain events.»
These program enhancements, including a significant increase in budgetary authority, changes to the eligibility and creditworthiness review process and introduction of new forms of assistance such as master
credit agreements have been quickly put in into practice
by the TIFIA JPO.
In addition to the TIFIA
credit assistance, the $ 2.9 billion project is funded with $ 200 million in first tier toll revenue bonds, $ 1.9 billion in subordinate tier toll revenue bonds supported
by a toll equity loan
agreement (TELA) with TxDOT.
NYNJ Link Partnership executed a TIFIA
credit agreement with DOT on November 5, 2013 for a $ 473.7 million direct loan which will be repaid through availability payments made
by the PANYNJ to the concessionaire.
[200] Note: A decision
by the DOT to not enter into an emerging projects
agreement with a project sponsor does not disqualify a project from ultimately receiving
credit assistance from a Credit Program through the traditional application process, as described in more detail in this Program
credit assistance from a
Credit Program through the traditional application process, as described in more detail in this Program
Credit Program through the traditional application process, as described in more detail in this Program Guide.