Sentences with phrase «credit information act»

The PICIA, Personal Insurance Credit Information Act, requires insurance companies to limit the use of credit information when selling, rating or renewing auto or homeowners insurance.

Also visit: Colorado's Credit Scoring Law New Mexico's Personal Insurance Credit Information Act

That is why New Mexico passed the Personal Insurance Credit Information Act, effective January 1, 2006, to help protect consumers» and insurers» use of credit.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

There are at least a dozen statutes, similar to the Fair Credit Reporting Act, which govern how companies gather, share, or sell consumer information, legal experts say.

His attorneys allege Spokeo violated his rights under the Fair Credit Reporting Act, which requires companies to correct inaccurate information in credit reCredit Reporting Act, which requires companies to correct inaccurate information in credit recredit reports.

And, if there is something you feel requires additional information to describe an extenuating circumstance or otherwise provide context to something negative on your report, additions made to the Fair Credit Reporting Act in 1996 allow you to add a 100 - word statement to any of the reports that include an item you dispute but wasn't removed because it was verified by the creditor.

I hereby certify: (1) the information provided is true and correct, (2) you are hereby authorized to investigate all bank, credit, and trade references, and said references are hereby authorized to release any requested information to you or your nominee, (3) such authorization shall extend to obtaining personal credit profile in considering this application and subsequently for the purposes of update, renewal or extension of such credit or additional credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter (s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purcredit, and trade references, and said references are hereby authorized to release any requested information to you or your nominee, (3) such authorization shall extend to obtaining personal credit profile in considering this application and subsequently for the purposes of update, renewal or extension of such credit or additional credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter (s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purcredit profile in considering this application and subsequently for the purposes of update, renewal or extension of such credit or additional credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter (s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purcredit or additional credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter (s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purcredit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter (s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purcredit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purCredit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purposes.

According to information obtained by Reuters, the lawsuit accuses the bank of violating the U.S. Truth in Lending Act, a piece of legislation that requires credit card issuers to inform customers in writing of any notable change in fees.

Fair Credit Reporting Act: Ancestry is not a consumer reporting agency as defined in the Fair Credit Reporting Act («FCRA»), and the information that you can access on the Services has not been collected in whole or in part for the purpose of furnishing consumer reports, as defined in the FCRA.

I understand that by clicking on the I Agree button immediately following this notice, I am providing «written instructions» to Braintree under the Fair Credit Reporting Act authorizing Braintree to obtain information from my personal credit profile or other informCredit Reporting Act authorizing Braintree to obtain information from my personal credit profile or other informcredit profile or other information.

Under the Fair Credit Reporting Act, each of these parties is responsible for correcting inaccurate or incomplete information in your credit rCredit Reporting Act, each of these parties is responsible for correcting inaccurate or incomplete information in your credit rcredit report.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

While the Fair Credit Reporting Act (FCRA) protects and limits access to personal credit information, there are no such regulations or protections regarding business cCredit Reporting Act (FCRA) protects and limits access to personal credit information, there are no such regulations or protections regarding business ccredit information, there are no such regulations or protections regarding business creditcredit.

«Oversight of credit reporting agencies will help ensure that personal information is less vulnerable to cyberattacks and other nefarious acts in this rapidly changing digital world,» he said.

«Oversight of credit reporting agencies will help ensure that personal information is less vulnerable to cyberattacks and other nefarious acts in this rapidly changing digital world,» the governor continued.

Thursday's City Council schedule will include a meeting of the Committee on Governmental Operations for its preliminary budget oversight hearing; a meeting of the Committee on Veterans to consider a resolution «calling upon the New York State Legislature to pass and the Governor to sign S. 752, the Veterans» Education Through SUNY Credits Act»; and a meeting of the Committee on Education to consider multiple resolutions, including one «calling upon the New York State Legislature to reject any attempt to raise the cap on the number of charter schools,» one «calling upon the Department of Education to amend its Parent's Bill of Rights and Responsibilities to include information about opting out of high - stakes testing and distribute this document at the beginning of every school year, to every family, in every grade,» and one «calling upon the New York State Legislature to eliminate the Governor's receivership proposal in the executive budget for New York City.»

The Freedom of Information Act, the minimum wage, tax credits, Sure Start, a booming economy, the list goes on.

The group said it was even more embarrassed with the statement credited to the State Commissioner for Information, Mr. Funminiyi Afuye, denying the involvement of the State government in the arrest of Mr. Olayinka, adding that; «Denying such a glaring act of injustice and barbarism is an indication that something fundamental is wrong with the Fayemi - led government, especially in relation to honesty and sincerity.»

ACT information can be a valuable tool in admissions and orientation, course sectioning and student placement, allocation of financial aid and scholarships, advanced placement and credit by examination, academic advising, student retention and tracking, and other student personnel services.

As required by the Credit CARD Act of 2009, the CFPB collects information annually from credit card issuers who have marketing agreements with universities, colleges, or affiliated organizations such as alumni associations, sororities, fraternities, and foundaCredit CARD Act of 2009, the CFPB collects information annually from credit card issuers who have marketing agreements with universities, colleges, or affiliated organizations such as alumni associations, sororities, fraternities, and foundacredit card issuers who have marketing agreements with universities, colleges, or affiliated organizations such as alumni associations, sororities, fraternities, and foundations.

DMCA Information (Digital Millenium Copyright Act) All images used on this blog are either purchased royalty free, hold a Creative Commons license where proper credit / link is provided, are free for commercial use, or express written permission was obtained from the source and / or photographer.

If you discover incorrect or suspicious information on your credit reports then you have the right to dispute that information according to the Fair Credit Reportincredit reports then you have the right to dispute that information according to the Fair Credit ReportinCredit Reporting Act.

The Fair Credit Reporting Act makes it possible for consumers to dispute the information provided by a collection agency.

The Fair Credit Reporting Act (FCRA) recognizes the possibility of inaccuracies and gives people the right to dispute information that they think may be inaccurate.

For more information about the Fair Credit Reporting Act, the law that spells out the terms under which companies can check credit reports, read Free Credit ReCredit Reporting Act, the law that spells out the terms under which companies can check credit reports, read Free Credit Recredit reports, read Free Credit ReCredit Reports.

Under the Fair Credit Reporting Act, each of these parties is responsible for correcting inaccurate or incomplete information in your credit rCredit Reporting Act, each of these parties is responsible for correcting inaccurate or incomplete information in your credit rcredit report.

But the Federal Truth in Lending Act requires that if an ad includes certain credit terms, such as the amount or percentage of the downpayment (in a credit sale), the amount of the monthly payment, the length of the loan, or the amount of the finance charge, it also must include all of the following information:

Under the federal «Fair Credit Reporting Act», the credit bureau must remove accurate negative information from your report only if it is over 7 yearCredit Reporting Act», the credit bureau must remove accurate negative information from your report only if it is over 7 yearcredit bureau must remove accurate negative information from your report only if it is over 7 years old.

CoreLogic has teamed up with FICO, which has been tweaking the formula of their credit score to accommodate the extra financial information, which is also expected to be able to predict how a consumer would act with different loan terms.

You have the right to challenge any questionable information on your credit file, and Lexington Law has the skills to analyse your file and act accordingly - sahelio

When requesting personal financial information it is incredibly important to adhere to the requirements of the Fair Credit Reporting Act.

LoanMart guarantees your transactions under the Fair Credit Billing Act and protects all the information you provide from misuse, loss, alteration, destruction and unauthorized access or disclosure.

The Fair Credit Reporting Act (FCRA) helps ensure the accuracy, fairness, and privacy of the information provided by consumer reporting agencies.

The Fair Credit Reporting Act protects your right to an accurate credit report which means you have the right to challenge and dispute any information you believe may be erroneous, unverifiable, inaccurate, or obsCredit Reporting Act protects your right to an accurate credit report which means you have the right to challenge and dispute any information you believe may be erroneous, unverifiable, inaccurate, or obscredit report which means you have the right to challenge and dispute any information you believe may be erroneous, unverifiable, inaccurate, or obsolete.

The Fair Credit Reporting Act governs how information in your credit file is reported and what your rightCredit Reporting Act governs how information in your credit file is reported and what your rightcredit file is reported and what your rights are.

The Personal Information Protection and Electronic Documents Act of Canada (PIPEDA) states clearly that anyone requesting a credit score must receive your written consent in advance and it can be used only for the stated purpose.

If you take a look at your report and see that there's an error or inaccuracy, the Fair Credit Reporting Act also gives you the right to dispute the information.

You have the right to challenge any questionable information on your credit file, and Lexington Law has the skills to analyse your file and act accordingly - sahelio - sahelio

The Basics on Credit Reporting: From the big three credit bureaus, TransUnion, Equifax and Experian, to your rights under the Fair Credit Reporting Act, the information below will help you navigate the credit reportCredit Reporting: From the big three credit bureaus, TransUnion, Equifax and Experian, to your rights under the Fair Credit Reporting Act, the information below will help you navigate the credit reportcredit bureaus, TransUnion, Equifax and Experian, to your rights under the Fair Credit Reporting Act, the information below will help you navigate the credit reportCredit Reporting Act, the information below will help you navigate the credit reportcredit report maze.

Fair Credit Reporting Act Federal law passed by Congress in 1970 that regulates consumer credit reporting and disclosure of credit informCredit Reporting Act Federal law passed by Congress in 1970 that regulates consumer credit reporting and disclosure of credit informcredit reporting and disclosure of credit informcredit information.

Here's the deal, according to the FCRA (Fair Credit Reporting Act) all information on a credit report must be accurate, timely and verifiable - repeat, VERIFIABLE - in order for it to legally remain on a rCredit Reporting Act) all information on a credit report must be accurate, timely and verifiable - repeat, VERIFIABLE - in order for it to legally remain on a rcredit report must be accurate, timely and verifiable - repeat, VERIFIABLE - in order for it to legally remain on a report.

Most likely what will happen is the late payment will not be removed and you will get a letter from the creditor stating that after careful research it has been identified that the current reporting is correct and the Fair Credit Reporting Act Law will not allow them to change that information as it would be incorrect and thus against the law.

We carefully review line by line each erroneous / negative item that are potential candidates for removal, to ensure your information is fairly represented according to the Fair Credit Billing Act, and Fair Debt Collection Practices Act

«The Fair Credit Reporting Act, 15 U.S.C. § 1681 («FCRA») is U.S. Federal Government legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies.

Companies that supply credit information to consumer reporting agencies have to follow specific credit reporting rules, as covered in the Fair Credit Reporting Act (FCRA), which is governed by the Federal Trade Commission credit information to consumer reporting agencies have to follow specific credit reporting rules, as covered in the Fair Credit Reporting Act (FCRA), which is governed by the Federal Trade Commission credit reporting rules, as covered in the Fair Credit Reporting Act (FCRA), which is governed by the Federal Trade Commission Credit Reporting Act (FCRA), which is governed by the Federal Trade Commission (FTC).

The Fair Credit Reporting Act focuses on consumer credit reports, credit score, credit reporting, and disputing information on a credit rCredit Reporting Act focuses on consumer credit reports, credit score, credit reporting, and disputing information on a credit rcredit reports, credit score, credit reporting, and disputing information on a credit rcredit score, credit reporting, and disputing information on a credit rcredit reporting, and disputing information on a credit rcredit report.

ChexSystems is a consumer reporting agency that collects and reports information under the Fair Credit Reporting Act.

Under the Fair Credit Reporting Act (FCRA), the credit reporting agency and the company that provided the information that is in error on the report are responsible for correcting inaccurate or incomplete informCredit Reporting Act (FCRA), the credit reporting agency and the company that provided the information that is in error on the report are responsible for correcting inaccurate or incomplete informcredit reporting agency and the company that provided the information that is in error on the report are responsible for correcting inaccurate or incomplete information.

The Fair Credit Reporting Act was established to protect the private information of consumers by limiting who is allowed to access credit reports and conduct credit inquCredit Reporting Act was established to protect the private information of consumers by limiting who is allowed to access credit reports and conduct credit inqucredit reports and conduct credit inqucredit inquiries.