Sentences with phrase «credit agencies continue»

Credit agencies continue to play an important role in the home loan process as lenders look for assistance in assessing risk from consumers looking to borrow a large sum of money.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

«Ultimately, Moody's downgrading of Greece's debt reveals more about the misaligned incentives and the lack of accountability of credit rating agencies than the genuine state or prospects of the Greek economy,» the response continued.

Despite rising debt levels and increasing home prices, Canadians continue to allocate less income toward paying off debt, according to the Canadian Household Financial Health and Consumer Credit Q1 2015 report [paywall] recently published by credit rating agencyCredit Q1 2015 report [paywall] recently published by credit rating agencycredit rating agency DBRS.

If you or your business has ever had an account placed with a collection agency, the original creditor or the agency can check your credit occasionally in order to continue to try and collect from you.

It is likely that B.C. will continue to maintain its triple - A credit rating from the rating agencies.

«Given the frequency of these mega breaches, it is simply unacceptable for the credit agencies to continue to charge hardworking Americans who want to protect their credit and their identity from fraudsters.

We remain concerned that if the U.S. continues the trend of a rising debt / GDP ratio, it increases the chances of a sovereign - debt credit downgrade by the credit ratings agencies.

The rating agency says positive credit trends in the EMEA region are likely to continue through 2014, despite potential negative events in Russia and Ukraine.

I / we agree that if any material change (s) occur (s) in my / our financial condition that I / we will immediately notify BSHFC of said change (s) and unless Baby Safe Homes Franchise Corporation is so notified it may continue to rely upon the application and financial statement and the representations made herein as a true and accurate statement of my / our financial condition.nI / we authorize Baby Safe Homes Franchise Corporation to make whatever credit inquiries / background checks it deems necessary in connection with this application and financial statement.nI / we authorize and instruct any person or consumer reporting agency to furnish to BSHFC any information that it may have to obtain in response to such credit inquiries.nIn consideration of the ongoing association between Baby Safe Homes and the undersigned applicant (hereinafter u201cApplicantu201d), the parties hereto have entered into this Non-Disclosure and Non-Competition Agreement.nWHEREAS, in the course of its business operations, Baby Safe Homes provides its customers products and services which, by nature of the business, include trade secrets, confidential and proprietary information, and other matters deemed material or important enough to warrant protection; and WHEREAS, Applicant, by reason of his / her interest in Baby Safe Homes and in the course of his / her duties, has access to said secrets and confidential information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary information, including procedures, customer lists, and particular desires or needs of such customers to which Applicant has access in the course of his / her duties as an Applicant.nNow, therefore, in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise business.

«Oversight of credit reporting agencies will help ensure that personal information is less vulnerable to cyberattacks and other nefarious acts in this rapidly changing digital world,» the governor continued.

As we continue our investigation into the Equifax breach, it's vital to ensure that consumer data at the other major credit reporting agencies is safe.»

The credit rating agency predicted continued improvements to the county's finances and said there was a one - in - three chance that it will make further upgrades in the next year.

«It remains to be seen in an uncertain U.S. regulatory environment whether companies are going to want to continue to walk down their carbon footprint and whether they're going to continue to get credit for it from Congress and how the Environmental Protection Agency... will give them credit for the work they're voluntarily doing.»

If you carry balances over, and continue to pay interest, credit reporting agencies are likely to deem you less credit worthy.

Many agencies continue to promote services to repair a consumer's credit score that are not even possible and are oftentimes illegal.

However, if you choose a product and continue your application, the lender we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

If each agency that owned the debt continues reporting it, then the same debt could appear on a consumer's credit report multiple times, with each appearance dinging his or her credit score.

For established, professional credit repair agencies who continue to invest to stay on top of these trends, you may well experience your best year ever if you are prepared.

However, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull.

Raleigh, NC — May, 2011 — Consumer Education Services, Inc., a Raleigh, NC - based national nonprofit credit counseling agency that is currently helping more than 70,000 Americans become debt - free through debt management programs, continues to follow through on its commitment to help clients avoid...

Should the collection agency continue to report the debt on your credit reports it is time to use more leverage such as making complaints to your state's Attorney General, the Federal Trade Commission, the Consumer Financial Protection Bureau and the Better Business Bureau.

However, if you choose a product and continue your application, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull.

Credit agencies who continue to harass and attempt to collect debt after the automatic stay can be found in contempt.

The rating agency said it will continue to analyze the creditworthiness of bonds in terms of performance of individual transactions and relative to their specific credit enhancement levels.

Although the use of «fair share» is nearly ubiquitous among credit counseling agencies, its continued use led to sharp criticisms of the credit counseling industry.

On the other side of the coin; if you're current on your monthly payments before entering into a debt settlement program, your credit score will continue to drop until your accounts are sent to a debt collection agency.

Even if you do, the collection is likely to continue to appear on your credit report under the subsequent collection agencies, each of whom will infer a claim against you.

And, the collection agency can continue to report the delinquent debt on your credit reports.

Banks Continue to Stockpile Agency MBS bit.ly / tOMvNz Nice credit - risk free asset to pair against cheap funds from the Fed.

It can be difficult because most loan agencies do not give out loans to people who do not have good credit, this is a result of them not wanting to risk giving out money and having you either not pay... Continue reading What is the highest installment loan amount I can get with bad credit?

They can continue to try collecting from the borrower, drop the matter but report the amount owed to a credit bureau, sell the debt to a third party collection agency or file a civil suit and take the consumer to court.

Americans continue to hold less credit card debt says a new report from the credit reporting agency TransUnion.

(During the credit crisis many lenders, especially non-bank lenders and state loan agencies, are borrowing funds from the US Department of Education in order to continue making new loans.

As already mentioned, current US consumer repayment behavior on the aggregate is strong — this can be seen in the continued decrease in the percentage of US consumers who have indications on their credit file of recent delinquency or other associated negative items such as collection agency accounts.

We also believe that the Company's continued insurance activity in the first two months of 2008 validates the fundamental benefits that bond insurance provides to the municipal market despite the turbulence throughout the credit markets, the rating agencies» recent rating actions and the publicity around these issues and around monoline financial guarantors in general.

In addition, you have a right to sue not only the furnisher of information but also the credit reporting agency for damages if the errors continue after the dispute process.

If the credit reporting agencies continue to report the charge - off past the 7.5 years from the date you made the last payment, then that is a violation of the FCRA and re-aging has occurred.

-- No agency, organization, institution, bank, credit union, corporation, or other lender who regularly extends, renews, or continues credit or provides insurance under this part shall exclude from receipt or deny the benefits of, or discriminate against any borrower or applicant in obtaining, such credit or insurance on the basis of race, national origin, religion, sex, marital status, age, or handicapped status.

If you choose to apply for a Brazos Parent Loan and continue your application past the pre-credit eligibility stage, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit inquiry.

Creditors share information with credit bureaus, which allows these agencies to assess your credit history and the likelihood you will continue to pay your obligations in the future.

However, if you choose a product and continue your application at a lending partners» website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.

Illinois lawmakers passed a $ 36 billion budget and a $ 5 billion income tax increase in July, which are expected to stabilize state finances in the near term.2 The three major rating agencies affirmed Illinois» investment - grade status, but warned that the state's fiscal challenges, which include more than $ 250 million in unfunded pension obligations, could continue to affect the state's credit in the long run.3 — 4

Additional reporting will be made to credit reporting agencies during the application precess to confirm you continue to meet credit criteria and to prevent potential fraudulent activities.

According to credit monitoring agency TransUnion, Canadians continued to pile on non-mortgage debt and, for now, delinquency rates remain low.

After seeing your rates, if you choose a product and continue your application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit inquiry.

If a debt collection company can't produce all of these required items and accurate information — they must IMMEDIATELY cease collection activities and can not legally continue reporting the debt to the credit reporting agencies.

Remember, anything and everything that you receive from any of the three credit reporting agencies, original creditors and collection companies must be mailed back to us so that we can continue working on your file.

Over the past 12 months, we've served as a continuing resource for consumers and Member Agencies by producing up - to - date and relevant educational materials such as one of our newest features — Financial Fast Facts — a series of informational videos that consumers can access online to learn about such fundamentals about improving their financial situation, how to protect themselves against identity theft, and how to choose a credit counselor.

Credit reporting agencies not only continue to list closed accounts on your credit report, but they will actually age accounts that were always paid on time for 10 additional years from the date of clCredit reporting agencies not only continue to list closed accounts on your credit report, but they will actually age accounts that were always paid on time for 10 additional years from the date of clcredit report, but they will actually age accounts that were always paid on time for 10 additional years from the date of closure.