Sentences with phrase «credit reporting and scoring tends»

Not exact matches

FICO reached a similar conclusion in a 2017 report, citing that consumers with tax liens are «very likely to have additional derogatory information on their credit file and therefore tend to score relatively low, even after the public record data in question has been removed.»

The free credit monitoring companies tend to be more superficial, allowing you to check your credit score, and a limited list of items on your report.

As such, there's no way to know for sure if having added six cards to your credit report has hurt or helped your score, though the highly informative «FICO high achievers» study tells us that people with scores of 785 and higher tend to have fewer cards than you, with seven cards (including open and closed) on average and only four cards or loans that carry balances.

These days landlords and realtors tend to ask for a recent credit reports and scores in order to rent from them.

One of the great benefits of the peer - to - peer lending process is lenders tend to have more information available beyond the traditional credit score and credit report — borrowers can self - report income, length of employment, home ownership (own, mortgage or rent), purpose of the loan and a loan description.

The Banana Republic Card tends to have higher credit requirements than other store cards, preferring applicants with scores in the mid-600s and higher, which is likely unsurprising given the high credit limits reported by many cardholders.