Sentences with phrase «credit reporting companies sell»

Credit reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.

Nationwide credit reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.

The credit report company sells the lead to a mortgage company that meets those credit filters.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

There are at least a dozen statutes, similar to the Fair Credit Reporting Act, which govern how companies gather, share, or sell consumer information, legal experts say.

The name and glossy logo serve as the public face of a labyrinthine network of companies that have sold a bewildering array of products online, from colon cleanses to credit reports.

Credit Reporting Companies Misstated the Cost and Usefulness of the Credit Scores and Products They Sold, Lured Consumers into Costly Recurring Payments

Through their subsidiaries, TransUnion Interactive and Equifax Consumer Services, the companies also market, sell, or provide credit - related products directly to consumers, such as credit scores, credit reports, and credit monitoring.

«If the account is sold or transferred to another company, two things would likely happen in your credit report,» Rod Griffin, director of public education for the credit bureau Experian, told the Associated Press.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

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Companies often sell debts to collectors, and both parties may be reporting the same debt to the credit bureaus.

National consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that, in turn, use it to evaluate your applications for credit, insurance, employment, or renting a home.

The links are not displayed very clearly and both of these companies will also try to sell you instant access to view your credit report file On - line instead.

A credit repair company that guarantees a credit score increase, especially before even looking at your credit report, is trying to sell you some snake oil.

In Canada, two competing firms — Transunion and Equifax — dominate the business, collecting payment information from lenders and other companies, aggregating, analyzing and selling it back to them in the form of credit reports and that all - important score.

Credit bureaus and other consumer reporting companies sell lists of consumers who meet the criteria to insurance companies, lenders, and other creditors.»

The information is packaged and sold to individuals, creditors, banks, credit unions, prospective employers, landlords, insurance companies, collection agencies, etc. in the form of a consumer credit report.

Most people don't know that all 3 credit reporting agencies sell your information to marketing companies so they can mail you those annoying pre-approved applications.

These firms collect payment information from lenders and other companies, aggregating, analyzing and selling it back to them in the form of credit reports and that all - important credit score.

So, the private mortgage company that did not report the mortgage continues to mess with your credit for five years after the foreclosured upon home is sold.

Credit bureaus, or credit reporting agencies, collect information about consumers» financial affairs and sell the information to their clients, such as credit grantors, employers, and insurance compCredit bureaus, or credit reporting agencies, collect information about consumers» financial affairs and sell the information to their clients, such as credit grantors, employers, and insurance compcredit reporting agencies, collect information about consumers» financial affairs and sell the information to their clients, such as credit grantors, employers, and insurance compcredit grantors, employers, and insurance companies.

In fact, the bureaus are private, for - profit companies that gather your credit history information and sell it to businesses that are legally permitted to see your report.

What many individuals do not know is that credit reporting companies like Core Logic sell your information like the amount of your income, how much your debt to income ratio is and even predicts if you take your medication as prescribed to determine your risk rate.

«These companies don't tell you that a negative factor might disappear for a while because the lender didn't respond to a letter in 30 days,» says Candy Marshall of Suite Solutions, in Los Alamitos, California, which sells credit reports to bankruptcy lawyers.

All of this information is sold to your creditors, employers, insurance companies and anyone else that is requesting your credit report.

Credit reports are compiled by credit bureaus — private companies that gather information about your credit history and sell it to banks, mortgage lenders, credit unions, credit card companies, department stores, insurance companies, landlords and even a few emplCredit reports are compiled by credit bureaus — private companies that gather information about your credit history and sell it to banks, mortgage lenders, credit unions, credit card companies, department stores, insurance companies, landlords and even a few emplcredit bureaus — private companies that gather information about your credit history and sell it to banks, mortgage lenders, credit unions, credit card companies, department stores, insurance companies, landlords and even a few emplcredit history and sell it to banks, mortgage lenders, credit unions, credit card companies, department stores, insurance companies, landlords and even a few emplcredit unions, credit card companies, department stores, insurance companies, landlords and even a few emplcredit card companies, department stores, insurance companies, landlords and even a few employers.

Rod Griffin, director of public education for the credit bureau Experian, told the Associated Press, «If the account is sold or transferred to another company, two things would likely happen in your credit report.

I had a car loan in 2010 with Citibank, 2 months later citi bank sold their auto loans... mine to Santander, 2013 Santander repossessed my vehicle for non payment, shows as a charge off on my credit bureau, its been to at least 3 collection bureaus, the only one to report it to my bureaus is the last collection company.....

Each credit report (TransUnion, Experian and Equifax) sells its own score, and they're about $ 20 per report, though some credit card companies offer free FICO scores to their cardholders.

As soon as an inquiry from a mortgage company hits your credit reports, your information is packaged and sold to junk debt buyers and collection agencies.

The credit grantor claim to the insurance company then, sell your account to a collection agency and save money on taxes, this account has been already satisfied and you now have two items on your credit report for the same account.

Their business is to store information reported by many creditors, and in turn, sell back credit bureau information, to include your credit report and credit rating, to those same companies.

Perhaps you would like to explain GAAP and what happens to an alleged debt on the 91 day without a payment so we all understand when Banks and Credit Card Companies sell their written off debt.Tara you can not unring a bell, if a Debt Collector has purchased alleged debt from a Bank or Credit Card Company and they have run your credit report it is a $ 1000.00 violation (FCRA)--(per occurrence) and there is nothing they can do to undue it once you have proof via your credit rCredit Card Companies sell their written off debt.Tara you can not unring a bell, if a Debt Collector has purchased alleged debt from a Bank or Credit Card Company and they have run your credit report it is a $ 1000.00 violation (FCRA)--(per occurrence) and there is nothing they can do to undue it once you have proof via your credit rCredit Card Company and they have run your credit report it is a $ 1000.00 violation (FCRA)--(per occurrence) and there is nothing they can do to undue it once you have proof via your credit rcredit report it is a $ 1000.00 violation (FCRA)--(per occurrence) and there is nothing they can do to undue it once you have proof via your credit rcredit report.

Equifax sometimes sells your credit report to other companies.

Credit Reporting Agency: A company that gathers, files and sells information to creditors and others with a legitimate business purpose.

These three major credit reporting agencies, aka credit reporting bureaus, are for - profit private companies who keep track of your credit history and sell this data to businesses in credit reports.

Reporting rent payments to credit bureaus — companies that gather and maintain individuals» financial information and sell those reports to creditors and lenders — ...

Reporting rent payments to credit bureaus — companies that gather and maintain individuals» financial information and sell those reports to creditors and lenders — is a relatively new and powerful way for people who rent to quickly build their credit without incurring any debt.

If you owe money to a company that has sold the debt to a collection agency, both accounts might show on your credit report.

A company that compiled and sold criminal record reports has entered into a settlement agreement with the Federal Trade Commission as a result of charges that it operated as a consumer reporting agency without taking consumer protection measures required by the Fair Credit Reporting Acreporting agency without taking consumer protection measures required by the Fair Credit Reporting AcReporting Act (FCRA).

The Federal Trade Commission alleges that Spokeo violated the Fair Credit Reporting Act (FCRA) by marketing its services to recruiters, Human Resource departments, and Background Screening companies without taking the proper steps to ensure their data selling practices protected consumers under the FCRA.

Spokeo, Inc., a data broker that compiles and sells detailed information profiles on millions of consumers, will pay $ 800,000 to settle Federal Trade Commission charges that it marketed the profiles to companies in the human resources, background screening, and recruiting industries without taking steps to protect consumers required under the Fair Credit Reporting Act.