Sentences with phrase «dangerous occupations such»
Dangerous occupations such as a policeman, firefighter, commercial diver or helicopter pilot for example can play a big part in obtaining the lowest premium.
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Occupation — If you have a risky occupation, such as a race car driver, police officer, fire fighter, airline pilot or a number of jobs that an insurance company considers dangerous, your rates will be adjusted accordingly, or you may even be denied by some companies.
Keep in mind our instant quote form on the right will give you an idea of insurance premiums, but in order to obtain accurate term life insurance quotes, you'll need to speak to an agent, to discuss other factors that may affect your health rating, such as your family's health history, and whether or not you participate in any hazardous activities, travels, or work in a dangerous occupation.
When other variables enter the picture such as health conditions, a history of Cancer or Heart Disease in your family tree, obesity, dangerous occupations and sports, the rates can definitely go up.
Participate in dangerous hobbies or occupations — Participating in dangerous hobbies such as sky diving or hang gliding will often knock people out of traditional life insurance coverage.
These are your high risk life insurance individuals who may work in a hazardous occupation, or have dangerous hobbies, such as motorized racing or skydiving, and they too tend to have to pay higher premiums than the average Joe.
Hazardous occupations or hobbies that are considered dangerous, such as structural metal workers, miners, heavy - equipment operators, stuntmen, race car drivers and other «hazardous» occupations or hobbies are usually excluded from applying for coverage, though employers of these occupations often provide special protection for their employees.
Conversely, those who are in poor health, as well as those who may work in dangerous occupations or participate in risky activities such as skydiving, present a higher than average likelihood of claims to the insurance company.
Such life insurance plans are geared towards those who work in a high - risk occupation, as well as individuals who participate in more dangerous activities such as bungee jumping or skydivSuch life insurance plans are geared towards those who work in a high - risk occupation, as well as individuals who participate in more dangerous activities such as bungee jumping or skydivsuch as bungee jumping or skydiving.
, hazardous hobbies / activities such as hang gliding or scuba diving, international travel, your height and weight, and occupation (if you have a dangerous job or one with a higher - than - average mortality rate) can also affect the amount you'll pay.
High - risk individuals, such as those who smoke, are overweight, or have a dangerous occupation or hobby (for example, flying), will pay more.
Your agent or broker will ask you some basic questions pertaining to your health conditions and some others such as are you involved with dangerous sports activities or do you have a hazardous occupation which are going to end up being very important questions when trying to secure the lowest rates from virtually any of the life insurance companies on the market.
The average consumer many times review premiums that they do not qualify for because of many variables such as: • Medical Conditions • Height vs. Weight Issues • Hazardous Occupations • Dangerous Sports • Poor Driving Records
High Risk Life Insurance — A high risk policy is ideal for individuals with dangerous occupations, hobbies or pre-existing health conditions such as high blood pressure, cholesterol, diabetes, congestive heart failure, HIV or AIDS, who may not qualify for traditional life insurance coverage.
Whether you are «high risk» due to a hazardous job or occupation, the dangerous activities or hobbies you engage in, are a smoker or have a health condition such as diabetes, high blood pressure, cholesterol, or bipolar disorder, you pose additional risk to the insurance company underwriting your contract.
These are adults who may have applied for coverage and were either substantially rated up or declined a life insurance policy based on health issues or other reasons such as alcohol and drug abuse or a dangerous occupation.
In a high - risk occupation such as real estate, knowing what these traits are and how they are dangerous can help male agents work in a safer manner.