Sentences with phrase «death benefit guarantees through»

Policy Advantages: Death benefit guarantees through the Policy Protection rider that guarantees the policy will not default even if the ash value falls to zero or below.

Not exact matches

So you can «live» with guaranteed withdrawals for lifetime income and still have the potential to «give» a legacy through death benefit proceeds equal to the amount of premium you invested, subject to the benefit guidelines.

So you can «live» with guaranteed withdrawals for lifetime income and still have the potential to «give» a legacy through death benefit proceeds equal to the amount of premium you invested, subject to the benefit guidelines.

Whole Life Insurance Definition: also known as ordinary life insurance, it is a type of permanent life insurance policy that offers a guaranteed death benefit, guaranteed fixed premium, guaranteed cash value and guaranteed access to the policy's cash value through loans and withdrawals.

NYLIAC Instant Legacy ® 1 is a single - premium universal life insurance policy that can help leverage the money you have set aside for your heirs into a larger legacy through a Guaranteed Death Benefit.2

In actuality, the major benefits of guaranteed universal life, that of securing a permanent death benefit with little risk, can be similarly realized through purchasing traditional dividend paying whole life insurance.

Variable annuities * are designed to help grow your savings through market investments and tax deferral — all with a guaranteed death benefit.

With the cash refund payout option (also known as the death benefit), you are guaranteed that any principal (premium paid into the contract) not yet returned through income payments will be returned to your beneficiary upon your passing.

Although it's easier (and faster) to buy than term life, guaranteed issue life insurance offers much smaller death benefits and is typically available only for shoppers in certain age groups (for example, age 50 through 80).

Insurance companies are trying to take the «gambling with your life» feature out of annuities, through guaranteed death benefits.

With the guaranteed acceptance coverage through Colonial Penn, if the insured dies within the first two years of coverage, then the amount of the death benefit paid out to the beneficiary will be reduced.

Although it's easier (and faster) to buy than term life, guaranteed issue life insurance offers much smaller death benefits and is typically available only for shoppers in certain age groups (for example, age 50 through 80).

Variable annuities * are designed to help grow your savings through market investments and tax deferral — all with a guaranteed death benefit.

Death benefit amounts of whole life policies can also be increased through accumulation and / or reinvestment of policy dividends, though these dividends are not guaranteed and may be higher or lower than earnings at existing interest rates over time.

The money in your fixed annuity, which you invest as a lump sum, earns a guaranteed fixed rate of interest.2, 3 Fixed deferred annuities are not subject to the ups and downs of the stock market and you don't pay taxes on your earnings until you withdraw them.4 With a fixed deferred annuity, you will also receive protection for your beneficiaries through a guaranteed death benefit.2

The money in your annuity, which you invest as a lump sum, earns a guaranteed fixed rate of interest.2 Fixed deferred annuities are not subject to the ups and downs of the stock market and you don't pay taxes on your earnings until you withdraw them.3 With a fixed deferred annuity, you will also receive protection for your beneficiaries through a guaranteed death benefit.1

NYLIAC Instant Legacy ® 1 is a single - premium universal life insurance policy that can help leverage the money you have set aside for your heirs into a larger legacy through a Guaranteed Death Benefit.2

This way you are guaranteed that a benefit will be paid, through a life insurance death benefit, a long term care benefit or some combination of the two.

There are two term - life insurance policy types available through Transamerica; Trendsetter Super Series (up to $ 1,000,000 in coverage with a guaranteed premium that is convertible to a whole life policy at the end of the term); and the Trendsetter LB (up to $ 1,000,000 with living benefits option to receive an accelerated death benefit with a qualifying illness while you are still alive).

The Custom Guarantee universal life product that is offered through North American Life Insurance Company provides a guaranteed death benefit up to the insured's age 120, with no premiums payable after age 100.

Solving for lifetime income, legacy through a guaranteed death benefit (without any underwriting), and long - term care or confinement care are the reasons to add an annuity rider to your policy.

If you can afford the whole life premium, and do want life time protection and same guaranteed premium and death benefit to go through your marriage and senior years then the whole life policy might be a wise idea.

The bottom line is that through cash value guarantees and dividend payments, a whole life insurance policy has a bigger benefit than just the death benefit.

This guaranteed universal life policy combines a guaranteed death benefit with cash value accumulation potential through two index interest crediting accounts and a declared interest account.

Regardless of which carrier you ultimately select and purchase a policy through, all guaranteed acceptance products feature a graded death benefit period.

In actuality, the major benefits of guaranteed universal life, that of securing a permanent death benefit with little risk, can be similarly realized through purchasing traditional dividend paying whole life insurance.

As mentioned above the VUL can provide a death benefit guarantee up through a certain age.

The plan protects your family for 15 years through payout of death benefit in case of your death and gives 3 Guaranteed Money Back payouts of 15 % of the Sum Assured each in the 4th, 8th and 12th policy year.

They mitigate their exposure when offering guaranteed issue life insurance policies through protection waiting periods, lower death benefits, higher premiums, or coverage that cancels at a set age.

Death benefits are guaranteed through the MassMutual whole life policy, which means the beneficiary of your life insurance policy receives a lump sum cash payment regardless of when you die.

His term insurance was through Phoenix Life, a company that has steadily declined over the years and as it sank lower and lower, it thought up ways to strip away guarantees and help ensure that what money was coming in, didn't go back out as death benefits.

By externally guaranteeing the death benefit through company reserves instead of internal cash value, it became affordable.