Sentences with phrase «debt ratio second»

Debt Ratio Second only to payment history, your total amount of debt accounts for a large portion of your credit score, 30 %.

Not exact matches

Italy is the eurozone's third largest economy, and its debt - to - GDP ratio of 133 % is the second largest in the currency union, after Greece.

There are really three factors that go into the ability to pay off indebtedness: first, the size of the debt itself (including the rate at which it grows); second, the ratio of one's income or assets to the debt; and third, the competing demands on your financial resources.

And for the first time since the final quarter of 2011, China's debt - to - GDP ratio didn't increase and stayed unchanged at 255.9 percent in the second quarter this year, latest data by the Bank for International Settlements showed.

Canada, with second highest debt - to - GDP ratio among the G - 7 and facing a potential separation, was close to hitting the debt wall.

Fitch Ratings, confirming its BBB rating — the second - lowest investment grade — and a stable outlook, said today the rating «would come under pressure» if there was no clear expectation of the Paris - based company's ratio of adjusted net debt to earnings staying below 2.5 times in the «medium» term.

Canada's debt - to - GDP ratio was approaching 70 %, the second highest among the G - 7 countries.

Second, the Speech from the Throne restated an earlier commitment made by the Prime Minister that the federal debt - to - GDP ratio would be reduced to 25 per cent by 2021.

Second, even if the bank did not own SIV debt, the use of the back - stop facility by the SIV meant that the leverage ratio of the sponsoring bank was suddenly increasing - even if the bank did not consolidate the SIV on its balance sheet at the time.

A second question is what's the best way for countries to work down their debt - to - GDP ratios, and the argument is that focusing too much on cutting the numerator is self - defeating and countries should instead prioritize growing the denominator, i.e. implementing long - term structural reforms to spur growth, thereby growing their way out of their debts.

Finally the impact of the new net spending, fresh overheads, administrative overreach, additional costs of controls, leakages, and the second - order effects of these parameters was assessed on key macroeconomic variables such as inflation, GDP - per - capita growth, debt service - to - revenue ratio, exchange rate, import cover, interest rates and credit dynamics.

The first is income, and the second is the debt - to - income ratio, both of which have a very real influence over what is affordable.

The second strategy for getting a car loan with a high debt to income ratio involves truthfully increasing the earnings you report on the application.

I'm sure DJ will chime in, but I wanted to share that it was pretty easy for me to get a second mortgage even with the first because the primary driver was debt to income ratio.

And here is the second try: Gross margins as a ratio of Assets over 13 %, free cash flow yield over 5 %, Long - term debt as a ratio of free cash flow greater than five, less than 20 % above the 52 - week low.

Second, it can give a buyer time to lower his / hers debt to income ratio.

Adding in that second income of a spouse can sometimes do wonders for your purchasing power and debt - to - income ratio.

DISCOVER IT approved my application for $ 12K, in under 60 seconds, with a 716 score and a 21 % debt / income ratio.

In September, Statistics Canada announced that the ratio of household debt to disposable income in households rose to 164.6 % in the second quarter of this year.

Statistics Canada said Wednesday the ratio of household credit market debt to adjusted disposable income crept up to 166.9 per cent in the third quarter, up from 166.4 per cent in the second quarter.

The second variable is credit utilization — the ratio of your debt to your available credit.

The second strategy for gaining an approval for an unsecured personal loan when you have a high debt to income ratio is to change denominator and / or numerator in the fraction.

The second most important aspect of your credit score is the debt - to - balance ratio, called your utilization ratio.

And McKinsey Global Institute found that the Canadian household debt - to - income ratio was the world's second highest, next to Greece, between 2007 and mid-2014.

The second chart shows a related measure compiled by the Federal Reserve: the Consumer Debt Service Ratio (DSR) is the percentage of disposable personal income used to service consumer debt excluding mortgaDebt Service Ratio (DSR) is the percentage of disposable personal income used to service consumer debt excluding mortgadebt excluding mortgages.

The second major protective factor is the company's fortress - like balance, specifically one marked by an enormous net cash position (enough to fund the dividend for 18 years), and one of the highest current ratios (short - term assets / short - term liabilities) in the industry, indicating the company has no problems servicing its debt or liabilities.

This means that their debt - to - income ratio is 2.1, the second highest in the nation.

The first is to pay off debt to bring your debt to credit ratio down and the second is to increase the amount of credit available to you.

Second mortgages have stricter guidelines on credit, your debt - to - income ratio, and past credit issues like foreclosure, bankruptcy, and short sales,» he says.

Debt to income ratio criteria for second mortgages - DTI is one of the critical factors is determining the eligibility of a borrower seeking a 2nd mortgage.

For a second home, you could be required to put 10 percent to 30 percent down, depending on your credit or debt to income ratio.

Figures just released by Statistics Canada indicated that the debt - to - income ratio for Canadian households increased to 163.4 % in the second quarter of 2012.

Second, debt ratio.

The lowest 20 percent of stocks ranked by the total debt to equity ratio are placed in the first quintile and the next 20 percent in the second quintile and so forth until we have five portfolios of stocks.

The second: debt - to - income ratios, also known as DTI.

If you then opened a second card also with a line of $ 5,000, your debt would remain the same, but your total line would be $ 10,000, so your debt - to - credit ratio would fall to 10 %.

You can't erase missed payments, but you can quickly improve your credit - to - debt ratio (the second biggest influencer on credit scores), especially if you've got a bunch of credit card debt.

That'll lower your credit - to - debt utilization ratio, the second biggest factor making up credit scores.

Some experts suggest you might be better off not even listing the income from the second job unless you need the income to get into an acceptable debt - to - income ratio.

«Second, you can increase your debt ratio by borrowing money.

The second is called the back - end, or bottom ratio, and is equal to your new total monthly mortgage payment plus your total monthly debt divided by your gross monthly income.

Often, when you're reviewing lenders» requirements you'll see debt - to - income ratio requirements expressed in pairs, with the first number showing the ratio for just your housing costs, and the second number showing the ratio for all your monthly debts (31/43, in our example).