Sentences with phrase «debt amounts under»

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Jamie Byron, co-founder of 30 Under 30 honoree Grove, says the personal fulfillment from starting his own company after graduating from MIT in 2013 has been worth any amount of student - loan debt.

She says that, between student debt and a rising cost of living, millennials are under a tremendous amount of financial pressure.

The amount of debt being added to the loan due in 2022 totaled just under $ 3.1 billion.

Under the plan, as described by the D.C. - based broker - dealer Height Securities LLC, Puerto Rico will hold off some payment to these creditors, meaning the unpaid amount comes to about $ 270 million in GDB debt.

The Congress faces an array of policy choices as it confronts the challenges posed by the amount of federal debt held by the public — which has more than doubled relative to the size of the economy since 2007 — and the prospect of continued growth in that debt over the coming decades if the large annual budget deficits projected under current law come to pass.

They will use the information to evaluate how well your business repays its debts, and negative marks can cause you not to get approved, or lower the amount of credit they will extend, or limit the terms under which that credit will be given.

The amount of debt that is projected under the extended baseline would reduce national saving and income in the long term; increase the government's interest costs, putting more pressure on the rest of the budget; limit lawmakers» ability to respond to unforeseen events; and increase the likelihood of a fiscal crisis, an occurrence in which investors become unwilling to finance a government's borrowing unless they are compensated with very high interest rates.

Interest rates on government debt, too, were set by the authorities, and there were «captive market» arrangements under which banks and other institutions were required to hold minimum amounts of government debt.

The debt ceiling refers to the maximum amount of money the United States Federal Government can borrow, and is set by law (created under the Second Liberty Bond Act of 1917).

The Statutory Debt Limit was established under the Second Liberty Bond Act of 1917 that limits the amount of public debt that can be outstandDebt Limit was established under the Second Liberty Bond Act of 1917 that limits the amount of public debt that can be outstanddebt that can be outstanding.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Any club in debt that spends more than 5.9 million euros on a foreign player - or 2.6 million euros on a domestic player - would have to pay the same amount to a government - run football development foundation under the control of the CFA.

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«Where any person contravenes section 23 or 24, in addition to any penalty that may be imposed under this Act, any amount whether in cash or in kind paid in contravention of the section shall be forfeited to the State and the amount shall be recovered from the political party as debt owed to the State.

Under the TELA, TxDOT has agreed to lend to the project from the State Highway Fund 006 (motor fuel tax revenues) a negotiated amount each year if revenues are insufficient to cover operations and maintenance, including the debt service.

-» (A) IN GENERAL. - To be eligible for assistance under this chapter, a project shall satisfy applicable creditworthiness standards, which, at a minimum, shall include -» (i) a rate covenant, if applicable;» (ii) adequate coverage requirements to ensure repayment;» (iii) an investment grade rating from at least 2 rating agencies on debt senior to the Federal credit instrument; and» (iv) a rating from at least 2 rating agencies on the Federal credit instrument, subject to the condition that, with respect to clause (iii), if the total amount of the senior debt and the Federal credit instrument is less than $ 75,000,000, 1 rating agency opinion for each of the senior debt and Federal credit instrument shall be sufficient.»

Under the Plan, TIFIA's secured claim was $ 99 million, of which approximately $ 93 million was debt (the new loan amount) and $ 6 million was equity.

If your lender has reduced or eradicated your debt under a short sale or mortgage restructure, it will send you IRS Form 1099 - C at the end of the year, showing the amount of the debt forgiven and the fair market value of the property.

People can only file for bankruptcy under Chapter 13 if their debts do not exceed a certain amount.

A good rule of thumb is to purchase enough life insurance to cover 10 times your income if you have kids under 10 years old (five times your income if you have kids over 10), plus the amount needed to pay off any debts.

Under current law, the amount of debt discharged is treated as taxable income, so you will have to pay income taxes 25 years from now on the amount discharged that year.

The general rule of thumb, says Marr, is to get enough insurance to cover 10 times your income if you have kids under 10 years old (five times your income for singles with kids over 10), plus the amount needed to pay your debt.

We can offer you a feasible payment plan, as we settle your debt for less than the full amount owed, allowing you to become debt - free in under three - years.

This can provide an opportunity to pay down the balance and get out from under a large amount of debt.

Payments made under the Standard Repayment Plan for Direct Consolidation Loans would qualify for PSLF purposes only if the maximum repayment period was set at 10 years, and that would be the case only if the total amount of the consolidation loan and your other education loan debt was less than $ 7,500.

Under the FICO credit - scoring model 30 percent of your credit score is based on the amount of credit card debt you carry.

In situations where a borrower is underwater on their mortgage, the amount of the debt that exceeds their property value is treated under the Bankruptcy Code as unsecured, often paid at much less than 100 % under the terms of a chapter 13 plan.

I should point out that in all the years that Gillis has been a credit counsellor, she's noticed that CMHC rarely pursues a debt if it's under a certain amount.

Under a contingent payment arrangement, the original creditor hires a debt collection company to pursue a delinquent debt, with the collection company receiving a percentage of the amount they are able to collect.

Under federal law, the IRS has the authority to compromise a tax debt or to collect an amount that is less than the full balance due in certain situations.

A legal agreement between a debtor and creditors to settle debts for less than the full amount owing filed under the Bankruptcy and Insolvency Act.

The type of services covered under the new rules are companies that promise to 1) work with a creditor to settle the debt for a lesser amount than is owed, (debt settlement companies) 2) work with all of a consumer's unsecured creditors to promulgate a debt management plan to vary the terms of all such debts, under a debt management plan (debt management companies) and 3) negotiate with a creditor to lower the interest rate of the outstanding debt and / or waiver of certain debt fees, such as late fees or over the limit fees (debt negotiation companies).

Under the law, a collector must provide this notice with the amount of the debt, name of the creditor and statement of your right to dispute the debt, within five days of their initial contact with you.

d) The principal amount and approximate interest charges of the debtor's obligations to be paid under the debt management plan.

Under Chapter 13 Bankruptcy the debtor creates a 3 to 5 year debt bankruptcy repayment plan to repay creditors; payment amounts are based on a strict expense - to - income formula.

Keep in mind though that debt settlement — like all options under which you'll repay less than the full amount originally due — hits your credit score a lot harder than does a DMP program.

You still owe about the same amount of total debt, but the consumer with the six cards at 20 percent or under will have a better credit score.

In fact, 7 out of 10 students who graduated in 2016 had student debt — with the average amount being just under $ 30,000.

Banks, credit card companies, and debt collectors are under a tremendous amount of scrutiny and regulation.

However, REPAYE's barriers to excluding spousal income, along with REPAYE's lack of a payment «cap» at the amount a borrower would pay under the standard repayment plan, may nonetheless make IBR a better option for some married borrowers — especially those with graduate school debt who face a 25 - year repayment period under either plan.

(How To Find Out How Much Student Loan Debt You Owe In Under 10 Minutes: The step - by - step guide with pictures showing you exactly how to find out the amount you're responsible for paying back Click Here to get your free step - by - step guide!)

Others require your debt to income ratio to be under a certain percentage or make a certain amount of monthly income.

So if you continue to pay the same amount each month that you were paying under the higher rate cards, your debts will be paid in full much faster.

Tell them you refuse to talk any further until you get a written «validation notice,» which must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collections Practices debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collections Practices Debt Collections Practices Act.

There are a numerous options for consumers who want to start getting their finances under control after accumulating large amounts of debt, which could inevitably lead to credit problems further down the road.

Consumer Proposals under the Bankruptcy and Insolvency Act require payment toward your unsecured debts but not the full payment amount.

Student - loan debt collectors should be brought under control and some limit should be placed on the amount of fees and penalties that can be assessed against debtors who default on their loans.

Under the Fair Debt Collection Act, you have the right to send a debt validation letter to this collector, and they are required to respond within five days to confirm that the amount they are collecting is what you actually owe to the crediDebt Collection Act, you have the right to send a debt validation letter to this collector, and they are required to respond within five days to confirm that the amount they are collecting is what you actually owe to the credidebt validation letter to this collector, and they are required to respond within five days to confirm that the amount they are collecting is what you actually owe to the creditor.

Plaintiff / debtor listed a disputed debt to defendant Sallie Mae, Inc. on Schedule F with account number -LSB--RSB- in the amount of $ 29,774.00, and another loan with account number -LSB--RSB-(believed to be the same account, under an abbreviated number).

The amount of fees and costs paid to a debt consultant under a debt settlement plan may be hard to determine.