Debt levels among all age groups have increased, driven largely by student debt and mortgage debt.
Debt levels among elderly and near elderly have decreased from their peaks in 2010.
Another red flag the market is raising is growth in margin
debt levels among companies listed on the New York Stock Exchange.
Not exact matches
Japan's government has
among the highest
debt levels in the world, with a
debt - to - gross domestic product (GDP) ratio of 220 percent.
The record high
levels of consumer
debt among Canadians has also raised a red flag from Bank of Canada governor Mark Carney and others who have warned that interest rates will rise at some point — raising the cost of borrowing.
Staley told CNBC that given the high
level of
debt across the world, in particular
among emerging markets where dollar - denominated
debt has grown dramatically, many economies could be at risk if there were sudden changes in financial conditions.
Bad
debt and high
levels of shadow banking activities are
among the country's most worrisome risks.
While these studies suggest that the rising
level of student
debt contributes to the decline in rates of entrepreneurship
among young people today, mounting student
debt is unlikely to be the sole cause of low
levels of entrepreneurship
among millennials.
Today, the U.S devotes 8.1 % of federal revenues to
debt service, a
level exceeded only by Italy
among major OECD nations.
Beyond these concerns, of course, we still need to fix problems that have been with us for some time during the crisis: unacceptably high unemployment, especially
among young people; high
levels of
debt in many countries; and the need to complete the financial reform agenda.
Risks associated with the Consumer Discretionary sector include,
among others, apparel price deflation due to low - cost entries, high inventory
levels and pressure from e-commerce players; reduction in traditional advertising dollars; increasing household
debt levels that could limit consumer appetite for discretionary purchases; declining consumer acceptance of new product introductions; and geopolitical uncertainty that could impact consumer sentiment.
With the S&P 500 within about 8 % of its highest
level in history, with historically reliable valuation measures at obscene
levels, implying near - zero 10 - 12 year S&P 500 nominal total returns; with an extended period of extreme overvalued, overbought, overbullish conditions replaced by deterioration in market internals that signal a clear shift toward risk - aversion
among investors; with credit spreads on low - grade
debt blowing out to multi-year highs; and with leading economic measures deteriorating rapidly, we continue to classify market conditions within the most hostile return / risk profile we identify — a classification that has been observed in only about 9 % of history.
This he presents unequivocally as good news, since it suggests an easing of high, mortgage - driven household
debt levels that have been
among Carney's more acute longstanding concerns about the Canadian economy.
During periods of decline it can be helpful to find long ideas
among stocks which a) have low
levels of
debt, in case the market decline deepens, b) have a history of high returns on equity and investments c) have shown price momentum despite waning momentum in the overall markets.
The Urban Institute reports that the share of housing
debt among retirees is on the rise, and the EBRI reports that
debt levels at retirement continue to rise.
The stagnation of wages
among low - and middle - income families and rising costs, of housing in particular, has led to record
levels of consumer
debt.
Anbang Insurance Group, HNA Group and Fosun International are
among five international dealmakers that China's banking regulator is investigating as it attempts to control
debt levels.
Ahead of the next congress of the Chinese communist party in October, where President Xi Jinping will unveil his new leadership team, there have been indications that Chinese policymakers have increasingly shifted their emphasis away from potentially disruptive reforms aimed at reducing excessive
debt levels, particularly
among local governments, and toward stabilizing the
level of economic growth.
The UK economy is currently
among the most indebted in the OECD (second only to Japan in total
levels of public sector, financial, and household
debt).
We had
among the most leveraged banks of any country, a house price boom as large as America's or Spain's, and higher
levels of household
debt than any other country in the world.
Mr President, I remember during the campaign, yourself and the Vice President expressed worry about the
level of
debt that Ghana was incurring and
among other things you said that because of the mismanagement we were having to borrow and then we have enough internal resources and therefore we should block the loopholes.
On a per - capita basis, as shown above, towns have the lowest tax,
debt, and spending
levels among local governments.
We are a separate corporate entity established with an appropriate
level of separation from the Nation government, but we offer partners an array of tax efficiencies and other benefits based on the Nation's sovereign status, including federal tax immunity, state income tax exemption, federal capital gains tax exemption, state sales tax exemption and preferential
debt financing and government contracting preferences,
among others.
As the costs of college in the U.S. continue to rise, the disproportionate
level of student loan
debt among black young adults is cause for concern, as high student loan
debt loads may exacerbate racial disparities in college dropout and completion rates, and may also have broader implications across the life course, including young people's ability to attain other conventional markers of adulthood (such as marriage and becoming a parent).
•
Debt and default
among black or African - American college students is at crisis
levels, and even a bachelor's degree is no guarantee of security: black BA graduates default at five times the rate of white BA graduates (21 versus 4 percent), and are more likely to default than white dropouts.
The low
level of personal savings and high
level of
debt among Americans has raised concerns
among national leaders about the need for more financial education, and the U.S. Congress has designated April Financial Literacy Month.
[2] More recent work that tracks
debt outcomes for individual borrowers documents that the main problem is not high
levels of
debt per student (in fact, defaults are lower
among those who borrow more, since this typically indicates higher
levels of college attainment), but rather the low earnings of dropout and for - profit students, who have high rates of default even on relatively small
debts.
A new survey conducted by the Princeton Review says the No. 1 worry
among college applicants is the
level of
debt they will take on to pay for a college degree.
Among Michigan consumers who have credit card
debt, the average
debt level in early 2012 was $ 5,724.
Lenders also look at your income and
level of
debt,
among other things.
Among the wider group of MoneySavers, this site has a specific community of people in various
level of
debt (from bankrupts to limited credit card overspending) all working together and supporting each other to get
debt - free.
Among the factors considered is your payment history, your
level of
debt and what type of credit a consumer has, the NAIC says.
They carry average amounts of credit card
debt and student loan
debt and above - average
levels of mortgage
debt, but they have
among the highest incomes in the country, enabling them to repay their
debts without declaring bankruptcy or losing their homes to foreclosure.
The company currently reports information on the total
level of delinquencies within all the
debt it backs and
among different categories of loans.
Consumer
debt is growing; bankruptcies have soared 54.3 per cent over the past year with those in the know saying this would have happened with or without the recession; and, most disturbing, is the fact that
debt is becoming a serious problem
among young Canadians, with a growing number approaching Credit Canada with
levels of student
debt and credit card
debt that are out of control.
At the national
level, student loan
debt increased while homeownership rate
among those under the age of 35 years decreased.