Sentences with phrase «declining value term»

This is a variation of Term Life insurance known as Declining Value Term Life Insurance.

Not exact matches

Beer sales are still growing in Canada in terms of dollar value, but the volume of suds is declining, suggesting brewers are relying on higher prices.

At present I would suggest that there is large scale deflation at present as property values unwind worldwide, this will be followed by falling stock values as investors realize that large sectors of investment returns are also headed for long term decline.

«We actually believe that without significant change to the culture at Yahoo, the core business could just as likely (if not more likely) decline in value going forward, thereby making a near - term sale of the core business even more clearly the correct decision,» Mr. Smith wrote in the letter.

However, the market has it valued much more like Deckers (DECK), which saw a 17 % decline in revenue over the past twelve months and has a long - term downtrend in ROIC.

We could take the $ 16 billion we have in cash earning 1.5 % and invest it in 20 - year bonds earning 5 % and increase our current earnings a lot, but we're betting that we can find a good place to invest this cash and don't want to take the risk of principal loss of long - term bonds [if interest rates rise, the value of 20 - year bonds will decline].»

Reuters cited «a disappointing outlook from Cisco Systems (NASDAQ: CSCO)» as one of the factors weighing on the market this morning, but as I pointed out in my review of Cisco's fiscal second - quarter earnings, the outlook wasn't disappointing and today's decline in the stock looks like a buying opportunity for long - term, value - oriented investors.

Short - term government bonds generally offer stability and low growth and are the bungee in your portfolio that slows its decline in value when equities plunge.

While a decline in near - term commodity prices reduced our estimate of value due to lost interim cash flows, the stock's decline has significantly exceeded what we think is the true change in the company's underlying business value.

The 2014 Best of the Hot List includes articles about lessons investors can learn from the market's ups and downs, value investing's long term market outperformance, the importance of having a plan when investing, and how to mentally prepare for the next market decline.

From 2006 to 2009, credit card usage declined in terms of the number of transactions, the total dollar value, and the percentage share of non-cash payments.

In terms of stock value, the majority of respondents, 80 %, stated the company's stock value increased as determined by outside independent valuations; 18 % of the respondents reported a decline in share value; 2 % reported no change.

Short - term bonds typically do not fluctuate widely in price but the fact remains that unlike a savings account, a short - term bond can decline in value.

Cons: Short - term rates are presently very low and even short - term bonds can decline in value if rates rise.

The usual assertions are (1) that this kind of religion is today on the defensive; (2) that the defensive posture is occasioned by the flourishing of «conservative churches» (although the alleged liberal enervation is also seen in more autonomous terms); (3) that the growth in religious conservatism and conservative churches is itself the result of widespread reaction against «secular humanist» values and against those who hold such values; (4) that our society as a whole has been experiencing a breakdown in moral consensus, a loss of moral coherence somehow connected with a decline in oldline Protestant dominance; and (5) that some or all of these happenings have been quite sudden, so that the early 1960s can be taken as a kind of benchmark — as a time before the fall.

But one key difference between Strauss» position and Bloom's is that Strauss lays the blame for moral decline on «teaching the equality of all values,» where Bloom stresses the corruptive effect of the term itself.

He can either commit to the Thunder long - term right now, or he can decline, which would likely cause the Thunder to trade him and get some value in return instead of risk losing him for nothing like they lost Durant.

If Kane wasn't in the Sabres» long term plans (as it appears he never was), they should have traded him much earlier so that he wasn't a 20 game rental / playoff rental when his value was declining every game into the season.

In terms of resale value providing both holding and chambers don't decline the fact they are both english / home grown will always keep their price high.

When, for example, he attracts criticism for saying he admires Vladimir Putin in a magazine interview, Alastair Campbell is blamed for having «trapped» him into saying it; when he loses the first TV debate it's because he allowed himself «to be persuaded to act out of character»; and when it comes to the declining value of Brent crude Salmond writes breezily that «no - one really knows what the price of oil is going to be in the short term», despite having spent several years arguing precisely the contrary.

The 2014 Predict report, based on the latest official data (2006 - 2011), found that the EU ICT sector has declined in terms of value added (value of output minus the value of intermediate consumption) but increased in terms of employment.

This means that the importance of other subjects has declined — in terms of value and number of lessons.

However, in terms of the compounding influence of being in a single - sex school over time, there appears to be no value - add in numeracy achievement and even a decline in reading achievement over time in single - sex schools compared to coeducational schools.»

Continuously declining long - term rates created two tailwinds for his portfolio: 1) It continuously reduced borrowing costs for highly leveraged companies; and 2) Drove up values of high yielding stocks (look at what utilities, MLPs and REITs have done over the same time period).

While the premium stays constant over the term, the face value steadily declines.

And so, necessarily, given how the ETF is made up, when the value of the U.S. dollar declines vs. the Canadian dollar, it follows that the value of your units of DLR declines as quoted in Canadian dollar terms.

Below is a chart I created that shows the declining value (in today's dollars) of term life insurance at various rates of inflation:

This provides liquidity for short - term spending needs, as well as a highly liquid source of funds for rebalancing into stocks when stocks decline significantly in value.

When borrowing money to purchase securities, you are required to repay the loan, including its cumulating interests, in accordance with its terms, even if the value of the securities purchased declines.

In this school of thought, the larger the price decline (assuming no impairment of long - term value) the less risky the investment is, not more risky simply because it is more volatile.

However, in the short - term, the bonds currently held on balance sheet decline in value due to increase in interest rates.

(This is also a great option for many families who often get mortgage life insurance instead, which is more expensive than term life and the payout declines as the face value of the mortgage declines.)

If the yields on either the 10 - year or the 20 - year bonds were to rise modestly — say, to 3.5 % for the 10 - year, and the 30 - year to 4 % — the market value of the bonds (or of bond funds investing in long - term Treasuries) would decline by 20 % to 30 %.

And it can just be set up as a type of insurance policy, that if you run out of money in retirement, or if your home declines in value or you need in - home care as part of the beginning stages of a long - term care issue.

Cash feels safe in the short - term, but in the long - term it is the riskiest asset because it is guaranteed to decline in value relative to inflation.

Other factors that raise the probability are lack of diversification of assets, a short term for repayment on the leverage, a run on the bank, or restrictive rules on what happens if your assets decline too much in value.

Obviously, I can't predict the near / medium - term direction of oil, or investor sentiment towards TLW & the oil sector — remember TLW's revenues & profitability will decline substantially, so investors may choose to focus on that for quite some time to come, rather than the long - term value of TLW's reserves & resources.

In a rising interest rate environment, it is risky to have investments tied up in longer - term bonds when their value has yet to decline as a result of higher yields over time.

Investors in NextShares should have a long - term investment perspective and be able to tolerate potentially sharp declines in value.

Are they saying to keep money in cash and short - term fixed income securities — which offers a negative real return today — and then buy after the stock market has declined in value?

Both SachsenLB and IKB operated companies called conduits that issued short - term paper and then reinvested the proceeds in higher - yield, longer - term debt — such as the residential mortgage - backed securities that have declined in value as poorer Americans default on risky mortgages.

If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by its terms remains the same if the value of the securities purchased declines.

I'm not sure I see anything here that dramatically changes the company's long - term intrinsic value, but the recent price decline really illustrates how sentiment can have so much more impact in this sector.

We could take the $ 16 billion we have in cash earning 1.5 % and invest it in 20 - year bonds earning 5 % and increase our current earnings a lot, but we're betting that we can find a good place to invest this cash and don't want to take the risk of principal loss of long - term bonds [if interest rates rise, the value of 20 - year bonds will decline].»

The semantics entail different terms — «residence time», or «adjustment time» (see WHT's comments), but in any case, you are referring to the time required for a concentration decline of CO2 to an equilibrium value if no more is added.

There's no question falling oil prices have played a big role in recent value declines, but as climate policy gathers momentum and new technologies, such as solar and energy storage, continue their trend of becoming more affordable and ubiquitous the medium - and long - term outlook, especially for coal and oil, looks grim.

Also be aware that you may need to pay additional insurance over the longer loan term, even when your car or truck has declined in value.

Mortgage insurance policies also decline in actual value as you pay down the principal of your mortgage, where a term or permanent policy (more on the differences between the two in a moment) maintains a fixed value for the duration of the plan.

While the premium stays constant over the term, the face value steadily declines.

This could have a very significant value in terms of paying lower premiums in the event that the health of the insured declines significantly.