Sentences with phrase «depending on your credit card balance»

Depending on your credit card balance and the amount you are willing to pay, making partial payment can still take a toll on your credit utilization ratio just as it applies to minimum payment.

Depending on your credit card balance and the amount you are willing to pay, making partial payment can still take a toll on your credit utilization ratio just as it applies to minimum payment.

Not exact matches

Depending on your personal situation, it could make sense to spread your credit card debt over three, four, or five cards, while keeping your balance on each of them below that 35 percent of the total credit limit mark, as opposed to maxing out one credit card.

A balance transfer credit card typically comes with a zero percent interest rate for a period of six to 24 months, depending on your credit.

If you've managed to rack up a $ 9,500 balance on your credit card, the time it will take you to clear what you owe will depend on a number of factors, including how much interest you're being charged and the size of your monthly payment.

* Please note that the balance transfer fee may not make the most sense depending on how much credit card debt you have, as well as the interest rates and minimum payments of each debt.

Well, the short answer is that it depends on how much debt you have, as well as the fine print of the new credit card you'll be transferring your balance to.

If you make only the minimum payment on a credit card, it could take up to ten years to retire the revolving balance, depending upon your interest rates.

A: It really depends on how big those credit card balances are.

The effectiveness of this method will depend entirely on the terms of your loan offer, and there is far more variation here than in balance transfer credit cards.

- Business Edge Travel Rewards Card's rates range from 11.99 % APR to 17.99 % APR on balance transfers and new purchases depending on the credit history of cardholders.

Use this calculator to see how long it would take to eliminate the balance on a single credit card depending on how much you increased, or decreased, the monthly payments

Back a few years ago, people depended pretty heavily on the equity in their homes to pay back the balances on their credit cards.

However keep in mind that the card you transfer your credit card balances to has a credit limit just like all your other credit cards, so depending on how much your balance is you may not be able to transfer the full amount over to the new card.

Balance Transfers: The balance transfer 0 % intro APR works very similarly to the purchase version; you can make a balance transfer from another credit card to this credit card and pay no interest on that balance for 6 to 21 months, depending on the card'sBalance Transfers: The balance transfer 0 % intro APR works very similarly to the purchase version; you can make a balance transfer from another credit card to this credit card and pay no interest on that balance for 6 to 21 months, depending on the card'sbalance transfer 0 % intro APR works very similarly to the purchase version; you can make a balance transfer from another credit card to this credit card and pay no interest on that balance for 6 to 21 months, depending on the card'sbalance transfer from another credit card to this credit card and pay no interest on that balance for 6 to 21 months, depending on the card'sbalance for 6 to 21 months, depending on the card's terms.

This depends largely on what your credit rating is like and what kinds of debt you have (car loans, credit card balances, mortgages, etc..)

Fortunately, depending on the credit card, there may be special offers and terms that waive the balance transfer and / or include an extremely low interest rate on balance transfers.

Which card you receive will largely depend on your credit score and overall credit history, including outstanding balances and your payment history.

Shifting debt from one credit card to another can save you lots of money if done properly, but whether or not you should accept a balance transfer deal depends on many factors to determine if you can successfully use the balance transfer to better manage your overall debt.

The APR of this card for purchases and balance transfers will range anywhere from 12.49 % to 19.49 %, depending on your personal credit history.

Depending on the amount owed, the best consolidation loans are credit card balance transfers, personal loans, home equity loans and an unsecured debt consolidation loan.

Depending on the total amount of your credit card debt, with good credit scores chances are you can transfer your credit card balances to a new 0 % APR or low - interest credit card.

Since store cards are included in credit utilization (balance / limit percentage) calculations, along with credit cards, I'm guessing that the $ 9K balance is taking up a good portion of that card's credit limit and, depending on how you pay it over the 12 months, is likely to continue contributing to a higher combined utilization percentage than you'd otherwise be seeing.

According to an epinions.com article titled «Finance Charges: The Price you Pay for Credit Card Convenience», you could reduce the interest rate from 21 percent or more to less than 10 percent depending on the offer to transfer your balance to the lower rate caCard Convenience», you could reduce the interest rate from 21 percent or more to less than 10 percent depending on the offer to transfer your balance to the lower rate cardcard..

Its outstanding balance is # 1,000, and each month, although you intend to pay more, you end up simply paying the minimum payment (which is usually between 2 % and 3 % of the balance, depending on the credit card company).

Whether this card is right for you will depend on your business and how much of a balance you think you'll be carrying on your business credit card.

When you sign up for our credit card payment insurance, you'll receive a lump - sum payment of up to $ 25,000 on your outstanding balance in the event of death, depending on the plan you choose.

Though credit cards can help you build up a higher credit score, your total financial security depends on your ability to pay off your balances or your credit cards and remain in control of your money.

Credit card payment insurance covers up to five times the amount of your balance (maximum $ 50,000) in case of accidental death, depending on the plan you choose.

For a refund on a credit balance or overage that exists 9n an account, it's usually 60 — 90 days, depending on the card.

Depending on your bank or card issuer, your statement balance or your current balance may have an impact on your credit score.

If you leave any of the balance unpaid, the card company slaps you with a pre-determined interest rate (usually somewhere between 12 and 29 %, depending on your credit score) and adds that to the bill.

Whether a charge card or a credit card is better for you depends on how confident you are in your ability to regularly pay off your entire balance due on time (or the flip side - whether you need external pressure to force yourself to be responsible with credit), how regular your spending habits are from month to month, and whether you're okay with a limited choice you have to pay for each year.

Depending on your overall financial status you can consolidate debt by transferring balance to a lower interest credit card, getting a home equity debt consolidation loan, enrolling a credit card debt consolidation program, or getting retirement funds.

Your actual credit utilization, as seen by the credit bureaus, depends on your balance at the time when your card issuer reports your account to the credit bureau — an event that happens once per month.

If a situation arises where a cardholder can not pay their credit balance in time, two different scenarios play out depending on whether one has a credit card vs a charge card.

Depending on how quickly consumers want to reduce their balances, they may opt to reduce their credit card spending and increase the amount they pay toward their principal every month.

After the Introductory Period, a variable Purchase APR of 16.49 % or 20.49 %, depending on your creditworthiness, will apply to credit card purchases; and a variable Balance Transfer APR of 16.49 % or 20.49 %, depending on your creditworthiness, will apply to balance transfers and credit card checks, for the HSBC Advance Mastercard ® crediBalance Transfer APR of 16.49 % or 20.49 %, depending on your creditworthiness, will apply to balance transfers and credit card checks, for the HSBC Advance Mastercard ® credibalance transfers and credit card checks, for the HSBC Advance Mastercard ® credit card.

After the Introductory Period, a variable Balance Transfer APR of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to balance transfers and credit card Balance Transfer APR of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to balance transfers and credit card balance transfers and credit card checks.

After the Introductory Period, a variable Purchase APR of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to credit card purchase balances; and a variable Balance Transfer APR of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to balance transfers and credit card checks for the HSBC Platinum Mastercard ® with Rewards crediBalance Transfer APR of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to balance transfers and credit card checks for the HSBC Platinum Mastercard ® with Rewards credibalance transfers and credit card checks for the HSBC Platinum Mastercard ® with Rewards credit card.

After the Introductory Period, a variable Purchase APR of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to credit card purchase balances; and a variable Balance Transfer APR of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to balance transfers and credit card Balance Transfer APR of 14.49 %, 18.49 % or 24.49 %, depending on your creditworthiness, will apply to balance transfers and credit card balance transfers and credit card checks.

After the Introductory Period, a variable Purchase APR of 12.49 %, 16.49 % or 20.49 %, depending on your creditworthiness, will apply to credit card purchases; and a variable Balance Transfer APR of 12.49 %, 16.49 % or 20.49 %, depending on your creditworthiness, will apply to balance transfers and credit card checks, for the HSBC Gold Mastercard ® crediBalance Transfer APR of 12.49 %, 16.49 % or 20.49 %, depending on your creditworthiness, will apply to balance transfers and credit card checks, for the HSBC Gold Mastercard ® credibalance transfers and credit card checks, for the HSBC Gold Mastercard ® credit card.

Whether labeled a high balance, high credit or original amount — depending on the credit bureau — this dollar amount can impact both major forms of credit: revolving credit (cards) and installment (loans).

Depending on the type of loan you get, you might be responsible for consolidating the credit cards on your own, or the lender will ask for your creditor information and pay off the balances.

The exceptions to this are cash advances — such as using your credit card at an ATM — and balance transfers, which usually start accumulating interest as soon as you make the transaction depending on your credit card agreement.

A balance transfer credit card typically comes with a zero percent interest rate for a period of six to 24 months, depending on your credit.

The best way to pay off credit card debt depends on your current cards» interest rates and whether you can consolidate your balances and transfer them to a new card with a lower interest rate.

Which card you receive will largely depend on your credit score and overall credit history, including outstanding balances and your payment history.

Depending on your current credit score, you might not qualify for a card balance high enough to afford a large purchase without penalizing your credit score.

Even if you pay your card's balance in full before the due date, your credit report could reflect high utilization — and potentially lower your credit score — depending on when your issuer reports the account information to the credit bureaus.