Not exact matches
Most
disability insurance companies will
allow you to insure up to 60 - 70 % of your current income up to certain limits.
Again, if you develop Alzheimer's while still working, a
disability income rider
allows you to still collect regular income from the
insurance company if you can't work.
Additionally, as the
company also covers everything from home and property
insurance to health and
disability policies, State Farm
allows you to streamline your policies through one provider — and save up to 17 % through bundling.
With
disability insurance, a founder has a financial safety net that will
allow them to return to their
company when they recover instead of working elsewhere just for a paycheck.
Luckily, law students and new lawyers can buy more
disability coverage than is typically
allowed by
insurance companies due to their future earning potential.
The key person
disability insurance policy provides needed income to your
company or business to
allow you time to find a suitable replacement and train them to replace your key employee long term, or give your key employee the time he or she needs to rehabilitate, so that your
company can continue to advance.
To compensate these potential policy owners, some
disability insurance companies will provide a credit, in some cases as high as 20 %, to your declared income which
allows you to qualify for more benefits than you would otherwise be entitled to.
For example, some
companies will
allow you to bundle
disability or critical illness
insurance into one policy.