Or I can transfer to a Citi
Dividend Pref, and go hog - wild on MS in a special category (up to $ 6K spend) in only one out of the four quarters (or divided across quarters).
Ongoing holders of Lloyds preference shares — such as its 9.75 %
prefs (with the ticker LLPD)-- have seen their
dividends almost certainly suspended until 2012, as a result of an EU ruling concerning state aid for the banks.