Drivers with clean records living in lower - income areas of major cities have been charged annual premiums of $ 2,000 or more for the minimum amount of coverage required by their respective state, says Robert Hunter, the consumer federation's director of insurance.
A 2012 study by the Consumer Federation of America (CFA) that looked into the four largest auto insurers nationwide: State Farm, Allstate, Progressive, and GEICO, revealed that over half of the quotes for minimum insurance coverage to
drivers with a clean record living in moderate - income neighborhoods were still over $ 1,000 and over a third exceeded $ 1,500.
Not exact matches
Consider this example, using a
driver profile of an adult male
with a
clean driving
record living in California.
Safe
drivers with a
clean record typically pay less for
life insurance policies than
drivers who have a history of multiple violations or traffic accidents.
For one thing, a statewide average is based on an imaginary
driver, for instance, a 30 year old single female
living in Missouri
with a
clean driving
record, a full time job, and a 2016 Honda Accord
with dual airbags and automatic seat belts, which she drives somewhere between 15,000 and 25,000 miles per year.
If you compare vehicle insurance for a
driver with a couple of DUIs to that of a
driver with no violations, it's clear that maintaining a
clean driving
record not only saves
lives, but also saves a lot of cash.
PROFESSIONAL HIGHLIGHTS • Over 9 years» diverse experience in safeguarding the
life and property • Texas Security Guard Training Certificate • First Aid and CPR Certified • Current
driver's license
with clean driving
record