Sentences with phrase «earnings on the cash value»

So if your portfolio does well, the earnings on the cash value of your policy may exceed what you would have earned through a standard UL.

In addition to the potential for higher earnings on cash value balances, policyholders of universal life contracts have flexibility in terms of the level of total death benefit, premium amounts paid and payment frequency.

So if your portfolio does well, the earnings on the cash value of your policy may exceed what you would have earned through a standard UL.

Not exact matches

The CEOs tend to be unassuming folk who ignore management trends to concentrate on the nuts and bolts of running a business — focusing on earnings per share instead of worrying about top - line growth, for example, and working to preserve cash flow instead of increasing earnings to build shareholder value.

It's expected to be a noisy quarter for bank earnings in general, thanks in part to the tax law, which has caused many banks to book losses on repatriated cash and deferred tax assets that declined in value.

The performance goals upon which the payment or vesting of any Incentive Award (other than Options and stock appreciation rights) that is intended to qualify as Performance - Based Compensation depends shall relate to one or more of the following Performance Measures: market price of Capital Stock, earnings per share of Capital Stock, income, net income or profit (before or after taxes), economic profit, operating income, operating margin, profit margin, gross margins, return on equity or stockholder equity, total shareholder return, market capitalization, enterprise value, cash flow (including but not limited to operating cash flow and free cash flow), cash position, return on assets or net assets, return on capital, return on invested

«The combination of Apple's low (and shrinking) price to earnings multiple and $ 137 billion (and growing) hoard of cash on the balance sheet supports Greenlight's contention that Apple has an obligation to examine all options to create and unlock additional value.»

What worries me more about Arcelor is the fact that, while its stock looks cheap when valued on GAAP earnings, S&P Global Market Intelligence figures show that only about 20 % of the company's net income is backed up by real free cash flow, which amounted to only $ 661 million over the past 12 months.

PDC's strategy is simple: increase shareholder value through the growth of reserves, production, and per share cash flow and earnings, while focusing on safe and efficient operations, environmental stewardship and community outreach.

Based on his studies during the 1960s and his practical experience in the early 1970s, Milken was determined to focus, first, on future cash flow rather than the past as reflected in book value and reported earnings; and second, to consider human capital part of the balance sheet.

This is utterly different from true discounting - which does not rely on multiples, but instead carefully traces out the likely path of future revenues, profit margins, cash flows and earnings over time, and explicitly discounts expected payouts and probable terminal values back at an appropriate rate of return.

Valuation — with regards to valuation of the company at $ 240 per share, this includes valuing the business at $ 216 per share (at 18x our FY 2016 earnings estimate of $ 12 per share) plus net cash per share of $ 24 ($ 150 billion of net cash less the tax effect on international cash for repatriation, which we estimate to ultimately be 6 %, and for simplicity purposes, apply to all cash on balance sheet rather than just the international cash).

A forward P / E ratio of 16.5 times earnings isn't anything to write home about, even if the stock trades on a forward free cash flow - to - enterprise value (market cap plus net debt) yield of 5.2 %.

If the business valuation is based on earnings, cash flow or earnings before interest, tax, depreciation and amortization (commonly dubbed EBITDA), then the seller will now be motivated to remove those personal charges to present the highest value to the buyer.

It's not that a business needs to be good (high ROC, free cash flow generative, etc.) to be valued on earnings.

No less a value conscious investor than Warren Buffett commented on this shift at the most recent Berkshire Hathaway annual meeting, where he pointed to the fact that the largest companies in the S&P 500; Apple, Microsoft, Amazon, Facebook, and Google generate far more cash per dollar of earnings than companies of the past.

So there are some major differences between assessing a company's value based on earnings versus based on using a discounted cash - flow model.

Over the next year or so I think you may see the better mining companies such as the mid-tier South African platinum producers, and the London - listed silver producers evolve from being asset plays to actually being valued on cash flow and earnings.

The rate of return (earnings) on the cash - value portion of whole life historically has lagged behind other investments, such as stock mutual funds.

The strategy could be improved upon by removing book value from the equation and looking for stocks that are undervalued based on earnings and / or EBIT, EBITDA, or cash flows.

In general, any earnings in the cash value are allowed to grow on a tax - deferred basis until one of the following events occurs:

These stocks should offer good «value» — that is, they should trade at reasonable multiples of earnings, cash flow, book value and so on.

If your stocks offer good «value» — if they trade at reasonable multiples of earnings, cash flow, book value and so on — then your risk is lower.

Most of the Canadian blue chip stocks you hold in your portfolio should offer good «value» — that is, they should trade at reasonable multiples of earnings, cash flow, book value and so on.

All these stocks should offer good «value» — that is, they should trade at reasonable multiples of earnings, cash flow, book value and so on.

We create a Global Blend Rank by ranking our global universe of over 15,000 companies in terms of both their Value (across range of metrics based on dividends, earnings, cash flow, assets and sales) and Quality (based on measures of profitability, stability and financial strength).

From a strategic standpoint, the popularity of cash value life insurance stems from its ability to both provide insurance protection and grow funds on a tax - deferred basis — interest and earnings in policies of this type are not taxable unless a triggering event occurs, such as surrendering the policy.

The most theoretically sound stock valuation method, called income valuation or the discounted cash flow (DCF) method, involves discounting of the profits (dividends, earnings, or cash flows) the stock will bring to the stockholder in the foreseeable future, and a final value on disposal.

The cash value account earns a modest rate of interest, with taxes deferred on the accumulated earnings.

The team ranks the stocks in this universe based on a series of growth factors, such as the change in consensus earnings estimates over time, the company's history of meeting earnings targets, earnings quality and improvements on return on equity, as well as a series of value criteria, such as price - to - earnings ratio and free cash flow relative to enterprise value.

People who focus on Going Concern tend to believe that value creation is a function of just one factor — estimated free cash flows appropriately capitalized: EMH; or estimated earnings appropriately capitalized: G&D.

• Earnings potential The issuing insurance company may guarantee a minimum growth rate on the cash value of the policy in some cases.

And our definition of intrinsic value is the recent value of all the future cash flows to be generated from a business, so to that end, we strive to invest in companies with high returns on equity number one, and number two, sustainable and predictable, above - average, long - term earnings growth rate.

Ideally, these stocks should offer good «value» — that is, they should trade at reasonable multiples of earnings, cash flow, book value and so on.

Interestingly, you might note that it is a company generating a ROE of 20.2 % on profit net margin of 22.3 % and trading at a modest valuation of Price - Earnings ratio 6.2 x and Price - to - Book Value 1.6 x, with downside protected by a seemingly healthy «net cash» balance sheet with net cash comprising 27 % of the market value of the company.&rValue 1.6 x, with downside protected by a seemingly healthy «net cash» balance sheet with net cash comprising 27 % of the market value of the company.&rvalue of the company.»

In the process of scanning the investment landscape to find value amidst the all time highs for the indices, I've noticed that a number of big cap tech stocks are priced at low valuations relative to their earnings and free cash flow, measured on an absolute basis and relative to their own historical valuations.

On the other hand, corporate asset values are valuable only insofar as they can be used in order to enhance future corporate cash flows and economic earnings, both qualitatively and quantitatively, or to enhance returns to corporate securities holders.

Growth is defined based on fast growth (high growth rates for earnings, sales, book value, and cash flow) and high valuations (high price - earnings ratios and low dividend yields).

And, it is also an undeniable fact that a company (business) derives its true value from its earnings power, in other words, the amount of cash flow it is capable of generating on its shareholders» behalf.

They looked at two portfolios of value stocks trading on comparable multiples of price - to - earnings, cash flow, operating earnings, book value and sales, but with different historical rates of sales growth; one with a high rate of growth, the other low.

At this point, we're long past my original (earnings & cash based) Intrinsic Fair Value target, so it's only logical to opt for my Relative Fair Value target (3.5 Price / Sales & Cash, based on comparable M&A multiples — which, frankly, I've never really understood — again, see my original TRIB pocash based) Intrinsic Fair Value target, so it's only logical to opt for my Relative Fair Value target (3.5 Price / Sales & Cash, based on comparable M&A multiples — which, frankly, I've never really understood — again, see my original TRIB poCash, based on comparable M&A multiples — which, frankly, I've never really understood — again, see my original TRIB post).

The research focuses on our favorite indicator, price - to - book value, but also includes price - to - cash flow, price - to - earnings, sales growth over the preceding five years and combinations of the foregoing.

Stocks were selected and held only if they appeared undervalued based on ratios like price to earnings, price to «owner earnings» (similar to free cash flow), enterprise value to operating earnings, and price to tangible book.

Value factors rely, for the most part, on some comparison between current price and some fundamental measure of a company's production like sales, earnings, or cash flow.

A fundamentally weighted index puts an emphasis on one or more factors like sales, book value, dividends, cash flow, or earnings.

We value companies based on things like real earnings power and cash flow, not on how many services and products they provide.

Our valuation methodology has a three pronged approach: free cash flow (earnings before interest, taxes, depreciation and amortization, or EBITDA, minus the capital expenditures necessary to grow the business); earnings per share trends; and private market value (PMV), which encompasses on and off balance sheet assets and liabilities.

We've got no idea about the future economics of YHOO's businesses or the industry as a whole, so we can't predict whether YHOO can continue to generate these types of returns and we won't be speculating as to its value on an earnings or cash flow basis.

While we can only speculate as to Icahn's investment thesis for YHOO, that statement leads us to believe he is valuing it on an earnings or cash flow basis.

These ratings are based on past, current and forecast growth rates for sales, earnings, dividends, cash flow, and book value.