Excess Electronic Equipment Excess
Electronic Equipment coverage pays toward the cost to replace your electronic equipment or media when coverage is not provided for excess electronic equipment, tapes, records, discs and other media.
Not exact matches
A recent audit found staggering waste, from unused vehicles and
electronic equipment to health
coverage costs for ineligible dependents.
Assuming claims for
electronic equipment have a limit of 10 % of that
coverage, that would cap any payout at $ 3,000.
If you have an extensive amount of
electronic equipment, designer clothing or any other sort of expensive collectable, you may want to consider purchasing additional endorsements, or riders, to obtain full
coverage for these things.
Each covered person will also be eligible for $ 500 in
coverage for jewelry, watches, cameras, video recorders, and other
electronic equipment.
Assuming claims for
electronic equipment have a limit of 10 % of that
coverage, that would cap any payout at $ 3,000.
Inland marine insurance include
coverage for
electronic data processing
equipment, contractors» tools and
equipment, and unique programs such as antique automobiles
coverage, antique and collectible dealer
coverage, museum
coverage and transportations floaters, among others.
Whether you're a clothing and textiles company, an
electronic equipment manufacturer or a business utilizing complex machinery, Rogers Insurance can help you find affordable and effective
coverage.
Those who are bringing expensive items such as: jewelry,
electronic gadgets, laptops, costly sports or activity
equipment should get special
coverage for these items, because ordinary travel insurance policies do not provide full
coverage for them.
There are various insurance plans offering
coverage against risks such as fire, earthquakes, floods that cause damage to the building, unexpected breakdown of any machinery, damage to
electronic equipment, workmen compensation, fidelity guarantee, cargo risks cover etc..
Student travelers who are bringing valuable items, such as laptops, or expensive sports
equipment and
electronic devices, should get a
coverage upgrade for their baggage or personal belongings.
Additional Exclusions for Baggage and Personal Effects: animals; automobiles and automobile
equipment; boats or other vehicles or conveyances; trailers; motors; aircraft; bicycles, except when checked as baggage with a Common Carrier; household effects and furnishings; antiques and collectors items; sunglasses, contact lenses, artificial teeth, dentures, dental bridges, retainers, or hearing aids; artificial limbs or other prosthetic devices; prescribed medications; keys, money, stamps and credit cards (except as otherwise specifically covered herein); securities, stamps, tickets and documents (except as
coverage is otherwise specifically provided herein); professional or occupational
equipment or property, whether or not
electronic business
equipment; or telephones or PDA devices, computer hardware or software;
Policies can be customized and extra
coverage added for
Electronic Data Processing
Equipment, Mechanical Breakdown, Building Ordinance, Sewer Back - up, and more.
If your possessions include expensive jewelry, hi - tech
electronic equipment, high priced collectibles, etc. the basic renter's policies just described probably won't provide an adequate level of
coverage.
Most policies provide
coverage for
electronic goods and
equipment, small appliances, sports
equipment, cameras and photography
equipment, furniture, clothing, glassware and china, and books.
The
coverage is categorized under ten different headings, which are as follows: Fired Allied Perils, Burglary and Robbery, All Risk (Jewellery and Valuables), Plate Glass,
Electronic Equipment, Electrical Mechanical Breakdown of Domestic Appliances, Personal Accident, Baggage Insurance, Workmen's Compensation, and Public Liability.
: Provides
coverage for property losses, premises liability, income protection and rental income,
equipment breakdown,
electronic data,
coverage for certain utility failures, transportation for stolen merchandise, products liability, and peak season.
• Specific computer or hi - tech insurance policies: Though this
coverage may seem like a good idea with the prevalence of
electronic gadgets at home, a standard homeowners policy will cover most basic personal computer and hi - tech
equipment.
Likewise, if you have anything particularly valuable, for example, furs, jewelry,
electronic equipment etc., you may need to purchase additional renters
coverage for those items.
It will allow you to determine if you need to purchase additional amounts of
coverage to ensure the valuables that you own, such as your
electronic equipment, jewelry, or antiques.
Apart from basic commercial office insurance
coverage such as fire insurance, you can opt for add - on covers like burglary, theft, earthquake,
electronic equipment insurance, and laptop insurance.
Most policies have limits on the amount of
coverage for specific items such as jewelry, hunting
equipment,
electronic equipment, collections, etc..
Your personal belongings inside the home, including furniture,
electronic and sports
equipment, and clothes are covered for theft and other insured disasters, but high - end items like jewelry, art and collectibles will require additional
coverage if you want to insure them for their full appraised value.