Not exact matches
The only drawback is No Medical
Exam life insurance
plan designs
sometimes cost more than the fully underwritten type policies.
Sometimes these
plans do not require a medical
exam.
Sometimes the insured on a term insurance policy may be able to convert the policy to a permanent
plan, and they can often do so without the need to provide evidence of insurability or take a medical
exam.
When you choose a underwritten term life insurance
plan you will be forced to take a medical
exam, which means someone comes into your home and asks questions and draws blood and
sometimes more.