Listing the individual as
an excluded driver means the quoted rate may be lower because they are excluded coverage under that particular insurance policy.
You may list their name as
an excluded driver meaning that they will not be covered under your policy if they driver your vehicle.
Being
an excluded driver means the insurer will not cover that driver under state minimums or in the event of an accident.
NOTE:
Excluding a driver means that the driver will NOT have coverage to drive your vehicle and may not drive it at all.
Not exact matches
This can lower your premium, but if the
excluded driver operates the automobile and is involved in an auto accident, you are not insured for collision and / or comprehensive coverage; which
means you could be personally responsible.
This
means simply that a specific
driver is
excluded from your policy.