Sentences with phrase «experience than credit scores»

Factors like Origination Fees and Interest Rates are typically much more effected by the Borrower's Experience than Credit Scores, so unfortunately even a 800 + FICO might not save you much on the actual loan costs.

Not exact matches

Women tended to be more reliant on owner equity and insider financing than men, all other parameters like education, experience, credit scores and firm characteristics being the same.

Most consumers who open a secured card account engage in behavior that improves their credit scores, although about 18 percent of them experience more detrimental credit events than beneficial ones, leading to a substantially lower credit score.

Our finance managers have years of experience and expertise in securing auto loan options for a variety of Euclid area car buyers — including used car buyers who possess less than perfect credit scores!

If you've been missing your payments regularly and have been more than 30 days later on some of them, you'll experience negative hits on your credit score.

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And, in our experience, these scores are almost always considerably higher than the FICO scores based on the Experian and TransUnion credit information — the Experian / Fair Isaac and the FICO Risk Score, Classic.

One correction that I have based on 25 years of experience as a Certified Credit Consultant is that some scores can vary more than 50 points, not upto 50 points.

Rather than looking at your credit score or income, how much you can borrow and whether you qualify for a Funding University loan is determined by things like class hours completed, graduation date, academic record, major, employment or internship experience, and any other academic or extracurricular activities that show that you are on track towards your professional and academic goals.

«For example, inquiries can have a greater impact for someone with a short credit history and few accounts than for someone with a long history and a wide range of credit experience,» said Barry Paperno, a credit scoring expert who has worked at FICO and Experian.