«The researchers say
they factored those rates of transition in their multi-state model; further, the model can estimate the impact of some possible prevention efforts on the number of future cases.»
This means that if a $ 100,000 loan has
a factor rate of 1.3, the total amount repaid is $ 130,000 (1.3 x $ 100,000).
For example,
a factor rate of 1.3 on a $ 50,000 loan means you would repay a total of $ 65,000.
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This means that if a $ 100,000 loan has
a factor rate of 1.3, the total amount repaid is $ 130,000 (1.3 x $ 100,000).
For example,
a factor rate of 1.3 on a $ 50,000 loan means you would repay a total of $ 65,000.
For example, if you borrow a loan of $ 50,000 at
a factor rate of 1.3 for a period of 12 months then the final payback amount will be 1.3 times $ 50,000 which is $ 65,000.
Not exact matches
To find the wealthiest people in the world, Wealth - X looked at its database
of dossiers on more than 110,000 ultra-high net - worth people and used a proprietary valuation model that takes into account each person's assets, then adjusts estimated net worth to account for currency - exchange
rates, local taxes, savings
rates, investment performance, and other
factors.
A city's unemployment
rate isn't the only
factor that affects your ability to land a job,
of course.
While banking and private equity «feel» the shifts
of unemployment
rates, interest
rates, and fiscal uncertainty, the best investors and entrepreneurs, he says, are «immune» to these
factors.
Important
factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build
rates of certain aircraft; 6) the effect on aircraft demand and build
rates of changing customer preferences for business aircraft, including the effect
of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange
rates; 9) the success and timely execution
of key milestones such as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact
of future discount
rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition
of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law, such as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction in our credit
ratings; 22) our dependence on our suppliers, as well as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment
of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest
rates increase substantially; 27) the effectiveness
of any interest
rate hedging programs; 28) the effectiveness
of our internal control over financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing business internationally, including fluctuations in foreign current exchange
rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
That's important because the ECB's liquidity is one
of the biggest remaining supporting
factors behind the global stock market rally, now that the Federal Reserve has ended its own «quantitative easing» program and has started to raise official U.S. interest
rates.
Outcomes are affected by demographics, GDP, interest
rates —
factors that are far beyond the control
of even large corporations.
significant changes in discount
rates,
rates of return on pension assets, mortality tables and other
factors could adversely affect our earnings and equity and increase our pension funding requirements;
the Company's share repurchase plans depend on a variety
of factors, including the Company's financial position, earnings, share price, catastrophe losses, maintaining capital levels commensurate with the Company's desired
ratings from independent
rating agencies, funding
of the Company's qualified pension plan, capital requirements
of the Company's operating subsidiaries, legal requirements, regulatory constraints, other investment opportunities (including mergers and acquisitions and related financings), market conditions and other
factors.
That's a significant finding, as the Bank
of Canada and the Finance Department also will be discussing how financial stability should
factor in interest -
rate decisions.
Such
factors include, among others, general business, economic, competitive, political and social uncertainties; the actual results of current and future exploration activities; the actual results of reclamation activities; conclusions of economic evaluations; meeting various expected cost estimates; changes in project parameters and / or economic assessments as plans continue to be refined; future prices of metals; possible variations of mineral grade or recovery rates; the risk that actual costs may exceed estimated costs; failure of plant, equipment or processes to operate as anticipated; accidents, labour disputes and other risks of the mining industry; political instability; delays in obtaining governmental approvals or financing or in the completion of development or construction activities, as well as those factors discussed in the section entitled «Risk Factors» in the Company's Annual Information Form for the year ended December 31, 2017 dated March 15
factors include, among others, general business, economic, competitive, political and social uncertainties; the actual results
of current and future exploration activities; the actual results
of reclamation activities; conclusions
of economic evaluations; meeting various expected cost estimates; changes in project parameters and / or economic assessments as plans continue to be refined; future prices
of metals; possible variations
of mineral grade or recovery
rates; the risk that actual costs may exceed estimated costs; failure
of plant, equipment or processes to operate as anticipated; accidents, labour disputes and other risks
of the mining industry; political instability; delays in obtaining governmental approvals or financing or in the completion
of development or construction activities, as well as those
factors discussed in the section entitled «Risk Factors» in the Company's Annual Information Form for the year ended December 31, 2017 dated March 15
factors discussed in the section entitled «Risk
Factors» in the Company's Annual Information Form for the year ended December 31, 2017 dated March 15
Factors» in the Company's Annual Information Form for the year ended December 31, 2017 dated March 15, 2018.
They
factored in information that includes women's unemployment
rate and average housing costs as a percentage
of a full - time working woman's income.
The use
of posted
rates alone could be quite significant and swamp other
factors.
Insurance
rates depend on a number
of factors, such as the driver's history and geographic location.
To achieve their return and minimize their default risk, they have to get the entire mix right: pricing risk,
factor rates, turnaround times, period
of the advance, programs, systems and collections.
As I see it, there's a handful
of components that add up to the 30 to 40 percent
factor rates on MCAs.
These risks and uncertainties include, among others: the unfavorable outcome
of litigation, including so - called «Paragraph IV» litigation and other patent litigation, related to any
of our products or products using our proprietary technologies, which may lead to competition from generic drug manufacturers; data from clinical trials may be interpreted by the FDA in different ways than we interpret it; the FDA may not agree with our regulatory approval strategies or components
of our filings for our products, including our clinical trial designs, conduct and methodologies and, for ALKS 5461, evidence
of efficacy and adequacy
of bridging to buprenorphine; clinical development activities may not be completed on time or at all; the results
of our clinical development activities may not be positive, or predictive
of real - world results or
of results in subsequent clinical trials; regulatory submissions may not occur or be submitted in a timely manner; the company and its licensees may not be able to continue to successfully commercialize their products; there may be a reduction in payment
rate or reimbursement for the company's products or an increase in the company's financial obligations to governmental payers; the FDA or regulatory authorities outside the U.S. may make adverse decisions regarding the company's products; the company's products may prove difficult to manufacture, be precluded from commercialization by the proprietary rights
of third parties, or have unintended side effects, adverse reactions or incidents
of misuse; and those risks and uncertainties described under the heading «Risk
Factors» in the company's most recent Annual Report on Form 10 - K and in subsequent filings made by the company with the U.S. Securities and Exchange Commission («SEC»), which are available on the SEC's website at www.sec.gov.
The incidence
of many illnesses, including diabetes and high blood pressure, increases with lack
of sleep, and a growing amount
of research suggests that poor sleep may be a key
factor in the rising
rates of obesity.
The biggest chunk
of the 40 percent
factor rate could potentially be bad debt: MCAs that default.
Factored into King Arthur's weak
rating are a long list
of scathing critic reviews calling the movie «disposable,» «wearying,» and «a brutal, bleedin» mess.»
For smaller independent funders, what it costs to amass enough capital to provide MCAs can be huge — up to half the
factor rate, or 20 percent,
of the whole advance.
Environment takes into account both physical and emotional
factors, and the average number
of hours worked each week; income considers mid-level salary and growth potential; outlook measures potential for employment growth and income growth, as well as unemployment
rates; and stress takes into account 11 different
factors including travel, deadlines, and interaction with the public.
The negative growth
rate of the first quarter, partially related to severe weather in the Northeast, also shows how dependent the economy is on external
factors.
The notes from the meeting show that a number
of Fed officials feel that interest
rates could begin to be raised from their current artificially low levels sooner than the current target
of sometime in 2015 should certain economic
factors continue to improve at a rapid pace.
The labor force participation
rate has fallen due to cyclical
factors such as workers temporarily dropping out
of the workforce because
of discouragement over job prospects, but also due to structural forces such as the Baby Boomers reaching retirement age and younger workers staying in school longer.
When taking out a business loan, there are dozens
of factors to consider: the loan amount, the interest
rate, your projected growth, your current cash flow, the economic state
of your industry, etc..
«Some
of that we can control by doing a good job and giving good value for money; part
of it will be external
factors like interest
rates and population.»
Such risks, uncertainties and other
factors include, without limitation: (1) the effect
of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest
rates and foreign currency exchange
rates, levels
of end market demand in construction and in both the commercial and defense segments
of the aerospace industry, levels
of air travel, financial condition
of commercial airlines, the impact
of weather conditions and natural disasters and the financial condition
of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization
of the anticipated benefits
of advanced technologies and new products and services; (3) the scope, nature, impact or timing
of acquisition and divestiture or restructuring activity, including the pending acquisition
of Rockwell Collins, including among other things integration
of acquired businesses into United Technologies» existing businesses and realization
of synergies and opportunities for growth and innovation; (4) future timing and levels
of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability
of credit and
factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope
of future repurchases
of United Technologies» common stock, which may be suspended at any time due to various
factors, including market conditions and the level
of other investing activities and uses
of cash, including in connection with the proposed acquisition
of Rockwell; (7) delays and disruption in delivery
of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits
of organizational changes; (11) the anticipated benefits
of diversification and balance
of operations across product lines, regions and industries; (12) the outcome
of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact
of the negotiation
of collective bargaining agreements and labor disputes; (15) the effect
of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect
of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange
rates in the near term and beyond; (16) the effect
of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act
of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability
of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition
of conditions that could adversely affect the combined company or the expected benefits
of the merger) and to satisfy the other conditions to the closing
of the pending acquisition on a timely basis or at all; (18) the occurrence
of events that may give rise to a right
of one or both
of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee
of $ 695 million to United Technologies or $ 50 million
of expense reimbursement; (19) negative effects
of the announcement or the completion
of the merger on the market price
of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation
of their businesses while the merger agreement is in effect; (21) risks relating to the value
of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability
of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Adjusted EPS for 1Q18 was affected by the same
factors impacting Adjusted pretax income, as well as a lower number
of shares and lower tax
rate used to compute EPS as discussed above.
Projections involve numerous assumptions such as rental income (including assumptions on percentage rent), interest
rates, tenant defaults, occupancy
rates, foreign currency exchange
rates (such as the US - Canadian
rate), selling prices
of properties held for disposition, expenses (including salaries and employee costs), insurance costs and numerous other
factors.
The four critical
factors are: (a) businesses with recurring revenue bases — like a renewable subscription — are far better than ones dependent on constantly securing new customers; renewals are much easier and less expensive to secure than new sales; (b) customer retention is absolutely critical — all customers are very costly to acquire and very easy to lose in a world
of almost infinite choices; (c) businesses based on products that require constant replacement or renewal (the «razor blade» model) are much more attractive than durable goods businesses (like selling refrigerators) where the products have very long repurchase or replacement life cycles and where the market could even fairly quickly reach saturation points; and (d) businesses that offer products or services that had a predictably high
rate of obsolescence were much more attractive than those where the products had long, useful lives.
In addition to the
factors impacting the year - over-year changes in quarterly GAAP pretax income, GAAP EPS for 1Q18 was further affected by a lower number
of shares primarily reflecting share repurchases in 2017 and the impact
of a lower tax
rate in 1Q18 resulting from the Tax Reform Law.
TD spokeswoman Julie Bellissimo says a number
of factors are considered when determining
rates including the competitive landscape, the cost
of lending and managing risk.
As
of December 2016, a baseline Atlas 5 rocket launch was selling for about $ 109 million, though satellite operators can make up at least half that cost by getting more favorable insurance
rates and other
factors, including an on - time launch, ULA has said.
Moody's has today also placed Spain's Baa3 government bond
rating on review for possible further downgrade in order to assess the implications
of several
factors on the Spanish government's ability to continue to fund its borrowing requirements in the private debt markets.
Once Gossage had the conversion
rates for all the publications in hand, he was able to calculate the marketing cost per sale (average cost per lead divided by the conversion
rate, multiplied by a
factor of.68 to account for estimated sales through word
of mouth).
«We will have moved away from the old style boxes, like growth, value, large cap and so forth, and see these replaced by a series
of risk
factor - related products, like interest -
rate sensitive products,» said Celia Dallas, chief investment strategist at investment consultant Cambridge Associates.
In turn, the deterioration in Alberta was so significant this year that it pushed up the national unemployment
rate, and was the primary
factor behind the drop in Canadian GDP in the first half
of the year.
Factors that will have an impact on credit quality
of companies include domestic consumption trends, exports, commodity price risks, sensitivity to changes in interest
rates, working capital risk, capital expenditure and sensitivity to foreign exchange volatility.
Other
factors that may affect the timing
of a sale are availability
of bank financing, interest
rate trends, changes in tax law, and the general economic climate.
Note: Yelp's search results are based on an algorithm that is designed to provide the best results based on a number
of different
factors including review text,
ratings, and number
of reviews.
There are really three
factors that go into the ability to pay off indebtedness: first, the size
of the debt itself (including the
rate at which it grows); second, the ratio
of one's income or assets to the debt; and third, the competing demands on your financial resources.
Once you
factor in the stress and time it takes to head a major company, perhaps he earns (at an hourly
rate) no more than many
of his mid-level staffers.
Paine now uses the markup
factor, derived by dividing the cost
of direct labor into sales, to compute her billing
rate.