Sentences with phrase «federal funds rate period»

With the Dodd Frank regulations and an overall heavily regulated banking industry, the rates for credit card debt have barely budged during this low Federal Funds Rate period.

Not exact matches

During this period, the Federal Reserve tried to support employment by cutting its federal funds rate target nearly to zero; by creating a number of special liquidity facilities to support the extension of credit; and by engaging in a large scale asset purchase program, buying Treasuries, agency debt and agency mortgage - backed secuFederal Reserve tried to support employment by cutting its federal funds rate target nearly to zero; by creating a number of special liquidity facilities to support the extension of credit; and by engaging in a large scale asset purchase program, buying Treasuries, agency debt and agency mortgage - backed secufederal funds rate target nearly to zero; by creating a number of special liquidity facilities to support the extension of credit; and by engaging in a large scale asset purchase program, buying Treasuries, agency debt and agency mortgage - backed securities.

For the time period in question, the federal funds rate was low (by historic standards), leading the Fed to dismiss the yield curve's «prediction» of recession.

In a nutshell, Wright finds that the two factors of yield curve inversion and the federal funds rate may be used together to better predict the likelihood of a recession occurring within a future twelve - month period.

What I would like to do today is to explain in some detail the logic underlying this expectation that economic conditions will warrant exceptionally low levels of the federal funds rate for an extended period.

They are the maximum and minimum effective federal funds rates in any given month spanning from 6 months before the recession began to 6 months after the recession ended, with only one exception: the end period extends to only the official end of the 1980 recession in July of 1980, and not 6 months afterwards, because rates began rising afterwards and including those months would have made the drop appear larger than it actually was.

During the three most recent recessions, the time periods used to determine the maximum and minimum effective federal funds rates were June 1990 to December 1992 (DR's ftnt has January 2002 for the latter date for this period but we assume that's a typo), December 2000 to January 2002, and August 2007 to December 2008.

Loans under the new credit facility bear interest, at our option, at (i) a base rate based on the highest of the prime rate, the federal funds rate plus 0.50 % and an adjusted LIBOR rate for a one - month interest period in each case plus a margin ranging from 0.00 % to 1.00 %, or (ii) an adjusted LIBOR rate plus a margin ranging from 1.00 % to 2.00 %.

Loans under the new credit facility bear interest, at the Company's option, at (i) a base rate based on the highest of the prime rate, the federal funds rate plus 0.50 % and an adjusted LIBOR rate for a one - month interest period in each case plus a margin ranging from 0.00 % to 1.00 %, or (ii) an adjusted LIBOR rate plus a margin ranging from 1.00 % to 2.00 %.

Borrowings under the credit facility bear interest, at our option, at (i) a base rate based on the highest of the prime rate, the federal funds rate plus 0.50 %, and an adjusted LIBOR rate for a one - month interest period plus 1.00 %, in each case plus a margin ranging from 0.00 % to 0.75 %; or (ii) an adjusted LIBOR rate plus a margin ranging from 1.00 % to 1.75 %.

Loans under the credit facility bear interest, at the Company's option, at (i) a base rate based on the highest of the prime rate, the federal funds rate plus 0.50 % and an adjusted LIBOR rate for a one - month interest period plus 1.00 %, in each case plus a margin ranging from 0.00 % to 0.75 % or (ii) an adjusted LIBOR rate plus a margin ranging from 1.00 % to 1.75 %.

Voting against the policy action was Thomas M. Hoenig, who believed that continuing to express the expectation of exceptionally low levels of the federal funds rate for an extended period was no longer warranted because it could lead to a build - up of future imbalances and increase risks to longer run macroeconomic and financial stability, while limiting the Committee's flexibility to begin raising rates modestly.

The Fed governor also made a comparison between the current unemployment and inflation rates with the 2004 - 07 period, when the US economy was near full employment and inflation was higher than 2 percent, thereby making the point that policymakers should hold on to the current federal funds rate and remain extremely cautious when it comes to raising it.

On February 23, 1995 then - Fed chairman Alan Greenspan, in his semi-annual Humphrey - Hawkins Act testimony to Congress, announced that he was ending his period of money tightening that had taken the federal funds rate up to 6 % and would start letting rates decline.

The following chart, taken from the paper, compares the stock - bond correlation (blue), the credit spread (green) and the federal funds target rate (red) over the entire sample period, with the latter two series scaled up by a factor of ten to facilitate comparison.

Looking back over the past 25 years, a period of low and stable inflation, stock / bond correlation has generally moved in tandem with monetary policy, as measured by the effective federal funds rate.

In addition to capital gains distributions, fund distributions may include nonqualified ordinary dividends (taxed at ordinary income tax rates), qualified dividends (taxed at rates applicable to long - term capital gains if holding period and other requirements are met), exempt - interest dividends (not subject to regular federal income tax) and nondividend, or return of capital, distributions, which are not subject to current tax.

«exceptionally low levels for the federal funds rate for an extended period» means that the short end of the yield curve will stay flat as a pancake.

The Committee will maintain the target range for the federal funds rate at 0 to 1/4 percent and continues to anticipate that economic conditions, including low rates of resource utilization, subdued inflation trends, and stable inflation expectations, are likely to warrant exceptionally low levels for the federal funds rate for an extended period.

Given that the effects of QE2 are subsiding, the FOMC moves the Fed funds sentence up higher in the document and moves up the language that «low rates of resource utilization and a subdued outlook for inflation over the medium run — are likely to warrant exceptionally low levels for the federal funds rate for an extended period.»

Voting against the action was Jeffrey M. Lacker, who preferred to omit the description of the time period over which economic conditions are likely to warrant an exceptionally low level of the federal funds rate.

Voting against the action was Jeffrey M. Lacker, who opposed additional asset purchases and preferred to omit the description of the time period over which exceptionally low levels for the federal funds rate are likely to be warranted.

Strictly speaking, The Federal Reserve is only in charge of the interest rate that banks charge other banks for borrowing funds over short periods, known as the federal fundFederal Reserve is only in charge of the interest rate that banks charge other banks for borrowing funds over short periods, known as the federal fundfederal funds rate.

There have been periods of pretty pronounced increases, but decreases have been generally larger; for example, a downdraft from 1989 - 1992 saw a full 6.75 percent chopped off of the Federal funds rate as it shrank from 9.75 percent to 3 percent.

The Federal Housing Administration Monday said it will take advantage of its healthy mortgage insurance fund to reduce the cost of new loans, part of an Obama administration effort to help low - income and first - time homebuyers in a period of rising rates.

The Committee will maintain the target range for the federal funds rate at 0 to 1/4 percent and anticipates that economic conditions are likely to warrant exceptionally low levels of the federal funds rate for an extended period.

Voting against the policy action was Thomas M. Hoenig, who believed that continuing to express the expectation of exceptionally low levels of the federal funds rate for an extended period was no longer warranted because it could lead to a build - up of future imbalances and increase risks to longer run macroeconomic and financial stability, while limiting the Committee's flexibility to begin raising rates modestly.

Voting against the action were: Richard W. Fisher, Narayana Kocherlakota, and Charles I. Plosser, who would have preferred to continue to describe economic conditions as likely to warrant exceptionally low levels for the federal funds rate for an extended period.

The Committee will maintain the target range for the federal funds rate at 0 to 1/4 percent and continues to anticipate that economic conditions, including low rates of resource utilization, subdued inflation trends, and stable inflation expectations, are likely to warrant exceptionally low levels of the federal funds rate for an extended period.

The increase in shorter - term lending costs may sound terrible for individual borrowers, but the Fed is unlikely to inflate the federal funds rate drastically over a short period of time.

The rate on required reserves will be set equal to the average target federal funds rate over the reserve maintenance period.

The Committee will maintain the target range for the federal funds rate at 0 to 1/4 percent and continues to anticipate that economic conditions are likely to warrant exceptionally low levels of the federal funds rate for an extended period.

In the period after the 2001 recession, the Federal Open Market Committee (FOMC) maintained a low federal funds rate, and some observers have suggested that by keeping interest rates low for a «prolonged period» and by only increasing them at a «measured pace» after 2004, the Federal Reserve contributed to the expansion in housing market activity (TaylorFederal Open Market Committee (FOMC) maintained a low federal funds rate, and some observers have suggested that by keeping interest rates low for a «prolonged period» and by only increasing them at a «measured pace» after 2004, the Federal Reserve contributed to the expansion in housing market activity (Taylorfederal funds rate, and some observers have suggested that by keeping interest rates low for a «prolonged period» and by only increasing them at a «measured pace» after 2004, the Federal Reserve contributed to the expansion in housing market activity (TaylorFederal Reserve contributed to the expansion in housing market activity (Taylor 2007).

Once the introductory period has ended, your APR is variable and dependent upon the prime rate, which is determined by the federal funds rate, set by the Federal Rfederal funds rate, set by the Federal RFederal Reserve.