Sentences with phrase «federal interest rates lack»

Federal interest rates lack a degree of flexibility compared to private lenders.

Not exact matches

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

In addition to lacking borrower protections, private student loans usually carry a higher interest rate than federal student loans, which ultimately makes private student loans more expensive.

Also the USD declined against higher - yielding currencies on prospects the lack of U.S. job growth will keep Federal Reserve Chairman Ben S. Bernanke from raising the key interest rate.

Additionally, federal student loans have inherent benefits that private student loans lack, like income - based repayment plans, forgiveness of loans in the future, fixed interest rates set by the government, and deferment and forbearance options for borrowers facing financial hardship.

Unfortunately, private loans typically lack the low interest rates and range of repayment options that federal borrowers enjoy.

It undermines existing state - level consumer - protection standards that are in place and federal standards that are in development, and may in fact guide homeowners toward more risky financing solutions, such as high - interest rate credit cards, that lack such standards.