Sentences with phrase «financial changes when»

Not exact matches

And when do you plan to start challenging conventional wisdom with it, paving the way to financial success and perhaps even revolutionary change?
«The market changed its sentiment in 2014, so when we filed there was really an appetite for growth, and by the time we were ready to go out, it had switched to more focused on profitability and so we decided to change our financial profile this year,» Steckelberg said.
Changing the task to one that isn't financial in the study let the researchers see if the snowball method is still motivating when it isn't tied to financial advice.
When working with boomers, financial professionals need to change their language from «planning for retirement» to «what are your retirement plans.»
Our financial climate is constantly changing, and it's understandable to freak out when stocks take a small dive.
Millennials need to be careful when family and friends offer financial pointers, as times and strategies have changed.
This was a notable change from the panel's views in 2006 — before the financial crisis and recession — when more execs were in favour of loosening restrictions in the sector.
That's because when the underlying financials change, so too do key ratios commonly used when making investment decisions.
That changed about three years ago when Kraft, which had owned Oscar Mayer since 1988, began to feel its own financial pressures and installed corporate executives from the head offices in Illinois.
Sunk - cost bias occurs when your investment, financial or emotional, is so large that you refuse to change your mind or shift directions.
The Liberals have introduced changes as they try to fulfil their 2015 election promise to improve Parliament's financial processes by bringing more consistency and clarity when it comes to government accounting of how it spends public money.
Everything changed in 2014, when a combination of Western sanctions and falling oil prices created a toxic environment not seen since the 1998 financial crisis.
«I don't think this change should affect anyone's thinking about when the Fed goes,» said Ward McCarthy, chief financial economist at Jefferies.
Carry trades are popular when there is ample risk appetite, but if the financial environment changes abruptly and speculators are forced to unwind their carry trades, this can have negative consequences for the global economy.
In fact, at times, when short - term rates have been pinned at the zero lower bound, the Federal Reserve has taken actions that eased financial conditions without changing short - term interest rates.
Why should Connecticut legislators change the law this year when Tesla is still a fairly young company with an uncertain financial future, the car dealers say.
The landscape for financial institutions has changed dramatically from the days when we were simple lenders and deposit takers.
When it comes to the financial markets, indices are a statistical measure and benchmark of change.
The picture changed dramatically when a household's financial assets came into play, however.
The additional factors considered when determining any changes in fair value between the most recent valuation report and the grant dates included, when available, the prices paid in recent transactions involving our equity securities, as well as our operating and financial performance, current industry conditions and the market performance of comparable publicly traded companies.
«The changes I am calling for would give manufactured home owners in Surrey and across B.C. the time and financial help they need when they find out they're being evicted.
Despite this, when it happened, Google Adwords is contrary to any change in law relating to financial services, which blokowałaby ads related to ICO or kryptowalutami.
The modest change to our hedge is intended to maintain our downside protection while hopefully producing a little bit less day - to - day discomfort on days when Wall Street suddenly goes «risk on» and chases banks, financials, materials, and high - debt cyclicals, all of which we hold with smaller weight than the major indices reflect.
This has resulted in three changes: more scrutiny of the global financial system, strengthened regulation and a greater willingness to respond when risks appear to be rising.
You're not required to report changes in your financial circumstances before the annual date when you must provide updated income information.
In conclusion, I would like to return to the question I posed at the beginning of this talk, and in fact the question I posed myself when I first came into this area a few months ago — has the way we look at financial stability changed since the GFC?
From 1990 to the end of the financial crisis, monthly changes in volatility explained approximately 30 % of the monthly variation in momentum returns, with momentum more likely to post negative returns when volatility is rising.
Even as it enacts reforms to liberalize its financial markets and change its economic model, China must regain its competitiveness when it comes to exports.
Yacktman said there's 3 opportune times to buy: when the whole market goes down / collapses (like the financial crisis of 2008), an industry shortfall (like 1993 with concerns of changing the healthcare industry), or an individual stock temporarily out of favor.
When advisors were asked how they've changed, most said they have shortened the duration on their bond holdings, while swapping out some bond funds in favor of floating - rate funds and preferred securities in the financial sector.
In this role, Mr. Pesce worked with financial advisors to optimize portfolio construction and monitor the changing regulatory environment to implement adjustment when necessary.
Do investors in the current financial market have the same reverence for the market mountain and a solid game plan for decision making when financial market weather conditions change?
At a time when the political and financial elite gathered at Davos frets about the failures of capitalism and the need for its reform, Professors Yvan Allaire and Mihaela Firsirotu, in a new book titled «A Capitalism of Owners ``, propose an action plan to change fundamentally the way capitalism has come to work.
A term policy being convertible doesn't increase the cost of a policy and simply offers you more options should your financial situation change later on, so we recommended asking for it when obtaining coverage.
The signs of capital concentration tell us we need to start thinking about how we will execute a plan for the ultimate descent at perhaps a very crowded Hillary Step juncture somewhere in the future when shorter term weather conditions on the financial market mountain change.
When insurers suffer major financial losses resulting from an unusually high volume of claims, they change their policies to protect themselves from further losses.
When I bought Wal - Mart (WMT) a bit more than a year ago, I wrote an article for Financial Times where I laid out my theses: Wal - Mart currently appeals mostly to lower income demographics, and this is where things will change the most... Cleaner, better, more appropriately merchandised stores will attract new customers... encourage shoppers to......
Your financial wellbeing isn't going to change when you get married.
When in 169 one of the contestants, Menelaus, was returned to the office, Antiochus, who had already incurred the bitter resentment of faithful Jews by his interference, sought to correct his financial plight by entering the Temple himself and stripping it of its considerable movable wealth.31 Antiochus became at once the object of Judaism's bitterest hate; and no doubt in part in retaliation but also as an expression of this ardent Hellenist's frustration with a people slow to change, he effected an otherwise quite unprovoked attack on Jerusalem in 168.
Complexities and changes in financial situations will stress you out, so when it comes to your food budget, you need a stable set of money saving recipes that you can rely on week in and week out.
While more astute investors have always adjusted the financial statements when analyzing the impact of leased assets on a company's financial strength, these changes provide for more consistent comparisons across companies.
Its three founders, initially working as Korean medical doctor, financial analyst, and Economist correspondent, came together with their love of craft beer and the ambition to create a «booth» where young - minded people can gather to change the world while enjoying quality beer, when there was a lack of high quality beer.
but, im ok with this vardy transfer... it shows us many things: 1) wenger is changing, something some of us have been demanding for a long time; 2) it shows that wenger is taking risks: think about it, he is buying a men for a not cheap price, knowing he could not getting anything after, with a future sell i mean... this is an act that shows wengers intentions to win something, the buy is not motivated by any financial or economic reason but only for a «get the f epl once again» reason... this is an act that shows us hungry, even if we fail, we could said we try... first ever, we really try; 3) finally but very important... vardy is the kind of player we need... he is a warrior, a fighter... he has character... look at how he celebrate his goals... full of energy... he, like alexis, can motivate the team when the things are not going in our way (something wenger cant do because of his age and because he has never been an active coach on the pitch)... the vardy transfer, if it finish well, is a demostration of a change, and a good one... lets take care of winning things and do nt look the economic side for once... vardy is a bit old, but we can give a chance to welbeck after maybe, or akpom... u are not thinking about the future when we talk about ibra... guys: u complain when wenger do nt spend or because he is always looking for the bargain when u are the guys who has to pay the very expensive tickets... u complain when wenger buy the always for the future guy... like morata... stop to complain for everything and be consequent with yourself... i would love auba, but it is not going to happen... lukaku is awesome but the asking price is stupid... lets try with vardy, give us the throphy..
its ridiculous and embarrassing and goes to show that the real agenda from both wenger and the board is keeping the books straight its the continual party line of «in the summer, we'll do this» then the player is unavailable there used to be a time not that long ago when you knew that whoever they brought in was going to be class, now you know that whoever they bring in will be cheap and wont do much of a job, Sanchez has been the only real good bit of transfer business and I mean really good bit since we were supposed to be free of financial restraints makes you wonder if we ever really had any as its still not changed.
This is the real story of Wenger's downfall.It all begun when UEFA announced the financial fair play rule.Wenger changed everything, preparing to take on the big, wealthy clubs in England and Europe.The news coming around Europe are great - «Real Madrid - stop on transfers for 2 years, Barcelona drowning in debt, Manchester City sheiks scratching their heads, Abramovich desperate»....
Deluded manager plus greedy board has created a crisis at arsenal with third rate players being paid first rate wages to keep them loyal and drugged up fans like yourself overdosing on 4th place high... True fans want change when they see the club going in wrong direction not a string of drug crazed platitudes from tribal loyalists who are so deluded themselves that they actually believe the blame for the crisis lies with the people who have been pointing to its causes... Do you think financial crises only happen because people start warning about overlevaraged banks, the speculative and fraudulent behaviour of their overpaid employees and the indulgence of their massively overpaid senior management... Pathetic comment
there is no doubting that Arsene has helped to provide us with some incredible footballing moments in the formative years of his managerial career at Arsenal, but that certainly doesn't and shouldn't mean that he has earned the right to decide when and how he should leave this club... there have been numerous managers at each of the biggest clubs in Europe throughout the last decade who have waged far more successful campaigns than ours yet somehow and someway each were given their walking papers because they failed to meet the standards laid out by the hierarchy of their respective clubs... of course that doesn't mean that clubs should simply follow the lead of others, especially if clubs of note have become too reactionary when it comes to issues of termination, for whatever reasons, but there should be some logical discourse when it comes to the setting of parameters for a changing of the guard... in the case of Arsenal, this sort of discourse was largely stifled when the higher - ups devised their sinister plan on the eve of our move to the Emirates... by giving Wenger a free pass due to supposed financial constraints he, unwittingly or not, set the bar too low... it reminds me of a landlord who says he will only rent to «professional people» to maintain a certain standard then does a complete about face when the market is lean and vacancies are up... for those who rented under the original mandate they of course feel cheated but there is little they can do, except move on, especially if the landlord clearly cares more about profitability than keeping their word... unfortunately for the lifelong fans of a football club it's not so easy to switch allegiances and frankly why should they, in most cases we have been around far longer than them... so how does one deal with such an untenable situation... do you simply shut - up and hope for the best, do you place the best interests of those with only self - serving agendas above the collective and pray that karma eventually catches up with them, do you run away with your tail between your legs and only return when things have ultimately changed, do you keep trying to find silver linings to justify your very existence, do you lower your expectations by convincing yourself it could be worse or do you stand up for what you believe in by holding people accountable for their actions, especially when every fiber of your being tells you that something is rotten in the state of Denmark
When announcing this policy, Labour made clear that «this would be underpinned by the right to obtain (under an obligation of confidentiality) financial and commercial information about the business and affairs of a football club,» though the board members wouldn't be able to block takeovers or change corporate strategy.
Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...
Well when it does inevitably come to an end, I will be one of them cheering off the most successful manager Arsenal has EVER had, who changed our style from boring to beautiful, who carried us through the decade of financial drought and loss of key players while we built a new stadium, still cutting top 4 and giving us CL year after year.
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