Sentences with phrase «financial experience study»

Somewhat disheartening, respondents to Prudential's 2016 - 2017 LGBT Financial Experience Study were «less likely to have started saving or investing for retirement... than those surveyed in 2012.»

Not exact matches

A University of Arizona study on college students» financial behaviors found that three things help there: Parental involvement, taking a personal finance class and having a part - time job and other hands - on money experience.

I currently volunteer with JA for resume experience while I study financial advising and decide among the different certifications.

With the second legs about to be played - a study examines financial strength, combined with Champions League experience

A recent study found that when fathers encourage and promote the academic and athletic achievements of their daughters, the girls were more likely to grow up and experience career success and financial well - being.

However, despite the financial success of these videos, one study reported that for babies from 8 to 16 months old, every hour spent watching these videos rather than experiencing human interaction resulted in their having six to eight fewer words in their vocabularies compared to other babies their age.

He worked for French firm Elf Aquitaine before acting as treasurer for Enterprise Oil in London, gaining valuable financial management experience, before resigning to study for the priesthood in 1992.

The study by Robin Soster, assistant professor of marketing in the Sam M. Walton College of Business, demonstrated that consumers experience significant differences in satisfaction based solely on their budget status or financial condition at the time of purchase, rather than the quality of the product or how much it costs.

Category: English, Environmental Sustainability, Europe, European Union, Gender Equality, global citizenship education, Global Partnership, Middle East, Millennium Development Goals, Private Institution, Public Institution, Transversal Studies, Universal Education, Voluntary Association, Your experiences, Your ideas · Tags: Financial Crisis, International Human Solidarity Day, Politicians, poverty, Promises, solidarity, Αλληλεγγύη, Ελλάδα, Οικονομική κρίση, Πολιτικοί, Υποσχέσεις Greece, Φτώχεια

Because these withdrawal assumptions are tied to large financial decisions, pension plans conduct regular «experience studies» to check their assumptions and compare their expectations with actual teacher turnover rates.

Drawing on findings from a major study of educators» professional learning in Canada, reviews of the international literature and commentary from experts in the US and abroad, this symposia will present and discuss opportunities and challenges for teachers to experience meaningful and impactful professional learning, with an emphasis on two enabling conditions — resourcing (both human and financial) and teacher federations with strong professional agendas.

A study of 30 teacher residency programs found that mentors in these programs had, on average, 10 years of prior teaching experience.11 Some programs offer teacher mentors financial benefits, such as $ 2,000 or $ 3,000 stipends and / or money targeted for professional development, but there are nonfinancial rewards to mentoring as well, notably the benefit to mentors of improving their own practice.

Her experience working with students from lower - income families led her to do research on student financial aid and allows her to bring real - world experience to studying the topic.

To further the organization's mission in her capacity she draws upon a wide depth and breadth of practical and theoretical knowledge and experience gained from: ten years serving the SC Department of Education Title I, Part C Education of Migratory Children / Youth program, five years as the state coordinator and five years as a state recruiter / outreach worker; working as an Spanish / English interpreter / translator for the University of SC's Center for Child and Family Studies HABLA project and an undergraduate professor in Political Philosophy and Ideology and World Politics; serving in the United State Peace Corps for three years in Mali, West Africa to improve women's financial sustainability and promotion of girls education; employment at the UN headquarters; living / studying / working / conducting research in the Philippines, Syria, Mali, France, and Spain; obtainment of a PhD in International Relations from the University of South Carolina in 2012; a MS in International Business, and a MA in Diplomacy and International Relations from Seton Hall University in 2001; and a BA in International Studies with a focus in Management, French, and Spanish from the College of Saint Elizabeth in 1999.

Every pension plan publishes these assumptions in their financial reports, and they conduct regular «experience studies» to see if their assumptions are correct or if they need adjustments.

Each month we have a fun and inspiring case - study night where our members share their experiences of recent acquisitions and their progress toward financial freedom.

Also planned is a reduction in the expected parental contribution under the Canada Student Loans Program, and elimination of «in - study student income» so that students can work and gain valuable labour - market experience while attending school without having to worry about a reduction in their financial assistance.»

According to a 2015 study by The Pew Charitable Trusts, 60 % of Americans experienced a «financial shock» in the past 12 months and the average cost was $ 2,000.

You Too Can Accept Credit Cards Card Gives Virtual Rewards When You Spend Real Cash Consumers Know More About Credit Scores, but Knowledge Gaps Still Prove Costly New Guide Takes Mystery out of Prepaid Cards Contactless Credit Cards Could Encourage Spending Chase and LivingSocial Offer a Deal of a Card Women Pay More Than Men for Credit Cards, Study Finds Springtime Means New Bonuses for Popular Rewards Cards Convenience Stores Pass Credit Card Fees on to Consumers Discover Expands Internationally, Sets EMV Mandate American Express Cardholders Can Tweet for Savings Contactless Payments: The Faster Way to Pay MasterCard Offers «Priceless» City Experiences Plain Vanilla Cards Pack a Big Punch Scrap the Plastic: A New Way to Pay is Coming Americans» Financial Situation Improving - Not Out of the Woods True Romance is About Discussing Finances FTC Action Stops Fake Credit Card Telemarketing Operation MasterCard Lays Out EMV Roadmap Sovereign Bank Launches a «Sphere» of a Simplified Card New Year Starts with Mixed News on Credit Defaults Suze Orman Pushes Prepaid Card Citibank Makes Rewards Program Social It's Never Too Early to Teach Children About Credit Cards New Services Offer Loyalty Programs Through Credit Cards Consumer Financial Protection Bureau Launches Card Agreement Simplification Project Credit Card Users Focus on Product Benefits, Not Cost, Says New Survey Spend Wisely this Holiday Season EMV Chip Technology Continues to Spread in the U.S. Interested In Calculating Interest?

«I there's a good experience — and it's harder to put an ROI (return on investment) on that — like the opportunity to study abroad, it's a bit harder of a financial decision,» said Andrew Josuweit, CEO of Student Loan Hero.

Studies in cognitive aging show that older respondents experience a decline in cognitive processes closely related to financial decision making.

The National Financial Capability Study (NFCS) is designed to measure perceptions, attitudes, experiences, and behaviors on a wide variety of topics.

This study examines the average person who experiences financial hardship.

Alumni and faculty members who donated works to the auction designated the proceeds to a wide range of support: scholarships, bursaries for students in financial need and initiatives that enhance the student experience, such as opportunities to study abroad, guest speakers, specialized workshops, leading edge technology, and more.

Almost 10 % of all elder NY residents had experienced abuse in a given year, but that study did not include financial forms of exploitation.

This project is a literature review of studies (including international studies) on how legislation, policies, programs and practices bear on the financial security and labour - market experiences of workers who sustain a work injury, and evidence on the adequacy and equity of benefits provided by programs in different jurisdictions.

The only other data about abuse is a Northern Irish study published in September 2016, she adds, which suggests that 21 % of the elderly population has experienced some form of financial abuse.

A 2002 study showed that among hospice financial counselors who have had experience with viatical settlements, most report positive experiences.

«I was impressed by how generous both senior and junior bankers were with their time during the spring programme, often giving up a number of hours to talk to students about their experiences, help us with case studies and give us practical financial careers advice.

Business Administration Corporate Finance Studies Robotics Engineering Financial Accounting General Business Accounting Accounting Principals PROFESSIONAL EXPERIENCE Assistant — D'Vine Jazz & Wine, Morgan Hill, CA 2010 — 2011 While attending college assisted chef in food preparation, kitchen management duties, food handling safety, and kitchen maintenance.

Personal Information Jay Bilderback 3435 Fulton Street Parkersburg, WV 26003 (333)-382-7732 [email protected] Date of Birth: May 6, 1979 Place of Birth: WV Citizenship: American Gender: Male Profile Summary • Knowledgeable in Ms Excel • Expert in Accounting • Skilled in financial study and crosschecking • Wide Experience in negotiations with customers / clients • Adept in Spreadsheet Education MS in Finance Management Drexel University, Philadelphia, PA BS in Banking and Finance, 2002 Drexel University, Philadelphia, PA Employment History Personal Banker, 2007 — Present SunTrust Banks, Inc, Atlanta, GA Responsibilities: • Financed clients to have mortgages every time they purchase properties.

Skill Highlights Academic advising Student recruitment and retention Marketing strategy Financial aid Transition planning Relationship building Professional Experience Academic Advisor 8/1/2013 — Present Rocky Mountain Community College — Colorado Springs, CO Meet with 400 students to assess academic needs and career goals, and advise students on courses, programs of study, transferability, career options and college resources; prepare individualized learning plans and perform unofficial degree reviews.

To gain experience in the financial markets, I began to work as an intern studying under a portfoli...

I'm a renewable energy professional with 5 years worth of cumulative study - and work experience within the field of renewable energy economics, energy M&A and financial valuation.

Marketing research specialist with ten + years of experience of supplier and client side market research with a solid background in: • Client management and support of global consumer packaged goods, financial, and pharmaceutical companies • Questionnaire design of product, brand equity, segmentation and conjoint studies • Project and field management of domestic and international studies • PMO team management and supervision

Spa Director — Duties & Responsibilities Lead through example with consistent work ethic, attitude, and professionalism, executing spa and salon administration functions, overseeing sales and marketing operations, and implementing cutting - edge industry techniques and trends Collaborate in all phases of strategic planning with other members of management team, including product inventory control, marketing and sales strategies, product and service offerings, client service, event coordination, and area competition Provide continuous assessment of key markets, potential customers, and capital utilization, while furnishing oversight and guidance regarding policies and procedures, budgets and financial forecasts, and client experience considerations Perform needs - based and situational assessments of policies and procedures to improve operational efficiency, manage and reduce costs, promote both employee and client satisfaction, and deliver a luxurious experience to high - profile clientele Identify and utilize talent among team members with focused training efforts, targeted professional recruitment, continued supervision of 40 staff, and the promotion of a performance - based environment leveraging individual talents for group benefit Develop and supervise support staff to aid in effective sales, marketing, and service operations, delegating important tasks and assignments while providing timely follow - up to ensure task completion, including newsletter and article distribution Ensure effective execution of all administrative, HR, and financial aspects of business management, while analyzing and presenting important information to executive staff, stakeholders, and other relevant parties Address key client and management queries and resolve them in an expedited manner, promoting sustained revenue growth through client retention, referral generation, and the leveraging of cross-sales opportunities Create and implement firm marketing and sales strategies while tracking performance versus internal and external benchmarks, focusing on both revenue generation as well as cost control Maintain a strong working knowledge of products, services, techniques, and relevant tools, while committing to continued advanced technical education with respect to complex spa, salon, and fitness concepts and studies Act as a liaison between clients, vendors, sales and support staff, and other management partners to facilitate information flow and drive operational efficiency

SUMMARY PROFILE A senior marketing professional with significant global experience in consumer package goods, financial services, and beverages, specifically: * Marketing (communications, PR) * Brand loyalty surveys * Strategic planning * Concept testing * Direct marketing * Segmentation surveys * Advertising research * New product optimization research * Market research * Competitive analysis * Tracking studies * Qualitati...

Professional Duties & Responsibilities Determined client financial goals and created comprehensive investment portfolios Recommended funds, allocation percentages, and risk management products Performed market and investment research, analysis, and asset allocation studies Authored market and portfolio commentaries and customer correspondence Generated product sales through cold calling, networking, and client presentations Oversaw loan process, determined risks, and recommended course of action Trained and supervised junior associates ensuring effective and efficient operations Experienced in legal compliance, research, and document creation Developed marketing and development plans as well as all collateral materials Resolved customer service inquiries resulting in client satisfaction and repeat business Performed all duties in a positive, courteous, and timely manner

Sales Manager — Duties & Responsibilities Provide operational support across a wide variety of industries Responsible for product inventory, pricing, sales, and logistics Oversee company financials through QuickBooks and Point of Sale Develop a rapport with customers and orient them to various products and services Encourage high customer retention by maintaining friendly, supportive contact with existing clients Study internal literature to become an expert on products and services Interact with support staff and company resources effectively to create the best consumer experience Conduct buying operations to locate and secure quality materials at affordable prices Negotiate and execute contracts with C - Level decision makers Train staff ensuring they understand the brand and adhere to company policies and procedures Maintain comprehensive records detailing pricings, sales, activities reports, and other pertinent data Strictly adhere to budgets and schedules Plan and execute successful special events including grand openings, graduations, etc.. Provide administrative assistance including phones, data entry, and reception as needed Perform legal research assisting attorneys with varied caseloads Represent company brand with poise, integrity, and positivity

Medical Billing Specialist — Duties & Responsibilities Manage medical billing, coding, and customer service operation for industry leading corporations Develop extensive experience with all major medical insurance providers Provide exceptional customer service resulting in 100 % client satisfaction rating Maximize reimbursements and minimize costs through effective management Serve as member of Rate Book Committee overseeing 80,000 outpatient third party accounts Recruit, hire, and train staff ensuring understanding of company brand, policies, and procedures Responsible for $ 100 million per year in company income and company record of $ 46 million in one month Oversee financial management providing best practices and strategic planning Build and strengthen relationships with third party payors including Medicare, Medicaid, and others Author and present reports to senior leadership regarding company financial health Set and strictly adhere to departmental budgets and project timelines Ensure compliance with applicable laws and industry regulations Establish and maintain detailed records regarding claims, billing, and client information Create and implement clinical and nonclinical team training activities Consistently promoted for excellence in management, customer service, and revenue generation Study internal literature to become an expert on products and services Represent company brand with poise, integrity, and positivity

Client Services Supervisor — Duties & Responsibilities Responsible for electronic payroll system operations for a large and economically diverse client base Recruit, train, and direct customer service, sales, technical, and administrative staff ensuring efficient operations Maintain working knowledge of proprietary software, industry best practices, employment law, and tax law Oversee adherence to departmental budgets, project timelines, and company policies Coordinate efforts between multiple departments resulting in timely and cost - effective project completion Design and implement professional development programs to enhance team skill sets Utilize employee recognition programs to build morale and dedication to company mission Represent company brand with poise, integrity, and positivity Study internal literature to become an expert on products and services Develop a rapport with customers and orient them to various products and services Encourage high customer retention by maintaining friendly, supportive contact with existing clients Interact with support staff and company resources effectively to create the best consumer experience Utilize technical proficiencies and industry knowledge to offer guidance and support to coworkers and clients Craft effective presentations and proposals, tailoring them to clients based on their specific needs and styles Maintain sales and customer service records detailing pricings, sales, activities reports, and other pertinent data Manage company financial records providing detailed, accurate account of transactions and financial health Build and strengthen long term relationships with peers, clients, partners, and industry leaders Provide additional operational support including communications, data entry, and other tasks as needed Consistently promoted due to excellence in management, customer service, technical support, and sales

Retail Sales Manager — Duties & Responsibilities Oversee customer service and sales staff ensuring efficient, effective, and profitable operations Design and implement staff development programs to enhance sales and customer service skills Train employees in corporate branding and company policies and procedures Consistently meet or exceed sales goals through networking, in person sales, trade shows, and other tactics Develop and implement company marketing, public relations, and promotional strategies Identify company operational challenges and overcome obstacles through strong managerial skills Represent company brand with poise, integrity, and positivity Develop a rapport with customers and orient them to various products and services Encourage high customer retention by maintaining friendly, supportive contact with existing clients Study internal literature to become an expert on products and services Interact with support staff and company resources effectively to create the best consumer experience Conduct research on prospective leads and existing clients to assist in developing sales strategies Craft effective sales presentations and proposals, tailoring them to clients based on their specific needs and styles Collaborate with junior level sales people to develop action plans to govern their performance Maintain comprehensive records detailing pricings, sales, activities reports, and other pertinent data Strictly adhere to budgets and schedules Oversee multimillion dollar inventory and product replenishment Manage company financial records providing detailed, accurate account of transactions and financial health Provide additional operational support including communications, data entry, and other tasks as needed

Retail Sales Manager — Duties & Responsibilities Consistently meet or exceed sales goals through networking, in person sales, trade shows, and other tactics Develop and implement company marketing, public relations, and promotional strategies Represent company brand with poise, integrity, and positivity Develop a rapport with customers and orient them to various products and services Encourage high customer retention by maintaining friendly, supportive contact with existing clients Study internal literature to become an expert on products and services Interact with support staff and company resources effectively to create the best consumer experience Conduct research on prospective leads and existing clients to assist in developing sales strategies Craft effective sales presentations and proposals, tailoring them to clients based on their specific needs and styles Collaborate with junior level sales people to develop action plans to govern their performance Recruit, train, and direct staff ensuring they understand the brand and adhere to company policies and procedures Maintain comprehensive records detailing pricings, sales, activities reports, and other pertinent data Strictly adhere to budgets and schedules Oversee multimillion dollar inventory and direct purchasing and inventory replenishment Manage company financial records providing detailed, accurate account of transactions and financial health Provide additional operational support including communications, data entry, and other tasks as needed

Business Manager — Duties & Responsibilities Manage multiple technology companies ensuring effective, efficient, and profitable operations Design and implement sales and marketing strategies, campaigns, and collateral materials Recruit, train, and direct sales and customer service teams resulting in significant company revenue Consistently meet or exceed sales goals through networking, cold calling, and other tactics Represent company brand with poise, integrity, and positivity Develop a rapport with customers and orient them to various products and services Encourage high customer retention by maintaining friendly, supportive contact with existing clients Study internal literature to become an expert on products and services Interact with support staff and company resources effectively to create the best consumer experience Conduct research on prospective leads and existing clients to assist in developing sales strategies Craft effective sales presentations and proposals, tailoring them to clients based on their specific needs and styles Conduct public relations activities and attend relevant events, fairs, and conferences Negotiate and execute contracts with C - Level decision makers Maintain records of site visits to potential and existing clients to assist in assessing their future needs Collaborate with junior level sales people to develop action plans to govern their performance Maintain comprehensive records detailing pricings, sales, activities reports, and other pertinent data Oversee accounting activities including budgets, accounts payable / receivable, and tax filings Prepare and present periodic financial reports to fellow members of senior leadership

Hospitality Sales Manager — Duties & Responsibilities Direct all daily operations, sales, customer service, and finances for multiple hotels, resorts, and other businesses Recruit, train, and direct staff ensuring they understand the brand and adhere to company policies and procedures Design and implement marketing and sales campaigns resulting in increased revenue Consistently exceed sales goals through effective marketing, networking, and other tactics Make cold calls in a courteous, yet assertive manner that translates to sales results Perform research on prospective leads and existing clients to assist in developing sales strategies Craft effective sales presentations and proposals, tailoring them to clients based on their specific needs and styles Develop a rapport with customers and orient them to various products and services Encourage high customer retention by maintaining friendly, supportive contact with existing clients Interact with support staff and company resources effectively to create the best consumer experience Maintain comprehensive records detailing pricings, sales, activities reports, and other pertinent data Study internal literature to become an expert on products and services Set company budgets, maintain profit / loss statements, and ensure overall financial health Cut operational costs through effective inventory management and employee scheduling Negotiate contracts and agreements with suppliers securing quality products at low prices Create employee development programs building staff skill sets and value Utilize employee recognition tactics to build morale and company loyalty Perform administrative duties such as data entry, filing, faxing, and phones as needed Represent company brand with poise, integrity, and positivity

Computer Operations Technician — Duties & Responsibilities Direct information technology department ensuring effective and efficient operations Recruit, train, and supervise computer technicians and administrative personnel Responsible for department budgets, project timelines, and team workflow Assist in the design, launch, and management of multiple data centers Proficient in the operation, repair, and maintenance of complex computer hardware and software Develop significant experience with financial applications and business platforms Oversee system security and performance enhancements to exceed industry standards Utilize cost cutting measures in the backup of valuable company data Perform staff evaluations to set professional goals and recognize exceptional service Serve as a liaison between the information technology team and senior leadership Present reports regarding information technology best practices and proposed system upgrades Develop a rapport with company personnel and deliver exceptional service Study industry literature to become an expert on emerging technologies Maintain comprehensive records detailing service calls, system updates, and other pertinent data Represent company brand with positivity, professionalism, and dedication

Another study (not included in the meta - analysis reported above) conducted by Wilmarth et al. (2014) found that married couples experiencing financial distress (i.e., the lack of financial wellness) were more likely to report demand - withdraw communication patterns in their marriage.

Felitti and colleagues1 first described ACEs and defined it as exposure to psychological, physical or sexual abuse, and household dysfunction including substance abuse (problem drinking / alcoholic and / or street drugs), mental illness, a mother treated violently and criminal behaviour in the household.1 Along with the initial ACE study, other studies have characterised ACEs as neglect, parental separation, loss of family members or friends, long - term financial adversity and witness to violence.2 3 From the original cohort of 9508 American adults, more than half of respondents (52 %) experienced at least one adverse childhood event.1 Since the original cohort, ACE exposures have been investigated globally revealing comparable prevalence to the original cohort.4 5 More recently in 2014, a survey of 4000 American children found that 60.8 % of children had at least one form of direct experience of violence, crime or abuse.6 The ACE study precipitated interest in the health conditions of adults maltreated as children as it revealed links to chronic diseases such as obesity, autoimmune diseases, heart, lung and liver diseases, and cancer in adulthood.1 Since then, further evidence has revealed relationships between ACEs and physical and mental health outcomes, such as increased risk of substance abuse, suicide and premature mortality.4 7

Knox brings 25 years of experience to the study and evaluation of social programs, with special expertise in how support services for low - income parents — including child support, financial incentives, and services to strengthen family relationships — affect families and children.

Seven (7) years of experience that includes a combination of the following: working with diverse populations including individuals with disabilities research and service in the areas of vocational rehabilitation, rehabilitation counseling, and / or disability studies business management, marketing, revenue generation, and financial management 3.