Sentences with phrase «financial debt service»

In an effort to figure this out, loan providers will want to take a look at gross financial debt service ratio (GDSR), the number of your gross monthly income you can use for housing costs (mortgage payment, utility bills, as well as house taxes).

Not exact matches

However, in reality, many individuals use the services of an accountant whether it's to help with tax returns, to improve their financial planning or even to assist with debt problems.

And last month, an international financial group owned by the world's central banks said Canada's credit - to - gross - domestic - product and debt - service ratios show early warning signs of potential risk to the domestic banking system in the coming years.

Once a symbol of U.S. industrial strength, Detroit fell on hard times due to population loss, rampant debt and financial mismanagement that left it unable to provide basic services to residents.

Temasek and the debt - laden HNA, an aviation - to - financial services conglomerate, last week signed a memorandum of understanding to explore business partnerships in aviation and logistics.

Some of the proceeds of the IPO will go to repay outstanding debt Zipcar owes to financial instutitutions, and «approximately $ 5.0 million to repay amounts owing to certain former shareholders of Streetcar» as well as a portion of the net proceeds to invest in «companies, technologies, services or assets that complement our business.»

They also fear that at such elevated levels, many Canadian households would be unable to withstand a financial shock such as a loss of income, or a sudden spike in interest rates that raised debt services charges.

The fresh numbers come as an international financial group owned by the world's central banks says Canada's credit - to - gross - domestic - product and debt - service ratios show early warning signs of potential risk to the banking system in the coming years.

Financial consultants like KPMG offers SMEs debt advisory services to help them obtain finance from sources including P2P lenders.

On the demand side it seems plausible that, as people get richer, more of their income can be spent on financial services, including debt servicing, as proportionately less needs to be spent on necessities.

«We are very concerned that Remington will be unable to refinance debt that comes due in April 2019 given its weak operating performance and high financial leverage,» Kevin Cassidy, a Moody's Investors Service Inc analyst, wrote in a research note last month.

The financial sector accordingly aims to shift taxes off its major customers (real estate and monopolies) so as to leave more revenue «free» to be capitalized into bank loans and paid out as debt service.

Goods and services no longer had to incorporate the debt charges that the financial upswing had built into the system.

In other words, is your restaurant in a good financial position and able to service expansion debt?

Once the proud symbol of U.S. industrial strength, Detroit fell on hard times after decades of population loss, rampant debt and financial mismanagement left it struggling to provide basic services to residents.

In other words, people have to pay either so much debt or they have to have forced saving, like pension fund saving, that the economy is shrunk for financial reasons, for putting more and more of its money out of the real economy of goods and services into the financial sector.

Sure, there's free information on the internet, but often times this information is coming to you from multiple sites that may be trying to sell you a financial products — like a mortgage, debt consolidation, mutual funds or their services.

They are to pay for their rising debt service not by taxing the population, but by selling public assets to the financial, insurance and real estate (FIRE) sectors — the very sectors which are receiving the growing interest payments on the national debts resulting from lowering taxes on wealth.

And foreign lending and debt service, military spending and financial speculation are an inherent part of the global system affecting exchange rates.

Companies that actually use raw materials and consumers that buy products are being squeezed, by a combination of debt service and a financial austerity plan — while Wall Street and speculators are being enabled to make a killing.

Aceto Corp. shares tumbled after the firm said it is seeking a waiver from its bank regarding debt service and financial covenants, naming a new interim CFO and taking hundreds of millions of dollars in write - downs related to its products.

Of course debt growing faster than debt - servicing capacity is unsustainable, so we will set as our first financial sector target the point at which the two grow in line with each other.

While the acceleration of Asian financial market development has implications across equity and debt markets, some financial services companies are in a good position to benefit.

AICPA: 360 Degrees of Financial Literacy: Taxes Edelman Financial Services LLC: Tax & Finance, Credit & Debt Fairmark.com: Tax Guide for Investors IRS Forms and Publications

The information collected by the credit bureau and processed into your business credit profile is designed to reflect the financial condition of your business and its capacity to service debt.

According to the Global Financial Stability Report released by the IMF (International Monetary Fund), a large number of US companies servicing their debt could be in trouble if the Fed continues to raise rates.

In addition, indicators of financial stress — such as loan arrears — remain low, suggesting that the high debt - servicing burden is not yet imposing a significant constraint on consumer spending.

Canada Lend is yet another lending service that offers second and bad credit mortgages, debt consolidation services, home equity lines of credit, refinancing options, and other financial solutions.

Davis also provides financial advisory services primarily related to the valuation of privately - held equity and debt issued by financial services companies and advisory related to capital structures and M&A.

Ray focuses on financial services and commercial real estate, with a specialization in negotiated private placements of term asset - backed securities, warehouse credit facilities, whole loan transactions, subordinated debt financings, and other transactions for specialty finance companies and commercial real estate.

Conventional sources of finance rely on the borrower's history (how long it has been in business), its overall financial health including profitability, positive cash flow, and debt service coverage.

That competence isn't really lost, only your government has encouraged the creation of a vast financial services sector focused on the creation of toxic debt instruments linked to the real estate bubble that was itself a result of the credit expansion.

Although household indebtedness remains a major risk to financial instability in Canada, low interest rates have kept debt servicing costs low by historical standards.

Moody's Investors Service announced it would review «for possible downgrade» the credit ratings of five states, including Maryland, that could be hit particularly hard if Congress fails to raise the nation's debt limit by the Aug. 2 deadline and defaults on its financial obligations.

The financial intermediation service charge currently increases the ratio by around 1.4 percentage points, of which around half is attributable to housing - related debt.

In turn, these defaults could make it hard for GM Financial to service its $ 80 billion in debt.

The revised data including the financial intermediation service charge suggest a slightly higher debt - servicing ratio over recent years than that indicated by the RBA's earlier estimates, with the revised ratio averaging 1/4 — 1/2 of a percentage point higher over recent quarters.

And the Hellas» bad financial situation is aggravated by the debt servicing costs.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Measures of financial stability include the ability to sustain current dividend payments from earned net income, adequacy of working capital, ability to service debt from earned cash flows, stability of profit margins, analysis of price behavior, and other factors.

Banks, brokerages and other financial services firms typically account for the bulk of new listings in the city, but have only comprised 23 percent of IPOs so far in 2017, weighed down by concerns over rising bad debt in China.

Suitable for UK and international financial services institutions seeking long - term exposure to real estate debt

The most important financial ratio from the household perspective is the debt - servicing ratio — the ratio of interest payments to disposable income.

I think Wenger is ready to show the World that not being in the worlds football trophy winning party these past few years is not at all due to his inability as a coach but the clubs» inability due to the financial constraint of having to service their debt.

The Global Financial Crisis highlighted the fact that technocrats are sometimes required when temporal concerns (i.e. debt that adheres to future generations vs. services now) conflict

«The government is committed to ensuring that customers have access to free and independent debt advice, and that the financial services industry pays their fair share to provide this advice,» a Treasury spokesperson says.

Cuomo bridged the deficit, state financial documents show, by reducing projected spending for education by $ 471 million, mental hygiene by $ 763 million, social service outlays by $ 160 million, STAR benefits by $ 120 million and debt service by $ 674 million.

Any serious journalist who reads wide and is a bit savvy with knowledge in finance will know that borrowing money, prudent use of money for returns, debt servicing, debt management, exchange rate risk management which are all ingredients of borrowing need a very strong Financial Management adroitness to handle and not just about «Over-The-Counter» borrowing that we do with our friends, family relations and acquaintances.

But according to Columbia's website, the president of the school's board of trustees is Andrew Zaro, who founded Cavalry Portfolio Services, a debt resolution financial services Services, a debt resolution financial services services company.

According to Elder Achuba, the debt must be serviced and that has grossly affected the financial fortunes of the state government.